Risk Management Intern

2 weeks ago

Boca Raton, United States FlexShopper Full time

We're looking for a Risk Management Intern with passion for a fast-paced high-growth FinTech industry.


Summer intern opportunity located in the Boca Raton area.

Must be able to commute to the office 5 days a week.


About FlexShopper


FlexShopper, LLC, a wholly owned subsidiary of FlexShopper, Inc. (Nasdaq: FPAY) is a financial and technology company that provides brand name durable goods to consumers on a lease-to-own (LTO) basis through its ecommerce marketplace (www.FlexShopper.com) and LTO payment method. FlexShopper also provides LTO technology platforms to retailers and e-tailers to enter into transactions with consumers who want to obtain durable goods, but do not have the available cash or credit.


Essential Duties and Responsibilities:


Quantitative Analysis and Strategy:


  • Works directly with various multi-disciplinary areas to identify and analyze potential risks, rewards, and opportunities that exist within FlexShopper's operating landscape.
  • Conducts continuous research and statistical analysis, using existing & new data sources to identify factors that impact applicant’s risk.
  • Evaluates new strategies to reduce risk, with minimal impact to good customers, completes cost/benefits analyses and makes thoughtful recommendations.
  • Works as part of the Risk team to support the develop risk & fraud prevention strategy criteria, evaluates, and communicates multiple scenarios, works with leadership to assess, deploy, and maintain strategies and policies.
  • Assist with performance monitoring and attribution analysis around effectiveness of Risk tools.
  • Seeks and generates new ideas to enhance business policies to derive actionable outcomes.
  • Succeeds in a fast paced, entrepreneurial and dynamic environment, while maintaining controls and operational excellence around all work products.


Education:

  • Bachelor’s degree in a technical discipline,
  • STEM ,Mathematics, Statistics, Economics, Finance or Engineering.
  • Familiar with the areas of risk: Risk or Portfolio Management, Risk Analytics, Risk Policy, Model Development, Fraud Analytics, Fraud Prevention or Fraud Model development experience.


Business Intelligence/Analytical/Technical Skills:

  • Advanced analytical and problem-solving skills.
  • Python (Jupyter Notebooks, Pandas, Numpy)
  • SQL
  • A/B testing
  • Customer level data in Retail / CPG / Financial Services a plus
  • Experience with unstructured data: MongoDB, other JSON-like nested data.
  • Solid understanding of statistical methods of data analysis.
  • Familiarity with technologies used in Risk Management and Fraud Prevention.
  • Expertise in risk criteria and risk strategy creation, deployment, and maintenance.

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