Director of Credit
2 weeks ago
Job Description/Requirements
Company: Highcrest Capital LLC
Job Title: Director of Credit
Location: Either San Diego, CA, Atlanta, GA or Austin, TX
Overview
Highcrest Capital LLC ("Company") is actively seeking a seasoned Director of Credit to lead our dynamic credit analysis team and maintain relationships with key lending partners and service providers.
- Experience in a similar capacity with a non-bank lending or servicing entity is essential.
- A legal degree and prior experience as a Chief Credit Officer is preferred.
- Comprehensive knowledge of private credit, asset-based lending, and working capital loans is required.
The Director of Credit will collaborate with our Portfolio Manager to make pivotal decisions regarding lending offers, terms, and structures, ensuring profitable and secure investments. This position will also be integral to future lending strategies and structures.
Core Responsibilities:
- Decision Making on Lending Proposals: Independently assess and decide on loans/advances ranging from $850,000 to $1,500,000, including reviewing credit analyst summaries and making determinations on offers, declines, and transaction structures without further oversight.
- Collaborative Underwriting: Work jointly with the Portfolio Manager to co-underwrite various financing options such as private credit, asset-backed loans (including commercial real estate bridge loans and equipment purchase loans), working capital loans, and other financial products. Responsibilities include approving, declining, or structuring loans and advancing the underwriting process to ensure closure.
- Team Management: Supervise a team of five experienced credit analysts and underwriters, managing all personnel aspects such as performance evaluation, training, and development to maintain high expertise and efficiency.
- Lending Partner and Service Provider Liaison: Serve as the primary point of contact for our strategic lending partners and service providers, managing and reviewing status reports, overseeing servicing activities, workouts and modifications, and coordinating external collections and legal recovery actions. Must have executive presence and gravitas at an executive level.
Qualifications:
- Educational Background: Bachelor's degree in finance, economics, business administration, or a related field; a legal degree is highly preferred.
- Experience: At least 15 years in credit risk/underwriting, with a minimum of 8 years in a leadership role; hedge fund experience strongly preferred.
- Financial Acumen: Deep knowledge of credit risk, underwriting, and legal implications of the entire credit cycle; demonstrated track record of informed lending decisions based on comprehensive financial analysis.
- Market Knowledge: In-depth understanding of market trends, regulatory environment, and factors affecting credit risk; experience with various FinTech lending products is essential.
- Leadership Skills: Proven leadership capabilities with strong interpersonal and communication skills to effectively convey complex financial concepts.
- Decision-Making Ability: Robust analytical and decision-making skills with the ability to evaluate complex information and direct strategic credit portfolio decisions.
- Negotiation and Relationship Management: Excellent negotiation skills and the ability to manage relationships with various stakeholders; experience with contracted service providers is a plus.
- Regulatory Compliance: Knowledge of relevant financial regulations and ensuring compliance across credit operations.
- Technical Proficiency: Skilled in financial analysis software, databases, and Microsoft Office Suite; familiarity with advanced financial modeling and statistical analysis tools.
- Strategic Thinking: Ability to contribute to strategic planning and advise on portfolio risk management and growth opportunities.
- Communication Skills: Outstanding written and verbal communication skills, able to present detailed reports and strategies to senior management and external stakeholders.
A Successful Candidate will:
- Embrace a Growth Mindset: Open to feedback and committed to personal and professional improvement.
- Be Proactive & Resourceful: Anticipate needs, take initiative, and find solutions independently.
- Take Ownership: Acknowledge mistakes and demonstrate resilience to overcome them.
- Maintain Professionalism: Engage effectively with the company and external stakeholders while upholding professionalism.
- Adapt Flexibly: Excel in complex multitasking, anticipate changes, and adjust priorities seamlessly.
- Be Meticulous: Possess keen attention to detail and exceptional organizational skills.
- Exercise Confidentiality: Commit to the highest standards of privacy and confidentiality for the company.
