Underwriter II

3 weeks ago


San Diego, United States AmeriHome Mortgage Company, LLC Full time

Job Title:

Underwriter II

Location:

Remote - CA (Southern)

What you'll do:

Mortgage Underwriter II is responsible for underwriting Agency Conventional loans by reviewing the credit, capacity and collateral characteristics of loan files to ensure it meets company and investor quality standards.

What we are looking for:

Manage individual pipeline on a daily basis by completing Underwriting Reviews, Conditions Reviews and other Underwriting Tasks within established turn times Identify any document deficiencies, request additional information and/or documentation from Clients as needed Expert ability to navigate and interpret all agency and company guidelines Assist other department personnel in interpreting underwriting guidelines, update loan status, and completing all necessary tasks assigned to loan.  Contact clients to provide updates and clarification on outstanding conditions and deficiencies identified on loans Other duties as assigned


What you need to have:

5+ years of mortgage industry experience, with 3 years of recent underwriting or loan review experience. College degree preferred but not required Ability to communicate effectively and professionally Basic proficiency in Microsoft Office products (Excel, Word, etc.) Loan quality and risk management Experience in Retail or Non-Delegated Underwriting Knowledge of FNMA and FHLMC guidelines. Knowledge of FHA, VA, and USDA guidelines is a plus, but not required. DE or LAPP/SAR a plus, but not required Proficiency with automated underwriting systems such as Desktop Underwriter and Loan Prospector Good Customer/Client service skills Ability to work in a fast-paced production environment Self-starter, self-reliant, dependable, ability to work within and meet specific time constraints Excellent written and verbal communication skills Prioritization and Time Management skills Ability to learn and adapt to guideline changes Compensation: Hourly range for new hires is generally $43.00 for Southern California. Salary amount is determined by specific job location.

Benefits you’ll love:

We offer all the important things you'd want — like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you’ll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career



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