SBA Credit Analyst/Underwriter/ Small Loan

Found in: Talent US C2 - 1 week ago


Tampa, United States SVI Recruiting Group Full time

Our client, a Top 25 SBA Banking Team is looking to add an SBA Underwriter to join our dynamic and growing team. You will be reviewing SBA 7A applications for our small loan (Loans Under $500K) and SBA express products. Your responsibilities include reviewing applications against an approval checklist by product type, completing initial eligibility analysis, financial statement spreading, detailed analysis of repayment capacity and financial metrics, and preparing the Credit Memo for final credit approval. You will also be responsible for ensuring the closing team has the details they need to effectively close the loan and confirm they have gathered all required stipulations.


Essential Duties and Responsibilities:


  • Reviews each assigned SBA application following completion of the pre-screen process
  • Apply knowledge of SBA Standard Operating Procedures (SOP) to evaluate loan applications for accuracy, completeness, and eligibility
  • Periodically engages in discussions of prospective loan requests with Processors/BDOs, prospective borrowers, closing partners, and Credit Leadership
  • Performs detailed analysis of financial statement spreads and repayment capacity for borrowers, affiliate business entities, and corporate and personal guarantors
  • Reviews business and personal credit reports, as well as industry and market data
  • Identifies and properly mitigates all risks associated with each assigned SBA application
  • Prepares an appropriately detailed Credit Memorandum outlining terms and conditions for loan closing, summarizing financial and business analysis, and addressing mitigation of all identified risks
  • Demonstrates excellent working knowledge of all systems utilized by the department


Qualifications for Success:


  • Bachelor's degree in accounting, finance, or related field
  • Three (3) or more years of SBA experience
  • Three (3) or more years in commercial loan underwriting, financial analysis, or portfolio management experience
  • Ability to prioritize and operate with a sense of urgency
  • Proficient in financial spreading
  • Strong verbal and written communication skills
  • Organized, detail-oriented, and able to multi-task
  • Strong analytical and problem-solving skills
  • Ability to work collaboratively with multiple stakeholders


 

 

 

 



  • Tampa, United States SVI Recruiting Group Full time

    Job DescriptionJob DescriptionOur client, a Top 25 SBA Banking Team is looking to add an SBA Underwriter to join our dynamic and growing team. You will be reviewing SBA 7A applications for our small loan (Loans Under $500K) and SBA express products. Your responsibilities include reviewing applications against an approval checklist by product type, completing...

  • Small Business Credit Analyst

    Found in: Appcast US C2 - 1 week ago


    Tampa, United States SNI Companies Full time

    SMALL BUSINESS CREDIT ANALYST - TAMPA, FLA. - HYBRID - 5 YEARS EXP - SALARY $55K-$80k DOEThe Small Business Credit Analyst assists members and reviews applications for Member Business loan requests under $250,000.00. This individual refers small business loans for SBA lending to an SBA processor and follows up with the processor for approvals and loan...


  • Tampa, United States SNI Companies Full time

    SMALL BUSINESS CREDIT ANALYST - TAMPA, FLA. - HYBRID - 5 YEARS EXP - SALARY $55K-$80k DOEThe Small Business Credit Analyst assists members and reviews applications for Member Business loan requests under $250,000.00. This individual refers small business loans for SBA lending to an SBA processor and follows up with the processor for approvals and loan...

  • Small Business Credit Analyst

    Found in: Appcast Linkedin GBL C2 - 2 weeks ago


    Tampa, United States SNI Companies Full time

    SMALL BUSINESS CREDIT ANALYST - TAMPA, FLA. - HYBRID - 5 YEARS EXP - SALARY $55K-$80k DOEThe Small Business Credit Analyst assists members and reviews applications for Member Business loan requests under $250,000.00. This individual refers small business loans for SBA lending to an SBA processor and follows up with the processor for approvals and loan...

  • Credit Analyst II

    1 week ago


    Tampa, United States Amerantbank Full time

    Job DescriptionJob DescriptionResponsible for providing a sound, independent and objective assessment and recommendation on risk factors associated with large, complex structures & transactions related to Commercial and Industrial (C&I) & Corporate Enterprises. This position will also assist in the credit risk management and maintenance of credit quality for...

  • Credit Analyst II

    2 days ago


    Tampa, United States Amerantbank Full time

    Job DescriptionJob DescriptionResponsible for providing a sound, independent and objective assessment and recommendation on risk factors associated with large, complex structures & transactions related to Commercial and Industrial (C&I) & Corporate Enterprises. This position will also assist in the credit risk management and maintenance of credit quality for...

  • Credit Analyst II

    Found in: Appcast US C2 - 1 week ago


    Tampa, United States Amerant Bank Full time

     Responsible for providing a sound, independent and objective assessment and recommendation on risk factors associated with large, complex structures & transactions related to Commercial and Industrial (C&I) & Corporate Enterprises. This position will also assist in the credit risk management and maintenance of credit quality for the respective assigned...


