Collateral Analyst

1 week ago

Buffalo, New York, United States Culain Capital Management LLC Full time $60,000 - $90,000 per year

Job Description: Collateral Analyst

Position Title:
Collateral Analyst

Location:
Buffalo, New York

Reports To:
Chief Credit Officer

About the Company:

Culain Capital Management is a leading commercial finance company dedicated to providing innovative financial solutions to businesses of all sizes. Our team of experienced professionals is committed to helping our clients achieve their financial goals through account receivable financing (factoring).  Important skills for a Collateral Analyst include an attention to detail and the ability to think analytically.

Position Summary:

The Collateral Analyst is responsible for managing and analyzing collateral to ensure the company's funding practices are secure and compliant with internal and external regulations. This role involves assessing the value of and risks to collateral, monitoring collateral performance, and maintaining accurate records. The ideal candidate will have strong analytical skills, a demonstrable attention to detail, and a background in finance or accounting.

Key Responsibilities:

  • Collateral Evaluation and Monitoring:
  • Assess the value and condition of collateral provided by clients/borrowers.
  • Conduct regular reviews and audits of collateral to ensure compliance with factoring and/or loan agreements.
  • Monitor collateral performance and identify any potential risks or discrepancies.
  • Review the application of payments received.
  • Data Analysis and Reporting:
  • Analyze financial statements, borrowing base certificates, and other relevant documents to assess collateral adequacy.
  • Prepare detailed reports on collateral status and performance for internal stakeholders.
  • Develop and maintain collateral tracking systems and databases.
  • Create, compile and prepare management information reporting utilizing portfolio management software
  • Risk Management:
  • Identify and evaluate risks associated with collateral and propose mitigation strategies.
  • Collaborate with the risk management team to develop and implement risk management policies and procedures.
  • Ensure all collateral meets the company's underwriting standards and regulatory requirements.
  • Client Interaction:
  • Communicate with clients to obtain necessary documentation and clarify any collateral-related issues.
  • Provide guidance and support to clients on collateral requirements and processes.
  • Build and maintain strong relationships with clients to ensure a positive experience.
  • Compliance and Documentation:
  • Ensure all collateral documentation is accurate, complete, and compliant with company policies and legal requirements.
  • Maintain organized and up-to-date collateral files and records.
  • Assist in the preparation for internal and external audits related to collateral.

Qualifications:

  • Graduate or Current student enrolled in curriculum towards earning a Bachelor's or Master's degree in Finance, Accounting, Business Administration, or a related field.
  • Strong analytical and quantitative skills with a keen attention to detail.
  • Proficiency in financial software and Microsoft Office Suite, particularly Excel.
  • Excellent communication and interpersonal skills.
  • Ability to work independently and as part of a team in a fast-paced environment.

Additional Considerations:

  • Minimum of 2-3 years of experience in collateral management, financial analysis, or a related role in commercial finance desirable.
  • Knowledge of asset-based lending and commercial loan processes is a plus.
  • Familiarity with regulatory requirements and industry best practices in collateral management highly considered.

  • Peer Specialist- SOS Program

    3 days ago

    Buffalo, New York, United States Endeavor Health Services Full time

    Endeavor Health Services is looking for Peer Specialist to join our SOS (Safe Options Support) team. This is a wonderful opportunity for an experienced Peer to play a pivotal role on the Safe Options Support (SOS) team that that will provide comprehensive care to street homeless or subway dwelling individuals.The Peer Specialist's role will involve community...

  • Mental Health Clinician

    3 days ago

    Buffalo, New York, United States Endeavor Health Services Full time

    Endeavor Health Services is hiring a Mental Health Clinician for our SOS Team (Safe Options Support). The Licensed Mental Health Professional will play a pivotal role on one of Governor's innovative Safe Options Support (SOS) teams, that will provide comprehensive care to street homeless, shelters or other places not meant for human habitation. The team will...

  • Analyst, GTS Transaction Services

    1 hour ago

    Buffalo, NY, United States HSBC Full time

    Analyst, GTS Transaction Services Brand: HSBC Area of Interest: Investment Banking, Markets, and Research Location: Buffalo, NY, US, 14210 Work style: Hybrid Worker Date: 15 Dec 2025 In compliance with applicable laws, HSBC is committed to employing only those who are authorized to work in the US. Applicants must be legally authorized to work in the U.S. as...

