Mortgage Loan Officer

4 hours ago

Atlanta, Georgia, United States Bank of England Full time

About the Role:

The Mortgage Loan Officer plays a critical role in guiding clients through the residential lending process, ensuring they secure the most suitable mortgage products to meet their financial needs. This position involves evaluating loan applications, advising clients on various mortgage options including FHA and VA loans, and facilitating the loan closing process with precision and compliance. The officer acts as a trusted advisor, building strong relationships with clients and real estate professionals to foster repeat and referral business. Success in this role requires a deep understanding of mortgage lending regulations, automated underwriting systems, and market trends to provide accurate and timely loan solutions. Ultimately, the Mortgage Loan Officer contributes to the financial well-being of clients while supporting the institution's growth and reputation in the banking and credit intermediation industry.

Minimum Qualifications:

  • Proven experience in residential mortgage lending or a related financial services role.
  • Comprehensive knowledge of mortgage loan products including FHA and VA loans.
  • Familiarity with automated underwriting systems and loan processing software.
  • Strong understanding of loan closing procedures and regulatory compliance requirements.
  • Valid state licensing as a Mortgage Loan Originator (MLO) or equivalent certification.

Preferred Qualifications:

  • Bachelor's degree in finance, business administration, or a related field.
  • Experience working within banking or nonbank credit intermediation environments.
  • Demonstrated success in building client relationships and generating referral business.
  • Advanced training or certification in mortgage lending or underwriting.
  • Proficiency with customer relationship management (CRM) software and digital mortgage platforms.

Responsibilities:

  • Evaluate and process residential mortgage loan applications, ensuring accuracy and compliance with regulatory standards.
  • Advise clients on home equity options, FHA financing, VA loans, and other mortgage products tailored to their financial situations.
  • Collaborate with underwriters, real estate agents, and closing agents to facilitate smooth and timely loan closings.
  • Utilize automated underwriting systems to assess loan eligibility and risk, providing clear guidance to clients throughout the process.
  • Maintain up-to-date knowledge of mortgage lending regulations, market conditions, and product offerings to effectively serve clients.

Skills:

The required skills such as residential lending, home equity, and mortgage loans are essential for evaluating client needs and structuring appropriate loan products. Expertise in FHA financing and VA loans enables the officer to offer specialized mortgage solutions that comply with government guidelines. Loan closing skills ensure that all documentation and processes are completed accurately and efficiently, minimizing delays. Familiarity with automated underwriting systems allows the officer to quickly assess loan eligibility and streamline approvals. Preferred skills like CRM proficiency and advanced certifications enhance client management and operational efficiency, contributing to superior service delivery and business growth.

This is a generic Job description. A more detailed Job Description and Duties can be provided upon request. 

  • Northstar Mortgage Advisors: Mortgage Loan Originator

    21 minutes ago

    Atlanta, Georgia, United States Canopy Mortgage Full time

    About Us:At Northstar Mortgage Advisors, we are committed to providing top-tier mortgage solutions while fostering a culture of excellence and growth. We pride ourselves on a collaborative environment where our team members can learn from some of the industry's best Loan Officers, Technicians, and Sales Professionals.Position Overview:We are seeking a...

  • Mortgage Loan Originator

    4 hours ago

    Atlanta, Georgia, United States Highland Mortgage Full time

    Company DescriptionBoxcar Mortgage, LLC DBA Highland Mortgage is an employee-owned company focused on providing knowledgeable industry leaders in the mortgage industry. The company is based in Atlanta, GA, and offers flexibility for remote work. Boxcar Mortgage is NMLS # and Georgia Residential Mortgage Licensee #71220, committed to making a difference for...

  • Mortgage Loan Officer

    5 hours ago

    Atlanta, Georgia, United States Regions Bank Full time

    Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed,...

  • Loan Officer

    4 hours ago

    Atlanta, Georgia, United States Shelter Home Mortgage, LLC Full time

    This position is for SHELTER HOME MORTGAGE, one of the Family of Companies of Newrez LLC.Shelter Home MortgageYour mortgage experience is only as good as your loan officer – and our loan officers are the best in the mortgage industry Shelter was founded in 1984 and has been originating loans in Georgia since 1993. We partner with real estate companies to...

  • Mortgage Loan Originator

    3 hours ago

    Atlanta, Georgia, United States MiLEND, Inc Full time

    Join MiLEND, Inc. as a Mortgage Loan OriginatorLocation: Alpharetta, GA,United StatesMiLEND, Inc., a leading provider of mortgage solutions, is seeking a dedicated, enthusiastic, and experienced Mortgage Loan Originator to join our dynamic team. In this role, you will work closely with clients to provide expert guidance on mortgage products, helping them...

  • Residential Mortgage Loan Processor

    4 hours ago

    Atlanta, Georgia, United States Citizen Trust Bank Full time

    We're HiringResidential Mortgage Loan ProcessorCelebrating over 100 years in the community, Citizens Trust Bank remains committed to providing personalized service and financial solutions to meet the growing needs of our customers.We are committed to our institution's values of Integrity , Collaboration, Innovation, Service Excellence, Respect,...

  • Residential Mortgage Loan Originator

    27 minutes ago

    Atlanta, Georgia, United States Bank OZK Full time

    Why Bank OZKFounded on a legacy of more than 120 years in banking, Bank OZK is much more than just a company. We're nationally recognized as an industry leader in financial services. That means we combine exceptional service with innovative technologies to deliver smart solutions to our clients across the country. We're investing in small businesses, fueling...

  • Mortgage Loan Originator

    5 hours ago

    Atlanta, Georgia, United States Multiply Full time

    About Multiply MortgageMultiply Mortgage is an AI-native mortgage company. We pair experienced, local mortgage advisors on our team with groundbreaking technology to deliver a better customer experience. Through our company partnerships channel, we partner directly with companies to offer mortgages as an employee benefit — with exceptional rates, concierge...

  • Loan Originator

    1 hour ago

    Atlanta, Georgia, United States Merchants Mortgage & Trust Corporation Full time

    CompanyMerchants Mortgage & Trust Corporation ("MMTC") is a private real estate lender headquartered in Denver, Colorado. MMTC specializes in short term residential bridge loans for Fix & Flip investors, commercial loans, construction loans and rental property loans. MMTC was acquired by KKR, a leading global investment firm, in 2022.Location:This is a...

  • Premier Loan Officer

    1 hour ago

    Atlanta, Georgia, United States Zillow Home Loans Full time

    About the teamAt Zillow Home Loans, we're at the forefront of revolutionizing the home financing experience. As part of our dynamic and fast-growing FinTech company, you'll help reshape how consumers buy, sell, and finance homes, all while working in a collaborative and high-energy environment We're a team of innovators, problem solvers, and creative...