Credit Analyst

2 months ago

Grand Prairie, United States Colony Hardware Full time

Description

As a Credit Clerk, you manage the credit application process, customer accounts, customer collections, and ensure compliance with all policies and procedures. You are a detail-oriented professional with good judgement, an ability to multitask, and strong communication and organizational skills. You are a team player that supports the credit team as a whole but can also operate independently and are a self-starter. You ensure minimal bad debt and help the company be profitable.

Essential Duties & Responsibilities Credit Applications  Process, analyze, and review credit applications.  Ensure proper documentation is obtained.  Determine credit worthiness and assign credit lines.  Approve or decline credit applications.  Customer Accounts  Set up and maintain customer files and accounts.  Assess and manage credit risks.  Customer credit and account relations.  Ensure accounts are secured when necessary. Credit insurance, NOFs, etc.  Monitor extension of credit on accounts.  Work with existing customers to assist and research/resolve issues. Issue debit/credit memos. Follow up with sales and customers regarding issues.  Report weekly on any problem accounts.  Manage accounts, including an ongoing review of accounts, payments, credit reports, issues, etc.  Credit references on customers.  Customer collections  Ensure timely collections of receivables from open A/R.  Ensure compliance of credit terms.  Responsible for credit hold/release of accounts and orders.  Process applications for customer payments and deposits.  Approve minimal discrepancies for adjustment on A/R.  Process & Procedures  File Small Claims Court paperwork.  File on Bonds and Liens.  Report to credit agencies.  Process NSF checks.  Ensure credit policy and procedures are adhered to companywide.  Establish and update credit rating criteria.  Ensure liens waivers are accurate, complete, and processed.
Qualifications 5+ years of previous credit and collections experience  Knowledge of liens, bonds, joint checks, lien waivers, Notice of Furnishings  General accounting knowledge Computer skills including Microsoft Office, especially Excel

We Can Offer You:  Colony Hardware provides a performance based culture where all employees are rewarded for achievement of both personal and company goals. This includes: Competitive salary and quarterly bonuses. Multiple medical, dental, and vision plan options. Short Term Disability, Long Term Disability, and Life Insurance. 401k retirement plans with a generous company match. Tuition reimbursement. Competitive sick, vacation and PTO time as well as paid holidays. Company-provided PPE as required. Company-paid CDL training. Generous discounts on the best products from leading industry vendors. Life at Colony With over 60 locations in 18 states and over 1,300 employees, Colony Hardware is the leading distributor of Tools, Equipment, Fasteners, Supplies, and Safety Products to commercial construction and industrial accounts throughout our markets.Our customers can count on us for same or next-day delivery of over 30,000 products from the top names in the industry right to their job site with no minimum order requirement. At the heart of what we do is building long-term, meaningful relationships. Whether it is our customers, suppliers, or our associates, everyone is a part of the Colony family At Colony, our people are our most valuable asset. Success as a Colony Associate means being reliable, conscientious, and passionate. With our direction centered on teamwork, every employee at Colony will not only find their work to be meaningful but will have the opportunity to grow alongside Colony, both professionally and personally.

Colony’s Commitment to Equal Opportunity Colony Hardware Corporation is an equal opportunity employer. We enthusiastically accept our responsibility to make employment decisions without regard to race, religious creed, color, age, sex, sexual orientation, national origin, citizenship, religion, marital status, victim of domestic violence, familial status, genetic predisposition or information, disability, Family and Medical Leave, military or veteran status, citizenship, pregnancy, childbirth, and related medical conditions, or any other classification protected by federal, state, and local laws and ordinances. Our management is dedicated to ensuring the fulfillment of this policy with respect to hiring, placement, promotion, transfer, demotion, layoff, termination, recruitment advertising, pay, and other forms of compensation, training, and general treatment during employment.

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