  • Tampa, United States Trax Credit Union Full time

    Job DescriptionJob DescriptionTrax Credit Union currently has an open Float Teller position. The ideal candidate will serve as the primary point of contact for the mortgage process after the loan is submitted to underwriter. Performs all processing, pre-underwriting, and pre-closing tasks required to proactively manage mortgage loan files from receipt in...

  • Undergraduate Intern

    2 weeks ago


    Tampa, United States Amerantbank Full time

    Job DescriptionJob DescriptionCredit Analyst Intern - Amerant BankHelp Amerant shape our continued success by pursuing a career you feel good about. We are seeking bright, innovative Interns to join our talent community in Credit Analysis.The Credit Analyst intern role provides the opportunity to excel and to set in motion a Career Path. The role requires...

  • Table Funding Mortgage Underwriter

    Found in: Talent US C2 - 2 weeks ago


    Tampa, United States Wheeler Staffing Partners Full time

    Wheeler Staffing Partners is seeking a highly skilled and experienced Table Funding Mortgage Underwriter to join our client’s team. The ideal candidate will have a minimum of 5 years of experience within the mortgage/secondary markets, with at least 3-4 years specifically focused on underwriting similar loans. Experience in underwriting construction...

  • Undergraduate Intern

    Found in: Appcast US C2 - 1 week ago


    Tampa, United States Amerant Bank Full time

        Credit Analyst Intern - Amerant BankHelp Amerant shape our continued success by pursuing a career you feel good about. We are seeking bright, innovative Interns to join our talent community in Credit Analysis.The Credit Analyst intern role provides the opportunity to excel and to set in motion a Career Path. The role requires the maturity to take on...


  • Tampa, United States Lake Michigan Credit Union Full time

    Job Summary The Commercial Lending Intern will have exposure to the Commercial Lending process with a specific focus on loan portfolio management with regards to portfolio covenant testing. Responsibilities Developing a deep understanding of the loan covenants used in commercial lending loan packages. Reviewing business loan agreements and underwriting...

  • Mortgage Loan Officer

    22 hours ago


    Tampa, United States Trax Credit Union Full time

    Job DescriptionJob DescriptionWe are seeking a highly motivated and experienced Loan Officer to join our team. As a Loan Officer, you will play a crucial role in assisting clients with their loan applications and guiding them through the mortgage process. This is an excellent opportunity for individuals with a strong background in financial services and a...

  • CCB Underwriter

    6 days ago


    Tampa, United States Truist Financial Corporation Full time

    Underwrites credit exposure for the most complex and largest credit relationships and circumstances and actively manages a Middle Market Banking portfolio. Includes day-to-day client interaction, managing portfolio risk and adheres to all regulatory Portfolio Manager, Portfolio, Underwriter, Writer, Relationship Manager, Risk Manager, Business Services


  • Tampa, United States Fifth Third Bank Full time

    Make banking a Fifth Third betterWe connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.GENERAL FUNCTION:Performs a wide range of duties relating to the origination of residential 1st mortgage loans for outside referrals. Meets standards and objectives defined by management for...


  • Tampa, United States Armadillo Case Company Full time

    Job DescriptionJob Description Job Title : Credit/Collection Analyst B2BLocation : Tampa, Florida (NOT a remote position)Employment Type: Full TimeArmadillo Enterprises is hiring a Credit/Collection Analyst. We are seeing a reliable team player, able to work in a high volume multitask environment, who is cross trained and willing to participate in all...


  • Tampa, United States Morty Full time

    Job DescriptionJob DescriptionJoin Morty as a mortgage loan officer in Florida. Leverage our innovative mortgage technology, extensive lender marketplace, extremely competitive mortgage rates in Florida and dedicated closing team to advance your career and achieve success.Are you a smart, resourceful, and self-sufficient individual? We're actively...


  • Tampa, United States AnnieMac Home Mortgage Full time

    AnnieMac Home Mortgage is looking for the best Mortgage Loan Originators. With corporate lending licenses in 28 states and access to a portfolio of warehouse lenders, we maintain a strong platform for serious mortgage professionals. AnnieMac Home Mortgage provides you with the training, technology and support to help nurture your current business...


  • Tampa, United States CareerBuilder Full time

    ** Mortgage Loan Post Closer-Delivery Specialist** **Job Category****:** Mortgage **Requisition Number****:** MORTG01132 Showing 1 location **Job Details** **Description** **Position Summary:** Responsible for performing clerical support duties for the mortgage department. Assembles, preparation and review of the closing documents. Responsible for auditing...


  • Tampa, United States AmeriNat Full time

    The Director of Commercial Loan, Asset Management manages and directs commercial loan asset management efforts associated with portfolio(s) of commercial loans. Manage client relationships and borrower relationships as appropriate. Direct asset managers to ensure portfolio(s) are managed efficiently and effectively. Develop and maintain policy and procedures...