Financial Crime Risk Oversight Specialist
3 weeks ago
Description
:The Financial Crime Risk Oversight Specialist acts as key business oversight lead and provides expert/specialized business guidance and 2nd line challenge and oversight to portfolios, businesses and functions on development, maintenance, and implementation of all aspects of AML/ATF/Sanctions/ABAC compliance programs in line with the Bank's risk appetite and strategic direction.
Department Overview:
Financial Crime Risk Management (FCRM) Business Oversight partners with the business lines to design and implement risk frameworks within TD's risk appetite. The group analyzes and recommends actions related to client, product, geographic, and business line risk. FCRM Business Oversight is comprised of oversight divisions for Commercial, Cards, Retail, Digital, and New Business Initiatives & Emerging Risks.
The FCRM New Business Initiatives & Emerging Risks team leads the U.S. FCRM new business and product assessment program and coordinates with AML subject matter experts, control groups, and business groups to facilitate effective challenge. The team also performs targeted risk reviews of new or expanded products/services, manages remediation of regulatory and internal audit issues, and maintains standards and procedures related to FCRM risk assessment and approval.
The Financial Crime Risk Oversight Specialist – New Business Initiatives and Emerging Risk will support FCRM oversight of new business initiatives, emerging risks, and related projects. Responsibilities may include:
Intake and initial financial crime risk assessment of new or changing initiatives. Coordinating with various stakeholders including business lines, advisory teams, and subject matter experts to ensure financial crime risks are accurately understood and documented. Synthesizing details from various sources to produce clear and concise written reporting tailored to various audiences, including senior management. Representing FCRM oversight in key meetings related to new or changing initiatives. Accurate reporting on status of initiatives to various audiences including senior management. Ensuring compliance with standards and procedures. Supporting ongoing remediation efforts and other ad hoc projects as required.Depth & Scope:
Senior specialist with AML/ATF/Sanctions/ABAC expertise, works independently and is accountable for managing a specialized AML/ATF/Sanctions/ABAC function or area Provides comprehensive coverage for a significant business or functional area across all legal entities and jurisdictions where TD operates Provides AML/ATF/Sanctions/ABAC advice to a business as FCRM representative on a complex project or change initiative Provides advanced analysis and/or specialized reporting to support business partners, functional areas, or centers of expertise Provides guidance and support to analysts on matters related to portfolio and speciality Expert knowledge of the business and operational functions supported Typically a subject matter expert for a key functional AML/ATF/ Sanctions/ABAC area and business requirements Contact for business management, external/internal auditors, dealing with non-routine information Manages/assists with regulatory reviews including inquiries, audits, and exams Deep knowledge and understanding of businesses/technology, and organizational practices/disciplines Identifies and leads problem resolution for project/program complex requirements related issues at all levelsEducation & Experience:
Undergraduate Degree 7+ years of experiencePreferred Skills:
Experience in financial crime risk management or a related field, particularly related to new business products and services. Knowledge of AML typologies and AML regulations, including BSA, USA PATRIOT Act, and OFAC requirements. Strong organizational skills and attention to detail. Strong written and verbal communication skills, with the ability to present findings clearly and concisely. Ability to work independently and as part of a team, with a high level of organization and attention to detail.Customer Accountabilities:
Provides expert/specialized regulatory compliance and prudential risk management guidance on AML/ATF/Sanctions/ABAC matters affecting covered TD businesses Proactively advises covered TD businesses of new and changed AML/ATF/Sanctions/ABAC regulatory and/or policy requirements and articulates the impact to their processes and controls Contributes to the development and implementation of AML/ATF/Sanctions/ABAC Compliance programs Guides and partners with covered TD businesses through the development, implementation, oversight, and management of effective AML/ATF/Sanctions/ABAC Compliance Programs Escalates and manages to resolution significant issues and events Represents FCRM on internal or external committees relating to designated business activities as required Delivers subject matter expertise and AML/ATF/Sanctions/ABAC guidance to business management, including developing and maintaining management reporting and analysisShareholder Accountabilities:
Actively assists in developing and overseeing implementation of business line policies and procedures Collaborates with subject matter experts to develop and enhance methodologies for analyzing risk exposures of covered TD businesses Ensures respective programs/policies/practices are well managed, meets business needs, complies with internal and external requirements, and aligns with business priorities Consistently exercises discretion in managing correspondence, information, and all matters of confidentiality; escalates issues where appropriate Supports the development of annual awareness training Protects the interests of the organization – identifies and manages risks, and ensures the prompt and thorough resolution of escalated non-standard, high-risk issues Actively manages relationships within and across various business lines, corporate and/or control functions and ensures alignment with enterprise and/or regulatory requirements Keeps current on emerging issues, trends, and evolving regulatory requirements to and assesses potential impacts Handles inquiries/requests from Internal Audit and regulators Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetiteEmployee/Team Accountabilities:
Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation, and teamwork and ensures timely communication of issues/points of interest Provides thought leadership and/or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and business Participates in personal performance management and development activities, including cross training within own team Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships Contributes to a fair, positive, and equitable environment that supports a diverse workforce Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.
Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.
Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.
Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
If you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
-
TTS Financial Crimes Risk Specialist, SVP
4 weeks ago
New York, New York, United States Hispanic Technology Executive Council Full timeJob SummaryThe Financial Crimes Risk Specialist will play a key role in ensuring proactive, effective, and sustainable financial crimes risk management within the Treasury and Trade Solutions (TTS) business. This position is responsible for supporting the ongoing implementation and enhancement of the TTS Financial Crime control framework and governance...
-
AML Financial Crime Risk Oversight Manager
1 month ago
New York, New York, United States TD Bank, N.A. Full timeJob SummaryThe Manager, AML Financial Crime Risk Oversight is responsible for overseeing the team and leading 2nd-line oversight activities and monitoring of the AML/ATF/Sanctions/ABAC compliance programs for covered TD businesses and legal entities. This includes managing critical program initiatives and handling complex/high-risk matters and...
-
TTS Financial Crimes Risk Specialist, SVP
4 weeks ago
New York, New York, United States Hispanic Technology Executive Council Full timeJob SummaryThe Hispanic Technology Executive Council is seeking a highly skilled Financial Crimes Risk Specialist to join our team in New York. As a Senior Vice President, you will be responsible for ensuring proactive, effective, and sustainable financial crimes risk management within the Treasury and Trade Solutions (TTS) business.Key...
-
New York, United States TD Bank, N.A. Full timeDescription : The AML Financial Crime Risk Specialist role develops and maintains TD’s AML/ATF/Sanctions/ABAC programs, including frameworks, methodologies, policies, standards, procedures, awareness and specialized training, monitoring, management reporting and/or escalation of issues. This role conducts periodic and event driven reviews of...
-
VP Financial Crime Risk Management Counsel
2 months ago
New York, United States Career Connection Coach Full timeVP of Financial Crime Risk Management Counsel Join a leading global law firm in an internal advisory role focusing on risk and compliance. This hybrid position requires three days in the office weekly. Role Overview:Develop and implement internal risk processes.Advise on AML sanctions and other compliance requirements across jurisdictions.Provide proactive...
-
VP Financial Crime Risk Management Counsel
4 weeks ago
New York, United States Career Connection Coach Full timeVP of Financial Crime Risk Management Counsel Join a leading global law firm in an internal advisory role focusing on risk and compliance. This hybrid position requires three days in the office weekly. Role Overview:Develop and implement internal risk processes.Advise on AML sanctions and other compliance requirements across jurisdictions.Provide proactive...
-
Financial Crimes and Fraud Specialist
4 weeks ago
New York, New York, United States Guidehouse Full timeJob Title: Financial Crimes and Fraud SpecialistJob Family: Digital ConsultingTravel Required: Up to 50%Clearance Required: NoneJob Summary:Guidehouse is seeking a Financial Crimes and Fraud Specialist to support its growth in fraud across both the public and commercial sectors. The ideal candidate will have experience in data analyses and science, as well...
-
New York, New York, United States TD Bank, N.A. Full timeJob Summary:The Financial Crimes Risk Management Policy and Standards Specialist role is responsible for developing and maintaining TD's AML/ATF/Sanctions/ABAC programs, including frameworks, methodologies, policies, standards, procedures, awareness, and specialized training, monitoring, management reporting, and/or escalation of issues. This role conducts...
-
Operational Risk Management Specialist
4 weeks ago
New York, New York, United States Mizuho Financial Full timeJob SummaryMizuho Financial Group, Inc. is seeking a highly skilled Operational Risk Management Specialist to join our team in the Americas Risk Department. As a key member of our organization, you will play a critical role in providing common risk management oversight and services to all businesses and legal entities across Mizuho U.S. Operations (MUSO).Key...
