Commercial Credit Underwriter I-II
4 weeks ago
Job Description:
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.
One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.
Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.
Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us
Job Description:
The UW is responsible for underwriting and structuring of credit transactions. The UW is able to underwrite credit transactions with minimal oversight from the Credit Officer (CO) and also approves complex credit transactions with some coaching from the CO/Commercial Credit Manager (CCM). The UW leads the credit approval process with assistance from the CCM as needed for clients without CO coverage and is an active participant with the CO in credit approval process for complex clients/transactions. UWs may call on credit clients and prospects in partnership or independently with the RM and/or CO as appropriate. Provides ongoing management and primary accountability for a portion of the monitoring and maintenance activities on an assigned portfolio or market, including a higher composition of complex client relationships. They monitor clients operating performance and financial condition to proactively identify issues and opportunities. They deliver financial, industry, economic and other analysis to facilitate decision making, while also ensuring adherence to credit policies, guidelines, and applicable regulatory requirements. The UW's provide ongoing coaching and support to other Credit team members. They report to CCM and partner closely with CO's.
Responsibilities:
Skills:
Attention to DetailCredit and Risk AssessmentFinancial AnalysisUnderwritingWritten CommunicationsAnalytical ThinkingCredit Documentation RequirementsFinancial Forecasting and ModelingRecording/Organizing InformationBusiness AcumenCollaborationCollateral ManagementLoan StructuringPrioritization
Required Qualifications:
5+ years of solid experience in Commercial Banking performing financial analysis, structuring, underwriting and portfolio managementstrong communication and analytical/technical skills, including financial accounting, modeling and loan structuring.
Desired Qualifications:
Participate with RM or CO's to negotiate Credit Agreements & loan documents, as needed.Be knowledgeable of the closing process & timeline for all types of loans (i.e. real estate, revolvers, etc.)BA/BS Desired
Shift:
1st shift (United States of America)
Hours Per Week:
40
-
SBA Credit Analyst Underwriter Remote
4 weeks ago
Charlotte, North Carolina, United States SVI Recruiting Group Full timeRegional Bank has an immediate opportunity for an SBA Credit Analyst. MUST HAVE CURRENT SBA EXPERIENCE/ NOT MORTGAGEThe SBA Underwriter/VP is responsible for analyzing/evaluating SBA 7(a), USDA, and SBA 504, and small business loan application files to ensure credit worthiness of each assigned loan transaction. Additionally, this individual will assist in...
-
SBA Credit Analyst Underwriter Remote
1 week ago
Charlotte, North Carolina, United States SVI Recruiting Group Full timeRegional Bank has an immediate opportunity for an SBA Credit Analyst. MUST HAVE CURRENT SBA EXPERIENCE/ NOT MORTGAGEThe SBA Underwriter/VP is responsible for analyzing/evaluating SBA 7(a), USDA, and SBA 504, and small business loan application files to ensure credit worthiness of each assigned loan transaction. Additionally, this individual will assist in...
-
Credit Officer II Corporate Banking
2 weeks ago
Charlotte, North Carolina, United States City National Bank Full timeCREDIT OFFICER II CORPORATE BANKING WHAT IS THE OPPORTUNITY? Participates in the loan management process by providing credit and loan underwriting expertise to a Corporate Banking team. Analyzes prospective loan transactions and credit worthiness of borrowers. Validates the credit analysis prepared by the Credit Analysts and provides opinions and...
-
Credit Officer II Corporate Banking
1 week ago
Charlotte, North Carolina, United States City National Bank Full timeCREDIT OFFICER II CORPORATE BANKING WHAT IS THE OPPORTUNITY? Participates in the loan management process by providing credit and loan underwriting expertise to a Corporate Banking team. Analyzes prospective loan transactions and credit worthiness of borrowers. Validates the credit analysis prepared by the Credit Analysts and provides opinions and...
-
Construction Casualty Underwriter
2 weeks ago
Charlotte, North Carolina, United States Zurich Insurance Company Ltd. Full timeZurich is seeking an experienced Construction Casualty Underwriter, (Level II or Sr. Level III) to join our National Accounts team. We are seeking talent remotely in the Charlotte marketplace. This role will be filled at either the Construction Casualty Underwriter (Level II) or Sr. Construction Casualty Underwriter (Level III). The hiring manager will...
-
Construction Casualty Underwriter
1 week ago
Charlotte, North Carolina, United States Zurich Insurance Company Ltd. Full timeZurich is seeking an experienced Construction Casualty Underwriter, (Level II or Sr. Level III) to join our National Accounts team. We are seeking talent remotely in the Charlotte marketplace. This role will be filled at either the Construction Casualty Underwriter (Level II) or Sr. Construction Casualty Underwriter (Level III). The hiring manager will...
-
Analyst - Commercial Real Estate Credit Delivery
2 weeks ago
Charlotte, North Carolina, United States Truist Full timeThe position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status.Need...
-
Analyst - Commercial Real Estate Credit Delivery
2 weeks ago
Charlotte, North Carolina, United States Truist Full timeThe position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status.Need...
-
Charlotte, North Carolina, United States Truist Full timeThe position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status.Need...
-
Credit Products Leveraged Finance Associate
2 weeks ago
Charlotte, North Carolina, United States Regions Full timeThank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed,...
-
Credit Products Leveraged Finance Associate
1 week ago
Charlotte, North Carolina, United States Regions Full timeThank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed,...
-
Credit Review Sr. Examiner
1 month ago
Charlotte, North Carolina, United States Bank of America Full timeJob Description:At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.One of the keys to driving Responsible Growth is being a great place to work for our...
-
Credit Review Sr. Examiner
1 week ago
Charlotte, North Carolina, United States Bank of America Full timeJob Description:At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.One of the keys to driving Responsible Growth is being a great place to work for our...
-
Credit Products Leveraged Finance Associate
2 weeks ago
Charlotte, North Carolina, United States Regions Full timeThank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed,...
-
Associate - CIB Credit Delivery
2 weeks ago
Charlotte, North Carolina, United States Truist Full timeThe position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status.Need...
-
Associate - CIB Credit Delivery
1 week ago
Charlotte, North Carolina, United States Truist Full timeThe position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status.Need...
-
Credit Products Analyst
2 weeks ago
Charlotte, North Carolina, United States Regions Full timeThank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed,...
-
Credit Products Analyst
1 week ago
Charlotte, North Carolina, United States Regions Full timeThank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed,...
-
Actuary - Accelerated Underwriting & Analytics
2 weeks ago
Charlotte, North Carolina, United States PartnerRe Full timeCompany DescriptionPartnerRe is a leading global reinsurer that was established in 1993, in the aftermath of Hurricane Andrew, to bring much-needed capacity to a market in crisis, helping insurers to provide continuity to their clients. Though we have evolved continuously throughout the years, our purpose remains the same: to help insurance companies...
-
Portfolio Management Officer III
1 month ago
Charlotte, North Carolina, United States Bank of America Full timeJob Description:At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.One of the keys to driving Responsible Growth is being a great place to work for our...