Underwriting Consultant

American National is hiring for a Commercial/Agriculture Underwriting Consultant. This position underwrites new and renewal commercial and agricultural business over an assigned territory. The Senior Underwriter will maintain relationships with agent partners and teammates, providing support on coverage, rating, risk appetite, system inquiries, and more. They will also take the lead on assigned projects and provide departmental support as a subject matter expert.

What will you do?
• Evaluate new business, policy changes, and renewal accounts working within specified guidelines to make decisions and knowingly take risk. 
• Practice effective communication to agency and internal partners while providing underwriting support.
• Understand form language and be able to provide coverage and class code opinions.
• Help manage and update underwriting guidelines. 
• Coordinate with manager and other internal partners to identify regional specific needs and issues affecting their assigned territory.
• Be proactive in field outreach and communicating with assigned territory. 
• Engage field partners to facilitate strong prospecting and focus market production.
• Understand and make decisions on multiple products associated with commercial and agriculture accounts.
• Monitor workflow and communicate observations of trends, agent or system performance issues, or other areas of opportunity.
• Provide an owner’s mindset to their assigned territory.
• Present content to team or territory groups as needed.
• Participate in agency visits, whether virtual or in person.
• Complete independent projects with research coordinated with other business partners. 
• Provide subject matter expertise in commercial or agricultural risks
• Participate in larger group projects, working with interdepartmental partners to complete necessary tasks.
• Mentor and support others within the Underwriting team as needed. 

Qualifications
• Eight to ten years of insurance industry experience
• Chartered Property Casualty Underwriter or other professional insurance designation preferred

Salary for this position can range from $86,034.00 for candidates who are minimally qualified through $107,542.50 for more highly qualified candidates. Candidates outside of the range are encouraged to apply, and will be considered based on experience, skill, and education.

Possibility for remote option as long as the candidate is outside the greater Albany, NY and Springfield, MO area

Application deadline: September 27th, 2024 or until filled, whichever comes first 

American National offers eligible employees and their families medical, dental, vision, and basic life insurance. Employees are able to enroll in our company’s 401k plan. Employees also receive annually a bank of paid time off and paid holidays. We aspire to see people for what they bring to our corporate culture by supporting an inclusive work environment, including an emphasis on a healthy work-life balance, development opportunities, and a casual dress code.

American National is an established, stable, and successful multi-line insurance corporation that has provided financial strength and a sense of security to employees, customers and business partners since 1905. With focus on our organization’s values and cultural richness: Financial Strength, Integrity, Respect, Service and Teamwork (FIRST) and Agility, Collaboration, and Engagement (ACE) we continue to pursue our vision to be a leading provider of financial products and services for current and future generations.