Hybrid DE Underwriter

DE Underwriter – On-site/Hybrid (North Hollywood or Brea, CA)

Salary: $70,000–$100,000 (DOE)

Schedule: Monday–Friday, 8:30 a.m.–5:30 p.m. PST

Employment Type: Full-time (eligible for overtime)

Benefits: Health Insurance, SIMPLE IRA (3% match), PTO, 5 sick days per year

Our client, a California-based mortgage lender, is seeking an experienced DE Underwriter to join their growing underwriting team. This role may be based on-site or hybrid from either the North Hollywood or Brea office.

Key Responsibilities

• Review and underwrite residential mortgage applications including Agency, FHA, and Non-QM products.

• Verify credit, income, and asset documentation with a focus on accuracy and compliance.

• Analyze tax returns, self-employed income, P&L statements, and business cash flow.

• Review WVOE, Bank Statement, DSCR, and Asset-based loans.

• Ensure all files meet FHA DE requirements and investor guidelines.

• Collaborate with Account Managers, Loan Officers, Processors, and Brokers to support timely loan decisions.

• Maintain updated knowledge of underwriting standards and investor policies.

Qualifications

• Active FHA DE (Direct Endorsement) designation required.

• Minimum 5 years of residential mortgage underwriting experience.

• 3+ years of Non-QM underwriting experience required.

• Proficient in Encompass LOS, CoreLogic FraudGuard, and running AUS (DU, LPA, Total Scorecard).

• Experience analyzing self-employed income and complex loan structures.

• In-depth knowledge of Agency (Fannie/Freddie) and FHA guidelines.

• Have worked as a front line underwriter within the past 12 months.

Please note: National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. All criteria are set forth by our client and must be followed exactly.

Thank you for your interest 

If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters.

Unfortunately due to high volumes of applicants, we may not be able  to respond to those who are not a fit.  If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities. 

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