Sr. Underwriter/Affordable Housing/Portfolio Manager

3 weeks ago


New York, United States TD Bank, N.A. Full time

Description

:

The CSB Credit Specialist II is responsible for ensuring quality and compliance within an assigned portfolio, supporting new business development while applying credit risk policy and adhering to TDBG risk appetite. The CSB Credit Specialist II performs the credit underwriting and credit administration functions. The CSB Credit Specialist II works to achieve credit management objectives within the team. The job works closely with the Relationship Manager and Credit Officer to ensure consistency with the TD Bank Groups Risk Appetite Principles, including establishing the Borrower Risk Ratings and Facility Risk Ratings for new and existing credit relationships.

Depth & Scope:

Performs in depth credit analysis for which a majority of accounts consist of; highly diverse portfolios at the highest complexity; large pieces of a much bigger client portfolio that may include other institutions and input; risk factors that create large variables to create decisions on portfolios Performs in depth credit analysis in partnership with Relationship Manager on potential and existing customers to determine alignment with TD Bank products/structure TD Credit Risk Appetite and credit policies/underwriting guidelines Partners with the Relationship Manager on potential structure proposals that are in alignment with TD Bank products/structure, TD Credit Risk Appetite and credit policies/underwriting guidelines Attends site visits and prospect/customer calls as needed or as requested With support from the Credit Analyst, prepares credit applications for new and existing borrowers; Applications shall include new transactions, extensions, modifications, renewals and Annual Reviews Ensures applications provide a high quality of risk assessment, credit structure, due diligence, and credit presentation and adheres to AIRB methodology and addresses TD Banks profitability objectives Manages the timely approval, documentation preparation and negotiation, and closing of new and existing transactions Be knowledgeable of and operate within the applicable regulatory and compliance guidelines/policies & procedures (including but not limited to: AML, Privacy, Firewalls, Systems & Information Security, FCAC, etc.) and ensures that all staff complete required compliance attestations/training within required timelines Ensures the managed portfolio is comprehensively monitored and controlled, adhering to and administered within approved guidelines and in line with established operating policies and procedures Interprets and applies TDs risk management strategy (both credit and operational) Understands changing market conditions and remain knowledgeable of relevant industry issues Manages aspects of the customer relationship including, but not limited to, reviewing reports and delinquencies, sign off of covenant compliance forms and determining strategy if failures occur, completing monthly monitoring; overseeing Credit Analysts that will provide support in these responsibilities


Education & Experience:

4 year Undergraduate degree; advanced degree in financial discipline preferred, other advanced degree considered 7+ years' experience in related field Excellent credit underwriting and administration skills; considered subject matter expert in complex credit understanding Superior ability to identify and mitigate risk Ability to provide value-add structuring alternatives for highly complex credits Strong written and excellent verbal communication skills with solid business acumen Solid interpersonal skills Customer focused Strong planning and organizational skills Ability to problem solve in more complex situations Technologically proficient

Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. 

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package


Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

If you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.



  • New York, New York, United States First Citizens Bank Full time

    Overview: This is an opportunity to work within a small and growing group for a top 20 U.S. Bank with significant advancement opportunities both within the department and other functional areas of First Citizen's Commercial Bank. The VP, Sr Underwriter Portfolio Manager Sponsor Finance will work within a team construct to assist in the credit underwriting...


  • New York, New York, United States First Citizens Bank Full time

    Overview: This is an opportunity to work within a small and growing group for a top 20 U.S. Bank with significant advancement opportunities both within the department and other functional areas of First Citizen's Commercial Bank. The VP, Sr Underwriter Portfolio Manager Sponsor Finance will work within a team construct to assist in the credit underwriting...


  • New York, United States Newmark Full time

    Newmark is in search of Underwriters with 3-5+ years of commercial underwriting experience with GSE affordable loans. The Underwriter's primary responsibilities will be to provide day-to-day financial, market, and underwriting analysis of affordable multifamily loans. This is an excellent opportunity to be thoroughly educated about the underwriting of...


  • New York, United States Newmark Full time

    Newmark is in search of Underwriters with 3-5+ years of commercial underwriting experience with GSE affordable loans. The Underwriter's primary responsibilities will be to provide day-to-day financial, market, and underwriting analysis of affordable multifamily loans. This is an excellent opportunity to be thoroughly educated about the underwriting of...


  • New York, United States Community Preservation Corporation Full time

    **About Us**: The Community Preservation Corporation (CPC) believes stable and sustainable affordable housing is the foundation of strong communities and we strive to contribute to comprehensive neighborhood revitalization through our lending and partnerships. A nationally recognized leader in affordable housing finance, CPC has provided a consistent source...

