Sr. Capital Markets Analyst/Capital Markets Manager

2 weeks ago


Lake Forest, California, United States theLender Full time

Job Summary:

The Capital Markets Analyst/Manager will play a critical role in managing the company's capital markets activities, including pricing, hedging, secondary marketing, investor relationships, and liquidity management. This individual will be responsible for optimizing profitability, mitigating risk, and ensuring efficient execution across all capital markets functions. The ideal candidate will possess a strong understanding of mortgage-backed securities, whole loan sales, and capital markets operations.

Key Responsibilities:


• Develop and execute daily pricing strategies for loan products across Retail and Wholesale channels.


• Manage daily pipeline hedging activities, including best execution analysis and position reporting.


• Oversee loan sales through whole loan transactions and agency deliveries.


• Establish and maintain investor relationships, including negotiation of pricing, contracts, and delivery terms.


• Collaborate with Finance and Treasury teams on cash flow forecasting, warehouse line utilization, and liquidity planning.


• Analyze market conditions and provide recommendations on product pricing and margin strategies.


• Ensure compliance with investor guidelines, internal policies, and regulatory requirements.


• Partner with Product Development and Operations teams to align capital markets strategies with business objectives.


• Develop and maintain reporting and analytical tools to monitor profitability, risk, and performance.


• Provide ongoing market updates and insights to executive leadership.

Qualifications:


• Bachelor's degree in Finance, Economics, Business, or related field.


• 5+ years of experience in capital markets, secondary marketing, or related financial services roles.


• Deep understanding of mortgage loan products, pricing models, and hedging strategies


• Experience with agency delivery programs (Fannie Mae, Freddie Mac, Ginnie Mae) and whole loan sales.


• Proficiency in loan pricing and hedging software platforms (e.g., Optimal Blue, MCT, Compass Analytics).


• Strong analytical, quantitative, and problem-solving skills.


• Excellent communication and negotiation skills.


• Ability to work in a fast-paced, high-pressure environment.


• Knowledge of regulatory requirements affecting capital markets and mortgage operations.

Preferred Skills:


• Advanced proficiency in Excel, SQL, and data visualization tools


• Knowledge of whole loan trading processes and best execution methodologies


• Familiarity with fixed income and derivative products


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