Credit Analyst

2 weeks ago


Denver, Colorado, United States MidFirst Bank Full time $70,000 - $115,000 per year

The responsibilities will include, but will not be limited to:

  • Complete spreads on business entities, CRE projects, and individuals to summarize their financial condition, performance, cash flow, trends, projections and risks
  • Complete Credit Memorandums for loan approvals incorporating quantitative and qualitative financial analysis and identifying key strengths and credit risks of a proposed credit
  • Analyze proposed collateral positions
  • Assist Loan Officers in completing reports used by senior management in the loan monitoring and decision making process
  • Gather, examine and present information in a concise and meaningful manner and offer thoughts concerning credit-worthiness and loan structure
  • Prepare various forms and reports to request external reports (appraisals, environmental assessments) and address internal issues, when needed

Salary Range: $70, $115, Compensation is aligned to experience, skills and education. Position may be eligible for annual bonus depending on officer status. The bank offers a comprehensive benefits package including medical, dental, and vision coverage; paid holidays, vacation, and sick leave; and 401(K) plan. Hours of paid leave may vary based on position.

Requirements

  • Bachelor degree in a business related filed is required
  • Minimum of 2 years of experience in a credit/financial analyst or underwriting role or other directly related experience
  • Experience with completing financial spreads and written credit analysis reports on borrowers and guarantors
  • A solid understanding of financial statements and tax returns, including Generally Accepted Accounting Principles
  • Proficient with Microsoft Office software
  • Experience with Moody's Risk Analyst or Moody's CreditLens strongly preferred

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.


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