Benefits:
- Healthcare
- Personal Investing
- Flexible Schedule
- Paid Time Off
Work Location and Type:
- Either San Diego, CA, Austin, TX, or Atlanta, GA
Compensation:
- Total compensation package commensurate with experience.
-
Austin, United States Farm Credit Council Full timeWho we are: Farm Credit Bank of Texas is a $36.9 billion wholesale bank that has been financing agriculture and rural America for over 100 years. Headquartered in Austin, Texas, we provide funding and services to rural lending associations in five states, and we are active in the nation's capital markets. While you may not be familiar with our name, Farm...
-
Director of Credit
4 weeks ago
Austin, United States Highcrest Capital (https:www.highcrestcapital.com) Full time**Job Description/Requirements** **Company**: Highcrest Capital LLC **Job Title**: Director of Credit **Location**: Either San Diego, CA, Atlanta, GA or Austin, TX **Overview** Highcrest Capital LLC ("Company") is actively seeking a seasoned Director of Credit to lead our dynamic credit analysis team and maintain relationships with key lending partners...
-
Director of Credit
3 weeks ago
Austin, United States Highcrest Capital LLC Full timeJob Description/Requirements Company: Highcrest Capital LLC Job Title: Director of Credit Location: Either San Diego, CA, Atlanta, GA or Austin, TX Overview Highcrest Capital LLC ("Company") is actively seeking a seasoned Director of Credit to lead our dynamic credit analysis team and maintain relationships with key lending partners and service providers. ...
-
Senior Director Corporate Communications
5 days ago
Austin, United States Farm Credit Full timeWho we are: Farm Credit Bank of Texas is a $37.3 billion wholesale bank that has been financing agriculture and rural America for over 100 years. Headquartered in Austin, Texas, we provide funding and services to rural lending associations in five states, and we are active in the nation's capital markets. While you may not be familiar with our name, Farm...
-
Senior Director Corporate Communications
6 days ago
Austin, United States Farm Credit Full timeWho we are: Farm Credit Bank of Texas is a $37.3 billion wholesale bank that has been financing agriculture and rural America for over 100 years. Headquartered in Austin, Texas, we provide funding and services to rural lending associations in five states, and we are active in the nation's capital markets. While you may not be familiar with our name, Farm...
-
Sr. Director Investor Relations
5 days ago
Austin, United States Farm Credit Full timeFarm Credit Bank of Texas is a $37.3 billion wholesale bank that has been financing agriculture and rural America for over 100 years. Headquartered in Austin, Texas, we provide funding and services to rural lending associations in five states, and we are active in the nation's capital markets. While you may not be familiar with our name, Farm Credit Bank of...
-
Credit Union Teller
3 days ago
Austin, United States Star of Texas Credit Union Full time**About us** Star of Texas Credit Union is a dynamic, not-for-profit financial cooperative serving the Austin area since 1952. Originally catering to Texas Workforce Commission employees, we now proudly serve over 3,000 members and manage assets exceeding $60 million across two locations. As a Community Development Financial Institution (CDFI), we boast a...
-
Sr. Director Investor Relations
6 days ago
Austin, United States Farm Credit Full timeWho we are: Farm Credit Bank of Texas is a $37.3 billion wholesale bank that has been financing agriculture and rural America for over 100 years. Headquartered in Austin, Texas, we provide funding and services to rural lending associations in five states, and we are active in the nation's capital markets. While you may not be familiar with our name, Farm...
-
Sr. Director Investor Relations
9 hours ago
Austin, United States Farm Credit Bank of Texas Full timeJob DescriptionWho we are: Farm Credit Bank of Texas is a $37.3 billion wholesale bank that has been financing agriculture and rural America for over 100 years. Headquartered in Austin, Texas, we provide funding and services to rural lending associations in five states, and we are active in the nation's capital markets. While you may not be familiar with...