  • Portfolio Analyst

    2 weeks ago

    Buffalo, NY, United States Arbor Realty Trust Full time

    The Portfolio Analyst is responsible for the overall analysis, monitoring, reporting and compliance of loans within Arbor's Agency portfolio consisting of Fannie Mae, Freddie Mac, HUD, and conduit loans. The Portfolio Analyst will continuously assess asset quality, document loan performance, proactively monitor emerging risks and mitigate potential loss....

  • Consulting Analyst

    5 hours ago

    Buffalo, United States Veris Insights Full time

    Consulting Analyst (June 2026)The company you'll join: It is our mission to create an exceptional firm that betters the world of work. Through granular candidate insights, in-depth employer benchmarking, continuous market pulses, actionable strategies, and recruiting feedback platforms, the team at Veris Insights is advancing the way companies across North...

  • Credit Quality Assurance Analyst III

    6 days ago

    Buffalo, United States M&T Bank Full time

    *** Work Arrangement/Location: This is a hybrid position requiring in-office work three days a week and will be based at M&T Plaza, Buffalo, NY, Long Island, NY or NYC, NY.Overview: This position operates in the 2nd line of defense and is embedded in the Credit Quality Assurance group within the Credit Risk Department, which is part of the Risk Division. The...

  • Credit Quality Assurance Analyst III

    2 days ago

    Buffalo, United States M&T Bank Full time

    Credit Quality Assurance AnalystThis position operates in the 2nd line of defense and is embedded in the Credit Quality Assurance group within the Credit Risk Department, which is part of the Risk Division. The position acts as an oversight function of the 1st LOD and 2LOD Continuous Monitoring activities. The primary responsibility is to independently...

  • Credit Quality Assurance Analyst III

    6 days ago

    Buffalo, United States NY Staffing Full time

    Job Opportunity At M&T BankWork Arrangement/Location: This is a hybrid position requiring in-office work three days a week and will be based at M&T Plaza, Buffalo, NY, Long Island, NY or NYC, NY.Overview: This position operates in the 2nd line of defense and is embedded in the Credit Quality Assurance group within the Credit Risk Department, which is part of...

  • Operations Analyst

    4 weeks ago

    Buffalo, United States Ohio Staffing Full time

    Job OpportunityLocation: 4224 Ridge Lea Road - Amherst, New York 14226Job Brief (Purpose): Assist in the management of a portfolio of pass rated "exit," criticized, classified, non-performing and or charged off credit relationships. Minimize charge-offs and maximize recoveries by collaboratively developing and implementing cogent workout, restructuring...

  • Document Specialist

    2 days ago

    Buffalo, NY, United States Computer Task Group Full time

    Are you ready to join a growing team? CTG is seeking to fill a Document Custodian Vault Analyst opening for our client in Buffalo, NY.Location: Buffalo, NY Duration: 3 months, high potential for extension to long term Job Type: Hourly Contract Hours: 8 am to 5 pm, M-F Pay: $18/hr Location is Downtown Buffalo on Seneca Street Overview: We are seeking an...

  • Senior Credit Quality Assurance Analyst

    1 week ago

    Buffalo, United States M&T Bank Full time

    Description *** Work Arrangement/Location: This is a hybrid position requiring in-office work three days a week and will be based at M&T Plaza, Buffalo, NY, Long Island, NY or NYC, NY.Overview: This position operates in the 2nd line of defense and is embedded in the Credit Risk Department which is part of the Risk Division. Acting primarily as an oversite of...

  • Mental Health Clinician

    2 weeks ago

    Buffalo, NY, United States Endeavor Health Services Full time

    Description Endeavor Health Services is hiring a Mental Health Clinician for our SOS Team (Safe Options Support). The Licensed Mental Health Professional will play a pivotal role on one of Governor’s innovative Safe Options Support (SOS) teams, that will provide comprehensive care to street homeless, shelters or other places not meant for human habitation....