Sr. Commercial Risk Advisor

2 weeks ago


Irvine, California, United States Morris & Garritano Full time

Why join M&G:
We Continue to Win Awards and Achieve Honors for our Culture, Industry Expertise, and Services

  • Central Coast Best Places to Work by Pacific Coast Business Times
  • Leaders of Influence – Insurance by Orange County Business Journal (2023)
  • Best Agencies to Work for by Insurance Journal , 2021, 2025)
  • NU Agency of the Year by National Underwriters and PropertyCasualty
  • Big "I" Best Practices Agency by Independent Insurance Agents & Brokers of America
  • Top 100 P&C Agencies
  • MVP Account Managers (Insurance Journal)
  • Top P&C Agent of the Year (Insurance Journal) 2022
  • 50 Fastest Growing Companies by Pacific Coast Business Times (2017 – 2025)

About the Role:
Joining our team as a Risk Advisor opens a world of incredible opportunities and rewards for those who are willing to invest in their own success. You will find yourself immersed in a dynamic environment where your efforts directly correlate with your achievements. As a vital part of our team, you'll be tasked with building an organic pipeline and carrying it through to develop a true book of business as an accomplished hunter.

Located in vibrant Orange County, our team is seeking individuals who are self-motivated and driven by a passion for excellence and growth. We believe in nurturing talent and providing the support and mentorship to help you thrive.

How will you be compensated:

  • $100,000-$135,000 Base Salary
  • Uncapped New Business Commission Structure
  • Yearly Renewal Business Commissions
  • Medical, Dental, Vision Insurance plans. We cover 98% of the premiums for most individual plans
  • Free Employee Assistance Program
  • Paid Holidays, Paid Sick Time, and Flexible Vacation Time
  • 401(k) with 50% match

Who you are:

  • You are a self-starter, sociable, innovative and goal oriented
  • You drive towards results without sacrificing quality
  • You excel in reaching goals while remaining accountable to agency Core Values

  • Do the Right Thing

  • Love What You Do
  • Always Be Improving
  • Go The Extra Mile
  • Build Collaborative Relationships

  • You shine when selling a highly complex work product

  • You hold a sincere belief in people-driven decision making within a business environment
  • You have an analytical mindset with the ability to understand risk management principles and assess clients' insurance needs

What you will do:

  • Work in our Irvine office alongside peers 3 days per week while working remotely and in the field up to 2 days per week with Agency provided technology and hardware
  • Tenaciously solicit new business with drive and initiative through cold calling, networking, referrals, and other lead sources
  • Work closely with your mentors and manager to gain a deep understanding of Commercial Lines coverages as well as industry knowledge, laws/regulations and best practices
  • Successfully manage the full sales cycle including:

  • Lead generation

  • Prospecting/Outreach
  • Negotiating
  • Proposing coverage
  • Closing with C-Suite level executives
  • Renewal process

  • Create trusted partnerships with business owners and executives, aiding them in implementing risk management practices to bolster success of their firms

  • Continually learn and react within a constantly changing market
  • Pursue continuing education opportunities that support growing expertise

Your Qualifications:

  • Four-year college degree or relevant work experience
  • 3-5 years of Outside Sales/Cold Calling experience
  • Knowledge of basic insurance concepts and willingness to undergo comprehensive training in commercial insurance products, coverages, and underwriting guidelines
  • Detail-oriented with strong organizational skills and the ability to simultaneously manage
  • Proficiency in software applications commonly used in an office environment
  • Property and Casualty license or attainment within 90 days (employer sponsored)


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