Director, Financial Risk Management

Circle (NYSE: CRCL) is one of the world's leading internet financial platform companies, building the foundation of a more open, global economy through digital assets, payment applications, and programmable blockchain infrastructure. Circle's platform includes the world's largest regulated stablecoin network anchored by USDC, Circle Payments Network for global money movement, and Arc, an enterprise-grade blockchain designed to become the Economic OS for the internet. Enterprises, financial institutions, and developers use Circle to power trusted, internet-scale financial innovation. Learn more at

What You'll Be Part Of
Circle is committed to visibility and stability in everything we do. As we grow as an organization, we're expanding into some of the world's strongest jurisdictions. Speed and efficiency are motivators for our success and our employees live by our company values: High Integrity, Future Forward, Multistakeholder, Mindful, and Driven by Excellence. We have built a flexible work environment where new ideas are encouraged and everyone is a stakeholder.

What You'll Be Responsible For
As a Director in the Financial Risk Management function, you will play a central role in building and safeguarding Circle's financial resilience. Specifically, you will be responsible for:

• Owning, developing, and maintaining financial risk analytics capabilities to ensure risks are comprehensively identified, measured, monitored, and mitigated throughout the product lifecycle.
• Leading the development and adoption of advanced AI and machine learning capabilities to enhance Circle's financial risk management.
• Maintaining and enforcing risk appetite, limits, and controls across key financial risk types, ensuring Circle remains within its strategic and regulatory risk profile.
• Overseeing Circle's Financial Model Risk Management program, ensuring models are properly governed, validated, and monitored to support sound and timely business decisions
• Providing independent oversight and challenge to the first line of defense; coordinating across specialized risk committees, working groups, and other governance forums.

What You'll Work On

• Shaping how Circle anticipates, measures, and manages financial risk in a rapidly evolving environment.
• Overseeing and challenging existing risk metrics monitoring, scenario analysis and stress testing conducted across businesses and legal entities, ensuring robust methodologies and outcomes.
• Leading the evolution of Circle's financial risk analytics by building data-driven, AI-powered tools and real-time reporting capabilities that strengthen financial resilience.
• Providing strategic guidance to Circle's financial model risk management program, managing, mentoring, and coaching the team to ensure activities are carried out in line with Circle's standards and regulatory expectations.
• Designing and enhancing Circle's comprehensive, legal entity and product-specific financial risk management frameworks to integrate seamlessly into product launch, reserve management, and capital planning, stress testing and regulatory compliance.
• Collaborating with Business, Product, Finance, Legal, Compliance, and other relevant teams to ensure the cohesion of risk management activities and the integration of risk considerations into business strategies, product launches, and ongoing operations.
• Supporting financial risk governance by interacting with risk committees, and specialized risk working groups and providing high-quality risk reporting, insights, and recommendations.
• Leading structured regulatory gap assessments in response to evolving frameworks; strengthening risk policies and procedures; coordinating timely, high-quality responses to supervisory inquiries, and contributing to shaping industry standards and participation in industry forums.

Core Requirements
*What you'll bring to Circle:*

• 12+ years in financial risk management within management consulting and/or banking, leading engagement across risk types (e.g., market, credit, liquidity, and financial operations).
• 5+ years of experience managing and leading teams.
• Demonstrated extensive experience in leading analytical initiatives, developing tools for risk identification, measurement, and monitoring, including stress testing, scenario analysis, and machine learning solutions, utilizing large datasets to address complex challenges.
• Experience in credit risk model development: behavior/transition models (PD, LGD, transition matrix); knowledge of credit due diligence process, portfolio monitoring and loss forecast.
• Proven success moving GenAI solution from proof of concept to production with robust governance.
• Ability to translate complex regulatory requirements into scalable data, model, workflow design.
• Familiar with and had experience operating under the "Three Lines of Defense" governance framework; familiar with risk and issue management and change control.
• Strong program management discipline in developing risk roadmap, OKR and KPIs.
• Experience leading large, cross-functional programs, collaborating with product, data science, and engineering teams.
• Exceptional communication and stakeholder management skills: synthesize analytics into clear narratives, secure regulatory alignment and drive decision-making with senior management; ability to operate across global teams and engage with executive leadership and risk committee/board-level stakeholders.
• Familiarity with generative AI models (ChatGPT, Gemini, etc.) and prompt development

Preferred Requirements

• BS/BA in a quantitative, engineering or related field; advanced degree in analytics, finance, engineering or a similar discipline.
• Certified Financial Analyst (CFA) designation or Financial Risk Management (FRM) certification.
• Passionate about the stablecoin space and Circle's mission to build open, interoperable financial infrastructure.
• Experience/familiarity with Slack, Apple MacOS and GSuite.

Additional Information

• This position is eligible for day-one PERM sponsorship for qualified candidates

Circle is on a mission to create an inclusive financial future, with transparency at our core. We consider a wide variety of elements when crafting our compensation ranges and total compensation packages.
Starting pay is determined by various factors, including but not limited to: relevant experience, skill set, qualifications, and other business and organizational needs. Please note that compensation ranges may differ for candidates in other locations.
Base Pay Range: $190,000 - $242,500

We are an
equal opportunity employer
. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status, or any other protected status required by the laws in the locations where we hire. Additionally, Circle participates in the E-Verify Program in certain locations, as required by law.

Should you require accommodations or assistance in our interview process because of a disability, please reach out to

for support. We respect your privacy and will connect with you separately from our interview process to accommodate your needs.