Senior Underwriter: Workers' Compensation

We're excited you're considering joining a great place to work

Texas Mutual is deeply committed to creating and maintaining an environment of mutual respect and is proud to be an equal opportunity employer. All qualified applicants are encouraged to apply and will receive consideration for employment without regard to age, race, color, national origin, religion, sex, gender identity, sexual orientation, genetic information, veteran status, or any other basis protected by local, state, or federal law.

About this Position

Fuel Your Career with Purpose

At Texas Mutual, we're more than the state's leading provider of workers' compensation insurance—we're on a bold mission to create a stronger, safer Texas for all. This is your opportunity to bring your skills to one of the best places to work in Texas. As a Senior Underwriter, you'll shape the future of our business, serve as the bridge between our mission and our partner agents, and play a vital part in safeguarding the success of Texas employers and employees alike.

Why Join Texas Mutual?

• Impact: Here, you'll influence the Lone Star State's business landscape and help others succeed.
• Opportunity: Harness your expertise while growing your career with mentorship, training, and autonomy.
• Culture: Join passionate colleagues who care about safety, community, and each other.
• Reward: Enjoy competitive pay, exceptional benefits, flex-hybrid environment—and so much more

Responsibilities & Qualifications

In This Role, You Will:

• Champion Growth: Write new and renewal workers' compensation policies that drive our premium goals.
• Analyze & Decide: Evaluate applications, reports, and coverage requests—pairing analytical firepower with underwriting finesse to determine risk acceptability within guidelines and regulations.
• Negotiate and Win: Skillfully negotiate account pricing and coverage with agents within your authority, balancing profitability with agent and customer satisfaction.
• Own Your Portfolio: Manage and develop a diverse group of agency partners through field visits, service, and strategic pursuit of business opportunities.
• Juggle Priorities: Analyze your workload, set priorities, and manage your desk to ensure agents' needs are met—delivering quality service every time.
• Elevate Others: Serve as an underwriting subject matter expert, sharing your expertise with colleagues and helping train and mentor the next generation of underwriters.

Your Strengths:

• Strategic Account Manager: You'll craft a profitable book of business—writing new accounts, strengthening agency relationships, and protecting renewals.
• Problem Solver: Data, risk, and numbers are your playground. You'll assess risk selection, pricing, and uncover opportunities for growth and diversification.
• Clear Communicator: You connect effortlessly with agents, producers, territory managers, and team members—presenting proposals, negotiating terms, and forging lasting partnerships.
• Collaborative Teammate: You lift others up—mentoring, training, sharing best practices, and contributing to the team's collective success.
• Conscientious Professional: The details matter to you, from accurate documentation to state-compliant account reviews and following intricate underwriting guidelines.

What You Need to Bring:

Required Qualifications:

• Bachelor's degree or equivalent education, training, and experience.
• At least 4+ years of experience underwriting workers' compensation insurance or equivalent education, training, and experience.

Preferred Qualifications:

• CPCU, CIC, ARM, or other top insurance designations
• Valid Texas driver's license

You'll Succeed If You Have:

• Strong book and agency management skills
• Analytical and creative problem-solving abilities
• Strong technical grasp of worker's compensation insurance, underwriting, risk selection, pricing, and regulatory compliance
• Knowledge of insurance contract language and state regulations
• Talent for continuous improvement and process optimization

Ready to take your underwriting expertise to new heights and power up the Texas business community? If you are energetic, creative, resourceful, and love the challenge of managing your own accounts with plenty of support, we want you on our team

Apply today. Create a stronger, safer Texas—together.

Texas Mutual Pay Transparency

The base pay range is based on the market evaluation of the job and may include pay for multiple levels. Individual base pay within the range is determined by a variety of factors, including experience, performance, education, and demonstration of skills and competencies required for each role. Your recruiter can discuss the full value of our total compensation package with you, including our generous bonus plans and flex-hybrid work model.

Base Pay Range: $ $59.38 Per Hour

Flex-Hybrid Work Environment:

Texas Mutual's flex-hybrid schedule allows you to bring your best self to work by working remotely and collaborating in the office based on business needs. All Texas Mutual employees are required to have Texas residency and travel to their designated office as needed.

Our Benefits:

• Annual performance bonus and merit-based pay increase
• Lifestyle Savings Account ($1,000 per year)
• Automatic 4% employer contribution to retirement plan
• 401k plan with 100% employer match up to 6%
• Student loan repayment matching in 401k plan
• Three weeks' time off for vacation
• Nine paid holidays and two personal days each year
• Day one health, Rx, vision and dental insurance
• Life and disability insurance
• Flexible spending account
• Pet insurance and pet Rx discounts
• Free on-site gym, fitness classes, and health and wellness resources
• Free identity theft protection
• Free student loan repayment and refinancing consultation
• Professional development and tuition reimbursement
• Employee referral bonus
• Free onsite snacks

About Us

Texas Mutual Insurance Company is the state's leading choice for workers' compensation insurance, with over 40 percent of the market. Thousands of Texas businesses rely on us to help them control their workers' comp costs, protect their employees, and ensure their injured workers receive quality care. Preventing workplace accidents is a foundation of our mission.

We have frequently been named one of the Best Companies to Work for in Texas. Our competitive salaries, award-winning benefits package, and employee recognition programs are just a few of the reasons our average employee tenure is 10 years.

If you need an accommodation with any part of the application process, please contact and ask to speak with Human Resources.