Commercial Credit Underwriter I-II
3 weeks ago
Job Description:
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.
One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.
Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.
Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us
Job Description:
The UW is responsible for underwriting and structuring of credit transactions. The UW is able to underwrite credit transactions with minimal oversight from the Credit Officer (CO) and also approves complex credit transactions with some coaching from the CO/Commercial Credit Manager (CCM). The UW leads the credit approval process with assistance from the CCM as needed for clients without CO coverage and is an active participant with the CO in credit approval process for complex clients/transactions. UWs may call on credit clients and prospects in partnership or independently with the RM and/or CO as appropriate. Provides ongoing management and primary accountability for a portion of the monitoring and maintenance activities on an assigned portfolio or market, including a higher composition of complex client relationships. They monitor clients operating performance and financial condition to proactively identify issues and opportunities. They deliver financial, industry, economic and other analysis to facilitate decision making, while also ensuring adherence to credit policies, guidelines, and applicable regulatory requirements. The UW's provide ongoing coaching and support to other Credit team members. They report to CCM and partner closely with CO's.
Responsibilities:
Skills:
Attention to DetailCredit and Risk AssessmentFinancial AnalysisUnderwritingWritten CommunicationsAnalytical ThinkingCredit Documentation RequirementsFinancial Forecasting and ModelingRecording/Organizing InformationBusiness AcumenCollaborationCollateral ManagementLoan StructuringPrioritization
Required Qualifications:
5+ years of solid experience in Commercial Banking performing financial analysis, structuring, underwriting and portfolio managementstrong communication and analytical/technical skills, including financial accounting, modeling and loan structuring.
Desired Qualifications:
Participate with RM or CO's to negotiate Credit Agreements & loan documents, as needed.Be knowledgeable of the closing process & timeline for all types of loans (i.e. real estate, revolvers, etc.)BA/BS Desired
Shift:
1st shift (United States of America)
Hours Per Week:
40
-
Commercial Credit Underwriter I-II
3 weeks ago
Charlotte, North Carolina, United States Merrill Full timeJob Description:At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.One of the keys to driving Responsible Growth is being a great place to work for our...
-
Commercial Credit Underwriter I-II
20 hours ago
Charlotte, North Carolina, United States Merrill Full timeJob Description:At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.One of the keys to driving Responsible Growth is being a great place to work for our...
-
IRE Commercial Credit Underwriter
1 month ago
Charlotte, United States First National Bank of Pennsylvania Full timePrimary Office Location: 501 Fayetteville Street. Raleigh, North Carolina. 27601. Join our team. Make a difference - for us and for your future. n Position Title: Commercial Credit Underwriter Business Unit: Credit Reports to: Regional Underwriting Manager Position Overview: This position is primarily responsible for preparing financial analyses of current...
-
Credit Analyst II
6 hours ago
Charlotte, United States Fifth Third Full timeMake banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: The Credit Analyst II is primarily responsible for partnering with Portfolio Managers, supporting the daily duties of underwriting and monitoring credit while performing...
-
Commercial Credit Analyst II
1 week ago
Charlotte, United States Park National Bank Full timeRESPONSIBILITIESSoundly apply the bank's credit culture and credit policies; is considered a policy expert Use independent judgment and critical thinking in the compilation of key financial data for the accurate representation of credit risk in loan requests including global cash flow analysis, collateral analysis, industry analysis, management analysis, and...
-
Commercial Credit Analyst II
17 hours ago
Charlotte, United States Park National Bank Full timeRESPONSIBILITIESSoundly apply the bank's credit culture and credit policies; is considered a policy expert Use independent judgment and critical thinking in the compilation of key financial data for the accurate representation of credit risk in loan requests including global cash flow analysis, collateral analysis, industry analysis, management analysis, and...
-
Credit Officer Ii
11 hours ago
Charlotte, United States City National Bank Full timeOverview: **CREDIT OFFICER II - PBB** **WHAT IS THE OPPORTUNITY?** Participates in the loan management process by providing credit and loan underwriting expertise to a team of Personal & Business Banking Relationship Managers. Is client facing and manages all aspects of credit relationships for clients. Provides credit product expertise in an advisory...
-
Credit Officer II
1 week ago
Charlotte, United States City National Bank Full timeOverview: CREDIT OFFICER II - PBB WHAT IS THE OPPORTUNITY? Participates in the loan management process by providing credit and loan underwriting expertise to a team of Personal & Business Banking Relationship Managers. Is client facing and manages all aspects of credit relationships for clients. Provides credit product expertise in an advisory capacity and...
