Senior Credit Analyst
7 days ago
Senior Credit Analyst - Job Description 2025
A dynamic and analytical professional who thrives in a detail-oriented, fast-paced environment. The Senior Credit Analyst at altbanq is a key player in our credit and risk assessment team, supporting the Chief Risk Officer and working closely with underwriters to ensure the quality and profitability of our loan portfolio. This role is ideal for someone who excels at financial analysis, credit evaluation, and decision-making while contributing to the development of innovative lending products.
Location and Work Environment:
Location: Midtown, New York City.
Work Schedule: This is an on-site position, 5 days a week from 9:30 to 6:00.
Company Website:
---
Why This Job Matters
Senior Credit Analysts protect and grow altbanq They ensure that every loan meets our standards for creditworthiness and risk while balancing profitability and client satisfaction.
They are key decision-makers From analyzing credit reports to evaluating financial documents, Senior Credit Analysts play a critical role in determining loan eligibility, pricing, and terms.
They drive innovation By contributing to the development of new lending products and refining our credit models, Senior Credit Analysts help us expand our offerings and maintain our competitive edge.
---
A Day in the Life:
Review borrower credit reports, background checks, and conduct searches for liens, judgments, bankruptcies, criminal records, lawsuits, corporate filings, Secretary of State filings, and UCCs.Analyze financial documents, including bank statements, profit and loss statements, balance sheets, accounts receivable, and tax returns, to assess cash flow and risk.Determine credit eligibility and recommend loan amounts based on detailed cash flow analysis and risk assessment.Price loans and establish repayment terms (weekly, biweekly, or monthly) using altbanq's proprietary pricing model.Collaborate with the Chief Risk Officer and underwriters to evaluate complex cases and ensure adherence to altbanq's risk guidelines.Prepare comprehensive credit memos summarizing findings and recommendations for internal review.Monitor market trends and borrower industries to provide insights on risk mitigation and lending opportunities.Support the development of new lending products and credit policies to expand altbanq's offerings.What You Bring to the Table:
Experience: At least 2+ years of experience in credit analysis, underwriting, or a similar role, preferably in business financing or short-term loans.Education: Bachelor's degree in Finance, Accounting, Economics, Business Administration, or a related field.Collaboration: A team player who communicates effectively with internal teams and leadership.Growth Mindset: Eager to take on responsibilities, mentor junior staff, and contribute to altbanq's strategic goals.Technical Skills:
Proficiency in financial analysis and modeling. Advanced Excel skills and experience with Salesforce (highly preferred). Familiarity with credit reports, cash flow analysis, and risk assessment tools.Key Attributes:
Strong analytical and decision-making skills. Exceptional attention to detail and accuracy. Ability to work independently and manage multiple priorities in a fast-paced environment.Compensation and Benefits:
Salary: $100,000 - $150,000, depending on experience.
Benefits:
Medical, Dental, and Vision Insurance. Ancillary Benefits Plans, including Life Insurance and Commuter Benefits. 401(k) Retirement Plan. Flexible Spending Accounts (FSA). End-of-year discretionary bonuses based on performance.Growth Opportunities:
Opportunity to assume leadership responsibilities by overseeing underwriters as delegated by the Chief Risk Officer.Contribute to the development of new lending products and the credit policies that support them.Play a significant role in expanding altbanq's product offerings and market reach.Join altbanq and help redefine short-term business lending
We're looking for a sharp and resourceful Senior Credit Analyst who can make a tangible impact on our growth and success. Apply today to take your career to the next level
-
Senior Credit Analyst
1 day ago
New York, New York, United States Lenmar Consulting Inc Full time**Senior Credit AnalystLocation: Hybrid in NYCRate: $90/hr W2DescriptionThe position summary:**The portfolio of clients consists of investment grade and high yield groups, both leveraged and non-leveraged.Sound Projection Modelling Skills Are Required.In the role, the Credit Analyst will interact and develop strong relationships with Risk partners,...
-
Senior Credit Analyst
2 days ago
New York, New York, United States Bessemer Trust Full timeJob Description:A multi-billion, multi-credit fund is seeking a Senior Credit Analyst to join our team of dedicated investment professionals. Our investment approach is quantitatively and fundamentally driven, with a focus on outperforming the ICE BofA 1–10-year US Corporate Index by utilizing a disciplined and targeted approach analyzing credit...
-
Senior Credit Analyst
1 week ago
New York, New York, United States East West Bank Full timeIntroductionSince 1973, East West Bank has served as a pathway to success. With over 110 locations across the U.S. and Asia, we are the premier financial bridge between the East and West. Our teams of experienced, multi-cultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create...
-
Director, Senior Credit Analyst, Insurance-
1 hour ago
New York, New York, United States CreditSights Full timeCreditSights is currently seeking a Senior Credit Analyst, Insurance, based out of our New York office.Celebrating its 25th anniversary this year, CreditSights offers award-winning, unbiased research on global credit markets, empowering clients to make informed investment decisions. With offices in New York, London, Singapore, Glasgow, Denver, and Charlotte,...
-
Structured Credit Analyst
5 hours ago
New York, New York, United States Blue Owl Capital Holdings Full timeBlue Owl (NYSE: OWL) is a leading asset manager that is redefining alternatives.With over $295 billion in assets under management as of September 30, 2025, we invest across three multi-strategy platforms: Credit, Real Assets and GP Strategic Capital. Anchored by a strong permanent capital base, we provide businesses with private capital solutions to drive...
-
Credit Analyst
2 weeks ago
New York, New York, United States Tikehau Capital Full timeProfile:Primary activities will include, but not be limited to, research of potential investments across leverage finance (Broadly Syndicated Loans and High Yield bonds):Act as the credit research analyst responsible for credit investments in one or more sectors;Develop investment frameworks for relevant industries and the analysis of issuers;Provide...
-
Credit Analyst
2 weeks ago
New York, New York, United States Manhattan Beer Distributors Full time $19 - $21What's Our Vision and Purpose?At Manhattan Beer and Beverage Distributors, our vision is to be the leading beer distributor in the market.Imagine building a business from the ground up, with nothing more than 1 truck, 4000 feet of warehouse space, 2 Beer Brands and a lot of determination Simon Bergson, founder and owner of Manhattan Beer and Beverage...
-
Credit Analyst/Associate, Private Debt
2 weeks ago
New York, New York, United States Audax Group Full time $110,000 - $150,000Founded in 1999, Audax Group is a leading alternative investment manager with offices in Boston, New York, San Francisco, London and Hong Kong. With approximately $42 billion of assets under management and more than 475 employees, Audax is a leading capital partner for middle market companies, operating through three business lines: Audax Private Equity,...
-
Credit Analyst/Associate, Private Debt
1 hour ago
New York, New York, United States Audax Group Full timeFounded in 1999, Audax Group is a leading alternative investment manager with offices in Boston, New York, San Francisco, London and Hong Kong. With approximately $42 billion of assets under management and more than 475 employees, Audax is a leading capital partner for middle market companies, operating through three business lines: Audax Private Equity,...
-
Credit Analyst
2 weeks ago
New York, New York, United States Rabobank Full timeLeverage your existing credit analysis experience while continuing to grow as you collaborate with seasoned professionals and engage directly with clients at a top-tier commodity finance institution. In this position, you will prepare high-quality credit applications, perform detailed financial and risk analysis, and proactively monitor a portfolio of...