-
Human Resources Director
4 days ago
Austin, United States Farm Credit Full timeWho we are: Are you looking to make an impact and have a direct, hands-on effect on re-shaping how HR is done in a 100+ year old organization that is rooted in a mission of providing financial stability to farmers, ranchers, and rural America? Farm Credit Bank of Texas, headquartered in Austin, Texas, is part of the nationwide Farm Credit System that was...
-
Human Resources Director
5 days ago
Austin, United States Farm Credit Full timeWho we are: Are you looking to make an impact and have a direct, hands-on effect on re-shaping how HR is done in a 100+ year old organization that is rooted in a mission of providing financial stability to farmers, ranchers, and rural America? Farm Credit Bank of Texas, headquartered in Austin, Texas, is part of the nationwide Farm Credit System that was...
-
Sr. Director Investor Relations
4 days ago
Austin, United States Farm Credit Council Full timeJob Description: Who we are: Farm Credit Bank of Texas is a $37.3 billion wholesale bank that has been financing agriculture and rural America for over 100 years. Headquartered in Austin, Texas, we provide funding and services to rural lending associations in five states, and we are active in the nation's capital markets. While you may not be familiar with...
-
Human Resources Director
12 hours ago
Austin, United States Farm Credit Bank of Texas Full timeJob DescriptionWho we are: Are you looking to make an impact and have a direct, hands-on effect on re-shaping how HR is done in a 100+ year old organization that is rooted in a mission of providing financial stability to farmers, ranchers, and rural America? Farm Credit Bank of Texas, headquartered in Austin, Texas, is part of the nationwide Farm Credit...
-
Human Resources Director
4 days ago
Austin, United States MidAtlantic Farm Credit Full timeWho we are: Are you looking to make an impact and have a direct, hands-on effect on re-shaping how HR is done in a 100+ year old organization that is rooted in a mission of providing financial stability to farmers, ranchers, and rural America? Farm Credit Bank of Texas, headquartered in Austin, Texas, is part of the nationwide Farm Credit System that was...
-
Human Resources Director
5 days ago
Austin, United States Farm Credit Council Full timeJob Description: Who we are: Are you looking to make an impact and have a direct, hands-on effect on re-shaping how HR is done in a 100+ year old organization that is rooted in a mission of providing financial stability to farmers, ranchers, and rural America? Farm Credit Bank of Texas, headquartered in Austin, Texas, is part of the nationwide Farm Credit...
-
Credit Systems Manager
5 days ago
Austin, United States Simmons bank Full timeIt's fun to work in a company where people truly BELIEVE in what they're doing! We're committed to bringing passion and customer focus to the business. Credit Systems Manager Job Description Credit Systems Manager will report to the Director of Credit Risk and is responsible for hands-on oversight of the Bank’s commercial loan underwriting...
-
Consumer Finance Credit Analyst
3 days ago
Austin, United States Renewal by Andersen | Esler Companies Full timeThe Consumer Finance Credit Analyst will play a key role in supporting our sales process by assisting our customers in securing 2nd look financing lending solutions across all 9 Esler Cos Renewal by Andersen locations. Additionally, this position will be responsible for evaluating the credit profile of our customers and matching them with the appropriate 3rd...
-
Sr. Credit Officer
4 days ago
Austin, United States The Symicor Group Full timeSr. Credit Officer – To $150K – Austin, TX – Job # 3170 Who We Are The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & Rockport, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants...
-
Associate Regional Director
2 weeks ago
Austin, United States National Credit Union Administration Full timeRequirements Conditions of Employment You must complete a Public Financial Disclosure Form. You must be a U.S. Citizen. This position is eligible for telework. ...
-
Sr Accountant Financial Reporting
6 days ago
Austin, United States Farm Credit Full timeWho we are: Farm Credit Bank of Texas is a $37.3 billion wholesale bank that has been financing agriculture and rural America for over 100 years. Headquartered in Austin, Texas, we provide funding and services to rural lending associations in five states, and we are active in the nation's capital markets. While you may not be familiar with our name, Farm...
