VP Credit

• Location Notice: AgriBank is currently headquartered in downtown St. Paul. Please be aware that we will be relocating to Richfield, MN in August 2026.

Position Overview
As a key member of the Credit team, you will be part of AgriBank's mission to support the people who feed the world. The VP Credit position plays a strategic role in the AgriBank Commercial Lending function spanning: capital markets credit underwriting, portfolio management, credit administration, workout, audit preparation, and product development as appropriate. The position will additionally be involved in supporting existing AgriBank asset pools.

Job Functions*
Commercial Lending

• Plays a key Credit role on a Commercial Lending/Capital Markets team that grows and manages a portfolio of loan participations purchased from other Farm Credit entities.
• Works in partnership with Lending staff to soundly and efficiently underwrite credit opportunities on new and existing capital markets borrowers.
• Plays a central role in portfolio management, including but not limited to, establishing individual hold limits per credit, and establishing and monitoring portfolio risk limits by counterparty, industry, and risk rating.
• Provides guidance internally on eligibility and reputation risk on existing and potential credit opportunities.
• Functions as a senior member of Loan Committee with delegated authority to act on credits as established within loan credit policy.
• Plays a central role in audit preparation and response spanning FCA, AgriBank Internal Audit, and other third-party audits as appropriate.
• Establishes and maintains relationships with other System credit and lending staff.
• Is responsible for the sound overall credit administration of the Commercial Lending portfolio.
• Trains and develop junior credit staff in partnership with other Credit staff.
• Plays a central role in developing and/or updating industry analysis and intrinsic risk assessments
• Performs other duties and special projects as appropriate which may involve Counterparty Risk Committee, interest rate swaps, and cash management.

Asset Pools

• Partners with the SVP – Lending Programs to develop a thorough understanding of existing asset pools programs with District Associations.
• Provide ongoing input on asset pool board and management portfolio and due diligence activities.

Prior Approval

• Supports the Prior Approval process by preparing information for review and action by others to act on loan requests for employees, association Director or AgriBank Director loans and requests for Excess Prior Approval when the association seeks approval for loan actions over their delegated authority

Special Projects

• Participates in and provides leadership through System committees consistent with the direction provided by AgriBank Chief Credit Officer
• Member of CRC (Counterparty Risk Committee) and within Commercial Lending plays an active role the analysis and review of commercial paper issuers to determine acceptability of risk for the Treasury Department's investment portfolio
• This job description is subject to change without notice.

Education And Experience

• Bachelor's degree in finance, agricultural business, economics, accounting or related field
• Master's degree or equivalent preferred
• years of related experience
• Or an equivalent combination of education and experience sufficient to perform the essential functions of the job

Knowledge

• Knowledge of general accounting principles
• Knowledge of agricultural/agribusiness industries
• Knowledge of agricultural and corporate finance lending principles and practices, and Association and Farm Credit System operating policies and procedures

Skills

• Skill in writing concise, logical, grammatically correct analytical reports to explain credit decisions and industry trends as it pertains to the job
• Skill in planning and coordinating projects involving multiple stakeholders
• Oral and written communication skills, sufficient to exchange information effectively with peers, supervisor and customers

Physical Requirements

• Prolonged periods sitting at a desk and working on a computer
• Must be able to lift up to 15 pounds at times
• Some travel required.

The AgriBank Advantage
You are the key differentiator in the marketplace and ultimately the most important factor in helping us fulfill our mission to support those who feed the world. We are committed to providing you with a competitive compensation and benefits package — your total rewards for making significant contributions to our business and making a difference on behalf of those we serve.

The typical base range for this role is between $149,000-$237,000. Compensation may vary based on individual job-related knowledge, skills, expertise, and experience. The position is eligible for a discretionary annual incentive program driven by organization and individual performance.

Benefits
AgriBank benefits provide safety, security, and peace of mind for you and your family. Through comprehensive Total Rewards, access to financial tools and support, and personal services, our benefits demonstrate that employees' health and financial well-being are of primary importance. Wherever you are on life's continuum or what life transition you experience, our benefits support your health care needs and guide you along the path to retirement.

Collaboration and Staying Connected

• Beautiful office overlooking many of St. Paul's landmarks, with exceptional space to collaborate with your colleagues and friends
• Monthly employee activities to keep groups connected and have fun
• Annual Employee Appreciation activities
• Multiple recognition programs to celebrate each other's success

Work and Life

• Paid time off
• Company holidays
• Floating holidays
• Sick time
• Right Work/Right Place hybrid work program
• Dress for Your Day flexible wardrobe policy
• Generous company match on employee donations

Growth and Development

• Employee and leader career development toolkits
• Tuition reimbursement
• Internal and external resources and opportunities to grow personally and professionally

Health, Wellness and Investment/Retirement

• Health care plan alternatives to fit your lifestyle, including:

• Health Savings Account (HSA) and Flexible Spending Account (FSA)

• Dental
• Vision

• Wellness reimbursement

• Investment and retirement planning

• Saving today for tomorrow is one of the smartest moves you can make. That's why AgriBank offers you a generous, competitive and flexible 401(k) plan for your financial well-being:

• Fixed Employer Contribution = 3 percent

• PLUS, Employer Matching Contribution = $1 for $1 match (vested fully after 4 years) on the first 6 percent of eligible compensation you save

• Life and disability insurance plans for eligible team members and their families

• Free exercise facility onsite for all employees
• Parking and transportation discounts
• Generous employee referral incentive

Join the dedicated professionals at AgriBank and put your skills to work ensuring farmers and rural communities have the innovative financial solutions they need to feed our neighbors and the world.

AgriBank will not sponsor a work visa (e.g., H1B, etc.) to fill this position.

Applicants requiring a reasonable accommodation for any part of the application process may contact us through the following methods: Phone: or Mail: AgriBank, Attn: Talent Recruiting, 30 E 7th Street, Suite 1600, St. Paul, MN 55101.

In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire.

AgriBank FCB is an Equal Opportunity Employer (M/W/D/V) dedicated to diversity in the workplace and offers a great work environment. All qualified applicants will receive consideration for employment without regard to race, color, gender, age, religion, national origin, handicapped status, veteran status, public assistance status or other condition or status prohibited by law.