-
Global AML/Financial Crimes Audit Specialist
4 weeks ago
New York, New York, United States Northern Trust Full timeAbout Northern Trust:Northern Trust is a leading global financial institution with a rich history dating back to 1889. As a Fortune 500 company, we are committed to providing innovative financial services and guidance to the world's most successful individuals, families, and institutions.We take pride in our enduring principles of service, expertise, and...
-
Product Manager
2 weeks ago
New York, United States Michael Page Full timep>Help build and refine a best in class financial crimes platform for a growing Financial Crimes ConsultancyClient DetailsClient is a small, rapidly expanding, Financial Crimes ConsultancyDescriptionDevelop and maintain a clear product vision and roadmap for the platform, aligned with business goals and user needs. li>Work closely with teams to deliver...
-
Operational Risk Management Specialist
4 weeks ago
New York, New York, United States Mizuho Financial Full timeJob SummaryMizuho Financial Group, Inc. is seeking a highly skilled Operational Risk Management Specialist to join our team in the Americas Risk Department. As a key member of our 2nd line of defense organization, you will play a critical role in providing common risk management oversight and services to all businesses and legal entities across Mizuho U.S....
-
Crime Underwriter
4 weeks ago
New York, New York, United States Tokio Marine HCC Full timeUnderwriter - Crime Role OverviewWe are seeking a skilled Crime Underwriter to join our team at Tokio Marine HCC. As a Crime Underwriter, you will work closely with the Underwriting team to analyze risk, exposure, loss, and coverage information for group and individual risk accounts. Your primary responsibility will be to structure and price programs that...
-
Product Manager
4 weeks ago
New York, United States Michael Page Full timeHelp build and refine a best in class financial crimes platform for a growing Financial Crimes ConsultancyClient DetailsClient is a small, rapidly expanding, Financial Crimes ConsultancyDescriptionDevelop and maintain a clear product vision and roadmap for the platform, aligned with business goals and user needs. Prioritize features and enhancements based on...
-
Product Manager
2 weeks ago
New York, United States Michael Page Full timeHelp build and refine a best in class financial crimes platform for a growing Financial Crimes ConsultancyClient DetailsClient is a small, rapidly expanding, Financial Crimes ConsultancyDescriptionDevelop and maintain a clear product vision and roadmap for the platform, aligned with business goals and user needs. Prioritize features and enhancements based on...
-
Liquidity Risk Oversight Manager
4 weeks ago
New York, New York, United States Sumitomo Mitsui Financial Group, Inc. Full timeJob SummarySumitomo Mitsui Financial Group, Inc. is seeking a highly skilled Liquidity Risk Oversight Manager to join our Risk Management Department Americas Division (RMDAD).This role will provide ongoing review and challenge to the 1st Line of Defense activities, covering traditional banking, swap dealer, and broker dealer business lines. The successful...
-
Market Risk Oversight Officer
3 weeks ago
New York, United States First Citizens Bank Full timeThe Market Risk Oversight Officer is responsible for assessing and overseeing risks taken by the Bank. This role involves providing objective risk assessment, effective challenge, monitoring and reporting of the Bank's Risk Profile, including top and emerging risks. Additionally, the role includes facilitating the development of analyses and reports to...
-
Product Manager
4 weeks ago
New York, NY, United States Michael Page Full timeHelp build and refine a best in class financial crimes platform for a growing Financial Crimes ConsultancyClient DetailsClient is a small, rapidly expanding, Financial Crimes ConsultancyDescriptionDevelop and maintain a clear product vision and roadmap for the platform, aligned with business goals and user needs. Prioritize features and enhancements based on...
-
Underwriter - Crime
3 weeks ago
New York, United States Tokio Marine HCC Full timeUnderwriter - Crime We are open to all experience levels Location: Mount Kisco, NY Position Type: Full-time Tokio Marine HCC, a global power in the specialty insurance industry, is seeking a Crime Underwriter with a passion for growing business, relationships, and themselves. What we offer: Competitive salary and employee benefit package Strong learning...
-
Risk Management Framework Specialist
4 weeks ago
New York, New York, United States Flagstar Bank Full timeJob SummaryWe are seeking a highly skilled Risk Management Framework Specialist to join our team at Flagstar Bank. This role will be responsible for designing, building, and implementing a risk management framework to identify, assess, and measure material risks and key controls within the Commercial & Private Banks.Key ResponsibilitiesDesign and implement a...
