Credit Risk Consultant

3 days ago


San Jose, California, United States Acunor Full time $120,000 - $180,000 per year

Job Title:
Credit Risk Consultant – PD/EAD/LGD Modeling

Location:
Chicago, IL or San Jose, CA (Hybrid preferred)

Employment Type:
Full-time

About the Role

We are hiring a
Credit Risk Consultant
to join a premier consulting client's Banking & Financial Services practice. This role blends
hands-on model development
with
client-facing delivery
, supporting strategic initiatives across credit risk, portfolio analytics, and regulatory modeling.

You will work on real-world credit risk problems across
PD, EAD, and LGD
modeling, partner with stakeholders, and contribute to production-grade analytics solutions in Python and SQL-based environments.

Responsibilities

  • Lead development and validation of
    PD, EAD, and LGD models
  • Build and enhance risk models using
    Python, SQL, PySpark, and Hive
  • Conduct exploratory analysis and feature engineering on large credit datasets
  • Support model validation, monitoring, and performance reporting
  • Collaborate with client stakeholders and offshore analytics teams
  • Translate analytical outputs into clear business insights
  • Mentor junior analysts and contribute to team capability growth

Must Have

  • 4–6 years of experience in
    Banking Risk Analytics / Credit Risk Modeling
  • Hands-on expertise in:
  • PD / EAD / LGD model development
  • Python, SQL, PySpark, Hive
  • Experience working in
    client-facing consulting or delivery teams
  • Strong communication and stakeholder management skills
  • Bachelor's or Master's degree in a
    quantitative discipline
    (Statistics, Finance, Economics, Engineering, Data Science)

Nice to Have

  • Experience with regulatory or validation frameworks (SR 11-7, Basel concepts)
  • Exposure to model deployment or monitoring pipelines
  • Experience working with large-scale data platforms (Databricks, cloud environments)
  • Consulting or analytics services background

Why Join

  • Work with a
    premier BFS client
    on high-impact risk initiatives
  • Hands-on ownership of enterprise-grade modeling problems
  • Exposure to leadership-level stakeholders
  • Strong growth path in analytics consulting and risk strategy

Acunor is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees and applicants, regardless of race, gender, religion, age, disability, sexual orientation, or veteran status.


  • Credit Risk Modeler

    7 days ago


    San Jose, California, United States Inizio Partners Corp Full time $130,000 - $170,000 per year

    Role: Senior Consultant - Credit Risk ModelerType: Hybrid (3 days/week from office)Location: San Jose, CA or Chicago, ILCompensation: $130k - $170k (depending on experience) + 12% bonusRole Overview: Emphasis is on coordinating & driving end to end delivery of project workstreamsCoordination with partner teams including senior leadership for...


  • San Francisco, California, United States Qcells North America Full time $120,000 - $180,000 per year

    DescriptionPOSITION DESCRIPTIONEnFin, a subsidiary of Qcells, the leading manufacturer of residential solar panels in the USA, is a financial services company dedicated to making solar energy accessible through innovative financing solutions. Headquartered in Irvine, California, EnFin provides competitive residential solar loans and third-party owned (TPO)...


  • San Francisco, California, United States Credit Genie Full time $120,000 - $200,000 per year

    Company Credit Genie is a mobile-first financial wellness platform designed to help individuals take control of their financial future. We leverage artificial intelligence to provide personalized insights and are building a financial ecosystem by offering tools and services that provide instant access to cash, and building credit. Our goal is to empower...


  • San Francisco, California, United States Credit Genie Full time

    CompanyCredit Genie is a mobile-first financial wellness platform designed to help individuals take control of their financial future. We leverage artificial intelligence to provide personalized insights and are building a financial ecosystem by offering tools and services that provide instant access to cash, and building credit. Our goal is to empower every...

  • Credit Analyst

    5 days ago


    San Jose, California, United States Western Alliance Bank Full time $72,000 - $144,000 per year

    Job Title:Credit AnalystLocation:San JoseWhat you'll do:As a Credit Analyst you'll be primarily responsible to spread, manage and maintain financial background information on present and prospective customers, and develop credit studies for the Loan Officers, Chief Credit Officer and other Executive Management. You'll manage spread assignments, conduct...


  • San Francisco, California, United States Credit Genie Full time $100,000 - $120,000 per year

    CompanyCredit Genie is a mobile-first financial wellness platform designed to help individuals take control of their financial future. We leverage artificial intelligence to provide personalized insights and are building a financial ecosystem by offering tools and services that provide instant access to cash, and building credit. Our goal is to empower every...


  • San Jose, California, United States PremierOne Credit Union Full time $145,000 - $155,000 per year

    Join Our Team and Make a DifferenceTake your career to the next level at one of California's most innovative and growing Credit Unions, awarded Top Workplaces five years in a rowAt PremierOne Credit Union, we strive to carry out our mission to "deliver a better financial life to members" through every interaction. We look for team players who can contribute...


  • San Jose, California, United States Western Alliance Bank Full time $70,000 - $85,000 per year

    Job Title:2026 Commercial Banking Development Program - Credit Analyst - San Jose, CA - Credit Servicing AdminLocation:San JoseWhat you'll do:As a Credit Analyst you'll be primarily responsible to spread, manage and maintain financial background information on present and prospective customers, and develop credit studies for the Loan Officers, Chief Credit...

  • Credit Advisor

    1 day ago


    San Francisco, California, United States HSBC Full time

    In compliance with applicable laws, HSBC is committed to employing only those who are authorized to work in the US. Applicants must be legally authorized to work in the U.S. as HSBC will not engage in immigration sponsorship for this position.Our purpose – Opening up a world of opportunity – explains why we exist. Here at HSBC we use our unique...


  • San Jose, California, United States PayPal Full time $250,000 - $360,000

    The CompanyPayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. We operate a global, two-sided network at scale...