Credit Analyst II

4 weeks ago


Irving Texas, United States CIG Financial LLC. Full time
Overview:
AutoNation is currently seeking a Credit Analyst II to join one of the best full spectrum auto lender in the industry in the market. The ideal candidate is an industry leader, seeking a positive work environment

 

Position Summary

As a Credit Analyst, you will underwrite and review submitted applications from new and used automotive dealers. In addition, you will communicate decisions to appropriate individuals, uphold fair lending practices, and meet targets for productivity, quality and customer satisfaction.

Job Responsibilities

Review, analyze and underwrite complex auto loans within company guidelines.

Assist with negotiation of contracts based on lending guidelines.

Interact daily with automotive dealerships and gather information needed to make appropriate credit decisions with the ability to explain the rationale behind credit decisions made to dealerships and CIG Sales Managers if needed.

Build and maintain effective relationship with assigned automotive dealership base

Build and maintain positive working relationship with peers and Sales Managers

Essential Knowledge, Skill and Licences

Knowledge of Consumer Auto Finance with 2 - 5 years of underwriting experience required

Thorough knowledge of credit review process and credit scoring

Strong analytical, organizational and time management skills

Strong verbal and written communication skills 

Demonstrated ability to develop business relationships with dealer principals, Sales Team as well as Peers

Strong negotiation and decision-making skills

Physical Demands

Continuous use of personal computer/monitor/keyboard.

Physical Demand: None. Amt./Frequency: N/A

On-site staff preferred


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