Director of Credit

2 days ago


New York, United States Social Capital Resources Full time

Commercial Bank in Midtown, Manhattan is seeking a Director of Credit


Responsibilities:


  • Responsible for managing the risk associated with a bank or lending institution's loan portfolio.
  • Overseeing the design, execution, and communication of credit risk management policy, including the approval process, administration, and portfolio analysis
  • Ensuring the quality and profitability of the loan portfolio
  • Ensuring compliance with all applicable state and federal banking regulations
  • Establishing and developing credit, collection, and fraud policies and objectives
  • Overseeing loan procedures and the loan approval process
  • Developing risk management and scorecard analytics
  • Ensuring all internal documentation is in compliance with government regulations
  • Acting as the principal spokesperson for the lending function


Qualifications:


  • Bachelor's Degree
  • Prior experience in a Chief Credit Officer position, preferably with a commercial or community bank.
  • Must be fluent in Mandarin or Cantonese


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