CRA Mortgage Loan Originator
4 months ago
Make banking a Fifth Third better®
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
GENERAL FUNCTION:
Performs a wide range of duties relating to the origination of residential 1st mortgage loans for branch offices and outside referrals. Meets standards and objectives defined by management for mortgage loan sales and cross-selling objectives. Focuses on selling CRA products and services, targeting low to moderate-income individuals and areas, as well as non-profit organizations. Assumes overall responsibility for the residential mortgage loan from application to closing. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
Develop CRA prospects & referral contacts (realtors, builders, professional and personal contacts). Maintain knowledge of Fifth Third Mortgage Company's policies and procedures. Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines. Conduct and coordinate homebuyer-training seminars for CRA potential applicants. Handle employee loans and participate in appropriate Fifth Third-coordinated functions to promote employee loans. Follow defined protocol for escalation of exceptions. Take applicant applications by completing Fannie Mae form 1003 on the laptop. Utilize the laptop for communication and access of daily rates, applicant credit reports, Loan Prospector responses, and transmitting the loan to LOMAS. Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management. Manage pipeline for all originated loans through closing and complete required management reports. Communicate with applicants and/or referral sources by providing timely updates and progress reports. Maintain high levels of customer service while managing each applicant*s and support staff*s expectations. Attend and participate in all Consumer Lending meetings as required by management. This position requires SAFE Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS).MINIMUM KNOWLEDGE AND SKILLS REQUIRED:
High school diploma or equivalent mandatory. Four-year college degree preferred. Knowledge of conventional and/or government lending guidelines. Knowledge of residential mortgage processing, underwriting, and closing procedures. Knowledge of federal lending regulations governing real estate lending. Demonstrated organizational skills. Strong written and verbal communications skills. Demonstrated teamwork and customer service skills. Proven computer skills. Basic sales technique skills. Strong desire to excel in a competitive environment. This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site (mortgage.nationwidelicensingsystem.org) provides the MU4R questions and registration required for employment in this position. CRA Mortgage Loan OriginatorLOCATION -- Grand Blanc, Michigan 48439Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
-
Financial Aid Specialist
2 days ago
Flint, United States Entech Staffing Solutions Full timeJob Position: Financial Aid Specialist Location: Flint, MI 48503 Pay Rate: $17.65/hr Shift: full-time, contract/temporary Description: Entech Staffing is seeking a Financial Aid Specialist for a position at a local educational institution in Flint, MI. This is a full-time, contract/temporary position. Responsibilities: 1. Verification and Packaging...
-
Receptionist
3 weeks ago
Flint, United States Jars Cannabis Full timeJARS Cannabis / Receptionist Ready to elevate your career path to a new all-time high? JARS Cannabis is more than just your average cannabis brand and retailer. We are a culturally inspired organization on a mission to rewrite the existing narratives that surround cannabis, one community at a time. We seek to empower the future leaders of our industry...
-
Financial Aid Specialist
2 days ago
Flint, United States Entech Staffing Solutions Full timeJob Position: Financial Aid Specialist The experience expected from applicants, as well as additional skills and qualifications needed for this job are listed below. Location: Flint, MI 48503 Pay Rate: $17.65/hr Shift: full-time, contract/temporaryDescription: Entech Staffing is seeking a Financial Aid Specialist for a position at a local educational...
-
Clinical Liaison
4 weeks ago
Flint, United States Ciena Healthcare Full timeAre you an experienced nurse looking for an exciting role assisting residents in locating the best place for skilled nursing care? The Nurse Liaison screens potential and existing resident in hospitals, LTACs and any other appropriate medical facility to generate patient admissions.At Ciena Healthcare, we take care of you too, with an attractive benefit...
-
Float PB1- Mid-Michigan Region
6 days ago
Flint, United States Fifth Third Full timeMake banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. Provide excellent customer care to customers regarding daily transactions, addressing inquiries, and problem resolution, in accordance with Fifth Third Bank policies. Refer customers to the...
-
Flint, United States Optum Full time$40,000 Student Loan Repayment Or $25,000 Sign-on Bonus For Individuals Who Have Not Previously Participated In This Program Optum Home & Community Care, part of the UnitedHealth Group family of businesses, is creating something new in health care. We are uniting industry-leading solutions to build an integrated care model that holistically addresses an...
-
Flint, United States UnitedHealth Group Full time$40,000 Student Loan Repayment Or $25,000 Sign-on Bonus For Individuals Who Have Not Previously Participated In This Program Optum Home & Community Care, part of the UnitedHealth Group family of businesses, is creating something new in health care. We are uniting industry-leading solutions to build an integrated care model that holistically addresses an...
-
Clinical Liaison
4 weeks ago
Flint, United States Ciena Healthcare Full timeAre you an experienced nurse looking for an exciting role assisting residents in locating the best place for skilled nursing care? The Nurse Liaison screens potential and existing resident in hospitals, LTACs and any other appropriate medical facility to generate patient admissions. At Ciena Healthcare, we take care of you too, with an attractive benefit...
-
Flint, United States Optum Full time$40,000 Student Loan Repayment Or $25,000 Sign-on Bonus For Individuals Who Have Not Previously Participated In This Program Optum Home & Community Care, part of the UnitedHealth Group family of businesses, is creating something new in health care. We are uniting industry-leading solutions to build an integrated care model that holistically addresses an...
-
Respiratory Therapist
2 weeks ago
Flint, United States Select Specialty Hospital Full timeOverview Critical Illness Recovery Hospital Location: Flint, Michigan (Select Specialty Hospital – Flint) Respiratory Therapist (RRT & CRT) - Full Time Nightshift Hours: 6:00 pm - 6:00 am Pay: Up to $41.00 per hour based on experience + Competitive shift differentials for nights and weekends Why work for Select Specialty? We are committed to your...
-
Flint, MI, United States Optum Full time$40,000 Student Loan Repayment Or $25,000 Sign-on Bonus For Individuals Who Have Not Previously Participated In This Program Optum Home & Community Care, part of the UnitedHealth Group family of businesses, is creating something new in health care. We are uniting industry-leading solutions to build an integrated care model that holistically addresses an...
