Credit Strategy Manager – Auto Finance Analytics
6 days ago
Position: Credit Strategy Manager – Auto Finance Analytics
Location:
Irving, TX (Hybrid Work Model)
Employment Type:
Full-Time
About the Opportunity
Our client is looking for a strategic, data-driven professional to lead key initiatives within our auto finance analytics team. In this role, you'll be responsible for designing and executing strategies related to credit risk, pricing, valuations, and channel performance. Your work will directly influence portfolio growth, risk management, and operational efficiency.
This position offers the chance to combine analytical thinking with business acumen to develop actionable insights and support decision-making across multiple areas of the auto lending lifecycle. You'll help transform data into strategies that enhance profitability, improve underwriting decisions, and inform executive-level planning.
What You'll Do
- Lead strategic projects focused on optimizing risk and credit performance within the auto lending portfolio
- Collaborate with cross-functional teams to define business goals, align on priorities, and track results
- Use advanced data tools (e.g., SQL, Python, SAS, Excel, R, or similar) to extract and analyze large datasets
- Develop models and frameworks to support pricing, customer segmentation, and dealer analytics
- Create reporting structures and dashboards to monitor key performance metrics and surface opportunities for improvement
- Test and implement new strategies related to credit decisioning, channel optimization, and profitability
- Communicate findings, recommendations, and results to senior leadership
- Stay current on market trends, competitor activity, and innovations in lending analytics
- Contribute to team development by mentoring peers and sharing technical expertise
What they're Looking For
- Bachelor's degree in a quantitative or technical discipline such as Data Science, Engineering, Mathematics, Statistics, or Economics (Master's or PhD is a plus)
- Minimum 4 years of experience in an analytics-focused role, ideally within consumer finance or auto lending
- Proficiency in SQL and Excel required; familiarity with SAS, Python, R, Hive, or similar tools highly desirable
- Proven ability to turn complex data into actionable insights and business outcomes
- Strong written and verbal communication skills; ability to explain technical concepts to non-technical stakeholders
- Experience leading cross-functional projects and presenting to senior decision-makers
- Strong problem-solving mindset with a bias for action
- Comfortable working in a fast-paced, evolving environment
Please note:
This job posting is just a preview of the full scope of the position. A comprehensive job description is shared by a member of our team.
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