-
SBA Credit Analyst Underwriter Remote
3 weeks ago
Charlotte, United States SVI Recruiting Group Full timeRegional Bank has an immediate opportunity for an SBA Credit Analyst. MUST HAVE CURRENT SBA EXPERIENCE/ NOT MORTGAGEThe SBA Underwriter/VP is responsible for analyzing/evaluating SBA 7(a), USDA, and SBA 504, and small business loan application files to ensure credit worthiness of each assigned loan transaction. Additionally, this individual will assist in...
-
SBA Credit Analyst Underwriter Remote
3 weeks ago
Charlotte, North Carolina, United States SVI Recruiting Group Full timeRegional Bank has an immediate opportunity for an SBA Credit Analyst. MUST HAVE CURRENT SBA EXPERIENCE/ NOT MORTGAGEThe SBA Underwriter/VP is responsible for analyzing/evaluating SBA 7(a), USDA, and SBA 504, and small business loan application files to ensure credit worthiness of each assigned loan transaction. Additionally, this individual will assist in...
-
SBA Credit Analyst Underwriter Remote
10 hours ago
Charlotte, North Carolina, United States SVI Recruiting Group Full timeRegional Bank has an immediate opportunity for an SBA Credit Analyst. MUST HAVE CURRENT SBA EXPERIENCE/ NOT MORTGAGEThe SBA Underwriter/VP is responsible for analyzing/evaluating SBA 7(a), USDA, and SBA 504, and small business loan application files to ensure credit worthiness of each assigned loan transaction. Additionally, this individual will assist in...
-
Credit Analyst II
1 month ago
Charlotte, United States Fifth Third Bank, N.A. Full timeMake banking a Fifth Third better® We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: The Credit Analyst II is primarily responsible for partnering with Portfolio Managers, supporting the daily duties of underwriting and monitoring credit while performing...
-
Credit Analyst II
1 week ago
Charlotte, United States Fifth Third Full timeMake banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: The Credit Analyst II is primarily responsible for partnering with Portfolio Managers, supporting the daily duties of underwriting and monitoring credit while performing...
-
Credit Analyst II
12 hours ago
Charlotte, United States Fifth Third Bank, N.A. Full timeMake banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: The Credit Analyst II is primarily responsible for partnering with Portfolio Managers, supporting the daily duties of underwriting and monitoring credit while performing...
-
Commercial Loan Officer I
1 week ago
Charlotte, United States Self-Help Full timeWHO We Are: Self-Help started in 1980 with a focus on economic inequality, especially in communities that have faced systemic barriers in building wealth. At the core of what Self-Help does is a drive to create and protect ownership and economic opportunity. In other words, we're committed to economic justice! Economic Justice means that all communities have...
-
Commercial Loan Officer I
10 hours ago
Charlotte, United States Self-Help Full timeWHO We Are: Self-Help started in 1980 with a focus on economic inequality, especially in communities that have faced systemic barriers in building wealth. At the core of what Self-Help does is a drive to create and protect ownership and economic opportunity. In other words, we're committed to economic justice! Economic Justice means that all communities have...
-
Senior Portfolio Manager
2 weeks ago
Charlotte, United States Truist Financial Corporation Full timeResponsible for the financial analysis, risk assessment and credit structure recommendation for Commercial Real Estate clients and prospects. This includes prudent underwriting and effective credit and risk administration with particular emphasis on Portfolio Manager, Real Estate, Estate, Commercial, Portfolio, Delivery, Banking, Business Services
-
Commercial Loan Officer I
1 week ago
Charlotte, United States Self-Help Full timeWHO We Are: Self-Help started in 1980 with a focus on economic inequality, especially in communities that have faced systemic barriers in building wealth. At the core of what Self-Help does is a drive to create and protect ownership and economic opportunity. In other words, we're committed to economic justice! Economic Justice means that all communities...
-
Charlotte, United States SVI Recruiting Group Full timeJob Description Job Description Position: SBA Credit Analyst/Underwriter/FRANCHISE/NATIONWIDE REMOTE Job Summary: As an SBA Credit Analyst/Underwriter, you will be responsible for analyzing and underwriting Small Business Administration (SBA) 7a, 504, USDA loans for our clients, FOCUSING ON SBA FRANCHISE LOANS. You will work closely with our team of loan...
-
Credit Risk Review Officer II- Commercial Bank
2 months ago
Charlotte, United States Truist Full timeESSENTIAL DUTIES AND RESPONSIBILITIES Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. 1. Completes moderately complex to complex credit transactions reviews with only moderate level of oversight 2. Solid...