  • Risk Management

    6 days ago


    New York, United States JPMorgan Chase & Co. Full time

    Job Summary  Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company,...

  • Risk Management

    4 days ago


    New York, United States JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** Job Summary** Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact...


  • New York, United States Rose Associates Inc. Full time

    We are seeking a highly motivated and experienced individual to serve as the Regional Manager of Affordable Housing for our organization. The Regional Manager will be responsible for overseeing our rapidly growing Affordable Housing portfolio, our team members who work in and manage these communities and in ensuring our residents receive the highest level of...


  • New York, United States First Citizens Bank Full time

    Overview: First Citizens Healthcare Finance provides comprehensive financing and banking solutions to middle market healthcare companies across the U.S. Using a client-focused and industry-centric model, Healthcare Finance can tailor its products and services to help clients meet their needs for growth capital. The VP, Sr Portfolio Manager is responsible...


  • New Albany, Ohio, United States NAHMA - The National Affordable Housing Management Association Full time

    Regional Vice President – Affordable Housing Operations Who We Are:At Wallick, we believe in opening doors to homes, opportunities, and hope. Our work is driven by a deep sense of care, character, and collaboration, ensuring that everyone on our team feels valued and empowered to make a difference.Why Join Us? We're not just a property management company;...


  • New York, United States New York City Housing Development Corporation (HDC) Full time

    Description **Position Summary**: The Affordable Housing Marketing & Lease Up Specialist reports to the Assistant Vice President of Marketing and monitors all aspects of the marketing and ongoing lease-up of HDC financed developments while ensuring strict adherence to HDC compliance and statutory requirements. Must be proactive, innovative and...

  • Risk Management

    4 weeks ago


    New York, United States JPMorgan Chase Full time

    Job Summary Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers...


  • New York, New York, United States Webster Bank Full time

    If you're looking for a meaningful career, you'll find it here at Webster. Founded in 1935, our focus has always been to put people firstdoing whatever we can to help individuals, families, businesses and our colleagues achieve their financial goals. As a leading commercial bank, we remain passionate about serving our clients and supporting our communities....

  • Property Manager

    3 weeks ago


    New York, United States Multifamily Management Full time

    For more than forty years, MMS Group and its affiliates (Arco Management, TUC Management, and GoldOller Real Estate Investments) have been dedicated to quality property management. Our growing portfolio exceeds 40,000 residential units and includes high-rise luxury buildings, affordable housing cooperatives, subsidized rental properties, supportive housing,...

  • Property Manager

    3 weeks ago


    New York, United States Multifamily Management Full time

    For more than forty years, MMS Group and its affiliates (Arco Management, TUC Management, and GoldOller Real Estate Investments) have been dedicated to quality property management. Our growing portfolio exceeds 40,000 residential units and includes high-rise luxury buildings, affordable housing cooperatives, subsidized rental properties, supportive housing,...


  • New York, United States Brookfield Properties Full time

    The Affordable Housing Program Specialist will oversee and execute the affordable housing compliance process for a portfolio of residential properties. They will be responsible for analyzing, processing, and monitoring the activities for their assign Housing, Program, Specialist, Property Management, Processing, Compliance

  • Property Manager

    1 month ago


    New York, United States MMS Group Full time

    Job DescriptionJob DescriptionFor more than forty years, MMS Group and its affiliates (Arco Management, TUC Management, and GoldOller Real Estate Investments) have been dedicated to quality property management. Our growing portfolio exceeds 40,000 residential units and includes high-rise luxury buildings, affordable housing cooperatives, subsidized rental...

  • Property Manager

    3 weeks ago


    New York, United States MMS Group Full time

    Job DescriptionJob DescriptionFor more than forty years, MMS Group and its affiliates (Arco Management, TUC Management, and GoldOller Real Estate Investments) have been dedicated to quality property management. Our growing portfolio exceeds 40,000 residential units and includes high-rise luxury buildings, affordable housing cooperatives, subsidized rental...

  • Property Manager

    4 weeks ago


    New York, United States MMS Group Full time

    Job DescriptionJob DescriptionFor more than forty years, MMS Group and its affiliates (Arco Management, TUC Management, and GoldOller Real Estate Investments) have been dedicated to quality property management. Our growing portfolio exceeds 40,000 residential units and includes high-rise luxury buildings, affordable housing cooperatives, subsidized rental...

  • Property Manager

    3 weeks ago


    New York, United States MMS Group Full time

    Job DescriptionJob DescriptionFor more than forty years, MMS Group and its affiliates (Arco Management, TUC Management, and GoldOller Real Estate Investments) have been dedicated to quality property management. Our growing portfolio exceeds 40,000 residential units and includes high-rise luxury buildings, affordable housing cooperatives, subsidized rental...