Credit Specialist

2 weeks ago


Birmingham, Alabama, United States Smartaxx Full time $40,000 - $60,000 per year

Job Summary:

The Credit Specialist is responsible for evaluating the creditworthiness of customers, managing credit accounts, monitoring outstanding balances, and ensuring timely payments. This role plays a key part in minimizing financial risk to the company while supporting strong customer relationships and maintaining healthy cash flow.

Key Responsibilities:

  • Review and analyze customer credit applications and financial statements.
  • Assess credit risk and establish credit limits based on company policies.
  • Monitor and manage accounts receivable to ensure timely collections.
  • Communicate with customers regarding payment terms, due dates, and outstanding balances.
  • Investigate and resolve billing discrepancies or disputes.
  • Maintain accurate and up-to-date credit records and reports.
  • Recommend credit limit adjustments or account holds when necessary.
  • Collaborate with the sales and finance teams to manage credit exposure.
  • Assist in the preparation of aging reports and collection forecasts.
  • Ensure compliance with company credit policies and legal regulations.

Job Type: Full-time

Pay: $40, $60,000.00 per year

Work Location: In person



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