Commercial Credit Analyst II
4 weeks ago
Make banking a Fifth Third better
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
GENERAL FUNCTION:
The Credit Analyst II is primarily responsible for partnering with Portfolio Managers, supporting the daily duties of underwriting and monitoring credit while performing analytical activities and identifying risks or issues as needed. Inaddition,asuccessful Credit Analyst II will be able to draft documents and prepare for credit reviews with limited support from the Portfolio Managers. The Credit Analyst II is knowledgeable on financial and risk analysis and demonstrates proficiencyinfinancialmodeling.
The Credit Analyst II is expected to build proficiency in underwriting, developing the ability to complete the underwriting process from beginning to end with limited oversight. Additionally, the Credit Analyst II will attend and supportPortfolioReviewsas needed.
Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensuresthatactions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
- Partner with Portfolio Managers in credit and underwriting, performing analytical tasks as needed
- Use critical thinking to identify and draft documentation
- Responsible for regularly completing indicative credit information into Banking Systems with little to no errors
- Responsible for preparing risk-rating scorecard and tickler event analysis and determining actions based on results working in collaboration with PM's
- Responsible for developing risk models and advising PMs of unforeseen obstacles that may impede meeting client expectations
- Identify and determine monitoring analysis activities required
- Verify covenants and define updates needed on ticklers
- Monitor covenant completion and track past due or out of compliance covenants and recommend appropriate course of action
- Responsible for assessing covenant compliance reporting and identifying issues
- Review covenant compliance certificates to understand performance and determine actions
- Update financial covenants and calculations as needed
- Run Probability of Default (PD) model with oversight
- Responsible for understanding and evaluating completed spreads to determine necessary edits working in collaboration with the CCU team
- Responsible for identifying and recommending preliminary portfolio management actions using Credit Service reporting and RADAR with some oversight
- Prepares ALSR reports with oversight
- Responsible for running risk and projection models with oversight assumptions provided
- Responsible for completing underwriting process with limited oversight
- Create and complete a CAM with little to no errors
- Review and re-write renewals for deals of limited complexity
- Responsible for portfolio analysis and the development for Portfolio Reviews in preparation for client meetings
- Support Portfolio Managers and special projects
- Takes appropriate remedial actions to resolve deficiencies and escalates questions/disputes to
appropriate level when necessary.
- May assist with training of new employees.
- May work on special projects as assigned by management.
SUPERVISORY RESPONSIBILITIES: None
MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED:
- Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting)
- 2+ years of Commercial Banking experience.
- Sound Financial and risk analysis understanding, including the ability to develop financial models
- Extensive Knowledge of banking products and services
- Knowledge of corporate business structure and legal documents
- General knowledge of U.S. government and regulation
- Knowledge of the local or regional market preferred, but not required
- Proficiency in internal banking applications
- Strong verbal and written communication skills
- Demonstrated expertise in using effective problem solving and analytical skills with ability to handle and prioritize multiple tasks
- Proficient in all Microsoft Office software
WORKING CONDITIONS:
- Normal office environment with little exposure to dust, noise, temperature and the like
- Minimal travel required
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
-
Commercial Credit Analyst II
1 month ago
Chicago, United States Fifth Third Bank, N.A. Full timeMake banking a Fifth Third better® We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: The Credit Analyst II is primarily responsible for partnering with Portfolio Managers, supporting the daily duties of underwriting and monitoring credit while performing...
-
Commercial Credit Analyst II
4 weeks ago
Chicago, United States Fifth Third Bank, N.A. Full timeMake banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: The Credit Analyst II is primarily responsible for partnering with Portfolio Managers, supporting the daily duties of underwriting and monitoring credit while performing...
-
Commercial Credit Analyst II
2 weeks ago
Chicago, United States Fifth Third Full timeMake banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: The Credit Analyst II is primarily responsible for partnering with Portfolio Managers, supporting the daily duties of underwriting and monitoring credit while performing...
-
Credit Analyst
7 days ago
Chicago, United States Crédit Agricole Group Full timeJob Title: Credit Analyst / Senior Credit Analyst Purpose: Responsible for processing credit requests and annual reviews in Chicago Diversified Portfolio. Key responsibilities: For assigned files for which RPC is responsible for the primary credit analysis, preparation of the first level credit application and analysis based on requests received from the...
-
Credit Analyst
2 weeks ago
Chicago, United States Crédit Agricole Group Full timeJob Title: Credit Analyst / Senior Credit AnalystPurpose: Responsible for processing credit requests and annual reviews in Chicago Diversified Portfolio.Key responsibilities:For assigned files for which RPC is responsible for the primary credit analysis, preparation of the first level credit application and analysis based on requests received from the Front...
