Lending Specialist

Join to apply for the Lending Specialist role at Farmers & Merchants Bank of Long Beach Farmers & Merchants Bank of Long Beach provides a competitive pay range based on skills and experience. Job Summary The Lending Specialist provides prompt, quality customer service in a team environment with other branch and regional lending personnel. Responsibilities include loan processing, documentation, loan portfolio management, and ensuring compliance with regulatory requirements. Responsibilities Review and scrutinize organizational/entity documentation for safety & soundness and CIP & CDD compliance. Verify the accuracy of supporting documentation during the loan application process. Initiate ordering of appraisal reports, credit reports, UCC searches, and other due‑diligence information for loan processing and underwriting. Prepare worksheets for approval, order loan documents, and identify exceptions. Compile closing documents such as title reports, insurance evidence, and related materials. Facilitate the document signing process and address customer questions and concerns. Assist loan officers with portfolio management, reviewing upcoming maturities and annual financial reporting requirements. Support multiple branches as assigned by the Regional Relationship Manager. Ensure compliance with federal & state regulations, internal policies, and bank security guidelines. Maintain open communication with support departments to achieve desired results. Maintain Notary Commission and perform Notary Public duties for the Bank. Lending Specialist Levels & Classifications The position has multiple levels, each defined in the Lending Specialist Classifications document, which outlines additional duties, knowledge, and skill requirements. Required Knowledge Bank Secrecy Act Complaint Documentation Policy FDIC Insurance Regulation B (ECOA) General Operations Regulation BB (CRA) Loan Products Regulation CC Loan Documentation Regulation DD New Account Procedures Regulation E (EFT) Privacy Laws Regulation H (Flood Insurance) Safe Deposit Box Procedures Regulation X (RESPA) Security/Robbery Procedures Regulation Z (Truth in Lending) UCCs Complies with all state and federal banking regulatory requirements, including BSA, OFAC, CIP, financial elder abuse reporting, sexual harassment, information security and privacy requirements. This position will elevate suspicious activity to supervisory staff and/or the BSA department and complete assigned compliance training. Basic Knowledge, Skills & Abilities Basic mathematics skills Clear understanding of the English language (spoken & written) Critical thinking, judgment & problem‑solving skills Customer service skills Proficiency with Microsoft Office (Excel, Word, Outlook) Strong typing skills Time management skills Active listening & learning ability Oral communication skills for selling products or services Respectful communication with supervisors and coworkers Effective handling of unpleasant, angry or discourteous people Equipment Operated Desktop computers Scanners Physical Requirements & Work Environment Repetitive movement required Long periods of sitting Ability to lift up to 10 lb Use of hands to handle, control, or feel objects Office setting with controlled temperature Education & Experience High school diploma or equivalent required Notary Commission required Preferred: 6+ months commercial loan processing experience within the past three years Additional Requirements Ability to travel to various bank locations as needed Professional business attire Some Saturday hours may apply This job description is not intended to be all-inclusive; additional related duties may be assigned by the supervisor or management. Farmers & Merchants Bank of Long Beach reserves the right to revise or change job duties and responsibilities as needed. This description does not constitute a written or implied contract of employment. Seniority Level Entry level Employment Type Full‑time Job Function Finance and Sales Industries Banking #J-18808-Ljbffr