-
Credit Analyst
4 weeks ago
Chicago, United States The LaSalle Group Full timeLaSalle Network has partnered with a leading financial services firm located in downtown Chicago, specializing in credit analysis and lending solutions. Their dynamic team is dedicated to maintaining excellence in financial analysis and client service. As a Credit Analyst, you will play a vital role in assessing the creditworthiness of borrowers and...
-
Credit Analyst
2 weeks ago
Chicago, United States BritePros Medical Staffing Full timeCredit Analyst (Franchise Lending) –Chicago, IL – Job # 3126 Who We Are The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & San Antonio, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or...
-
Senior Credit Analyst
1 week ago
Chicago, United States Fifth Third Full timeMake banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: The Senior Credit Analyst is primarily responsible for partnering with Portfolio Managers, supporting the daily duties of underwriting and monitoring credit while performing...
-
Chicago, United States Wintrust Financial Full timeWintrust is a financial holding company with approximately $50 billion assets under management and traded on the NASDAQ:WTFC. Built on the "HAVE IT ALL" model, Wintrust offers sophisticated technology and resources of a large bank while focusing on providing service-based community banking to each and every customer. Wintrust operates fifteen community bank...
-
Chicago, United States Wintrust Financial Full timeWintrust is a financial holding company with approximately $50 billion assets under management and traded on the NASDAQ:WTFC. Built on the "HAVE IT ALL" model, Wintrust offers sophisticated technology and resources of a large bank while focusing on providing service-based community banking to each and every customer. Wintrust operates fifteen community bank...
-
Senior Analyst, Credit Ratings, CMBS
7 days ago
Chicago, United States Morningstar Full timeMorningstar DBRS is seeking a highly motivated individual, with an interest in real estate finance and credit analysis, to join its Commercial Mortgage-Backed Securities (CMBS) or Global Corporate Real Estate (GCRE) team as an Analyst. The successful candidate will mainly serve as a support analyst for lead analysts and team leads for Morningstar DBRS rated...
-
Credit Analyst
7 days ago
Chicago, United States The Symicor Group Full timeCredit Analyst (Franchise Lending) -Chicago, IL - Job # 3126 Who We Are The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & San Antonio, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants...
-
Commercial Credit Officer
1 month ago
Chicago, United States Bank of America Full timeAt Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates...
-
Commercial Credit Officer
4 weeks ago
Chicago, United States Bank of America Corporation Full timeJob Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for...
-
Credit Analyst
3 weeks ago
Chicago, United States The Symicor Group Full timeCredit Analyst (Franchise Lending) -Chicago, IL - Job # 3126 Who We Are The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & San Antonio, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants...
-
Credit Analyst
1 month ago
Chicago, United States BritePros Medical Staffing Full timeCredit Analyst (Franchise Lending) –Chicago, IL – Job # 3126Who We AreThe Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & San Antonio, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants...
-
Senior Analyst, Credit Ratings, CMBS
1 week ago
Chicago, United States Morningstar Full timeMorningstar DBRS is seeking a highly motivated individual, with an interest in real estate finance and credit analysis, to join its Commercial Mortgage-Backed Securities (CMBS) or Global Corporate Real Estate (GCRE) team as an Analyst. The successful candidate will mainly serve as a support analyst for lead analysts and team leads for Morningstar DBRS rated...
-
Credit Analyst
1 week ago
Chicago, United States Above Lending, Inc Full timeAbove Lending is a next-generation financial services company. We provide simple and transparent products aimed at helping our clients achieve their personal finance goals. With competitive rates and personalized support, our mission is to simplify the lending process and help borrowers attain financial well-being. We are committed to making credit more...
-
Credit Analyst
2 days ago
Chicago, United States Amalgamated Bank of Chicago Full timeFor 100 years, Amalgamated Bank of Chicago has fostered deep ties to our customers and our community, serving the banking needs of countless businesses, organizations, institutions and individuals, many for multiple generations. These relationships are based on profound trust, in-depth understanding and highly personal and responsive service provided by our...
-
Credit Analyst
1 day ago
Chicago, United States Amalgamated Bank of Chicago Full timeFor 100 years, Amalgamated Bank of Chicago has fostered deep ties to our customers and our community, serving the banking needs of countless businesses, organizations, institutions and individuals, many for multiple generations. These relationships are based on profound trust, in-depth understanding and highly personal and responsive service provided by our...