Enterprise Systems Integrations Engineer

At Acra Lending our employees enjoy an opportunity to work with great people.  We celebrate several events throughout the year accompanied by raffles and giveaways for employees nationwide.  We are especially proud to give back to our community and truly enjoy one another's company.  We provide a continental breakfast daily and cater lunch every Friday.
 

We are looking for candidates to join our team who are passionate about their vocation. Who are committed to making a contribution and are looking to gain experience in order to grow in their career. Our headquarters are located on a beautiful campus in Irvine, California and if you work out of our Irvine office we can also provide a free gym membership.

Summary   

Acra is a Non-QM wholesale mortgage lender modernizing its lending platform and partner-facing experiences. As an Enterprise Systems Integration Analyst, you will design, build, and maintain the services and adapters that connect our LOS (Byte), TPO/Glide portal, pricing (LoanPass), and external providers. This is a hands-on software engineering role focused on robust APIs, data contracts, schema validation (MISMO 3.4 ULAD), and production‑grade reliability.

Base salary: $115,000–$125,000 annually.

Essential Duties and Responsibilities

What You'll Build & Own

      
•    Integration services and adapters that move data reliably between LOS Portal Pricing vendor APIs.

      
•    Data contracts and mappings including field‑level transforms and validators for MISMO/ULAD payloads.

      
•    Observability, quality gates, and error handling so issues are detected, triaged, and self‑heal where possible.

Responsibilities

      
•    Design and implement backend services (REST/GraphQL) and event/messaging flows for LOS‑centric integrations.

      
•    Build resilient adapters for pricing/lock, underwriting allocation, disclosures, and third‑party data (e.g., FEMA).

      
•    Author mapping specs and schema validators; enforce contract tests and backward compatibility.

      
•    Implement auth, secrets management, and least‑privilege access for integrations in alignment with Architecture security patterns; champion privacy‑by‑design.

      
•    Implement SLIs/SLOs defined by Architecture; instrument metrics, structured logging, and alerts; participate in on‑call with sensible runbooks.

      
•    Partner with Product/BAs to turn BRDs into engineering tasks; keep JIRA tickets crisp with acceptance criteria.

      
•    Collaborate with QA to automate integration tests (API, contract, regression) and performance checks.

      
•    Contribute to CI/CD pipelines, infrastructure‑as‑code, blue/green or canary deployments, and rollback strategies.

      
•    Author ADR proposals; changes to standards require Architecture approval. Document integration playbooks and operational SOPs. Security & Data Governance.

Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Minimum Qualifications

      
•    5+ years of software engineering with a focus on backend/services and systems integration.

      
•    Strong in one or more: C#/.NET, , Java/Kotlin.

      
•    Proficient with REST/GraphQL APIs, JSON/XML, schema validation, and messaging (e.g., SQS/SNS, Kafka, or Service Bus).

      
•    Solid SQL/data modeling; familiarity with caching patterns and idempotent processing.

      
•    Cloud experience (AWS/Azure/GCP), containers/orchestration, and observability tooling.

      
•    CI/CD familiarity (GitHub Actions, Azure DevOps, etc.) and testing frameworks (unit/integration/contract).

      
•    Excellent written/verbal communication; ability to translate requirements into clear designs and tasks.

Additional Desired Qualifications

      
•    Mortgage/financial services background: LOS connectivity (Byte preferred), MISMO 3.4/ULAD familiarity, pricing/lock workflows, disclosures/CCPA.

      
•    Experience maturing SDLC: CI/CD, IaC (Terraform), automated QA, and introducing AI‑assisted engineering (copilots, test generation).

      
•    Prior work with event‑driven architectures, API gateways, and secrets/identity (OAuth/OIDC, mTLS).

      
•    Experience with underwriting automation, allocation logic/tiers, and trade management.

Education and/or Experience   

Bachelor's degree in computer science, Information Systems, or related field preferred; equivalent experience considered

Language Skills

Ability to read and comprehend simple instructions, short correspondence, and memos.  Ability to write simple correspondence.  Ability to effectively present information in one-on-one and small group situations to customers, clients, and other employees of the organization.

Mathematical Skills  

Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals.  Ability to compute rate, ratio, and percent and to draw and interpret bar graphs.

Reasoning Ability

Ability to apply common sense understanding to carry out detailed instructions.  Ability to deal with problems involving a few concrete variables in standardized situations.

Computer Skills

Advanced knowledge of Microsoft Office applications (Word, Excel, Outlook, etc).

Physical Demands 

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this Job, the employee is regularly required to use hands to finger, handle, or feel; reach with hands and arms and talk or hear.  The employee is frequently required to walk and sit.  The employee is occasionally required to stand.  The employee must occasionally lift and/or move up to 25 pounds.  Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception and ability to adjust focus. Always practice good judgment and refer to the safety guidelines.

Work Environment 

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Always practice good judgment and refer to the safety guidelines.

The noise level in the work environment is usually moderate.

Benefits

Our benefit offerings include: Medical, dental, vision, wellness programs, EAP counseling services, FSA & HSA, company sponsored life insurance for employee, voluntary life insurance for employee, spouse and child, AD&D Insurance, voluntary short-term and long-term disability, critical illness insurance, accident insurance, legal assistance, pet insurance, living will and trust preparation discounts, commuter program, annual walking challenge, employee appreciation events and monthly sales awards. 

At Acra Lending, we were founded with a clear purpose: to specialize in alternative income loan products that help borrowers qualify for our flexible loan programs. We operate in 39 States, out of nine offices in Arizona, California, Florida, Georgia, Hawaii, Missouri, Nevada, Texas, and Utah along with a growing team of remote professionals across the country.   Throughout the mortgage industry, Acra Lending is widely known for responsible lending practices, product innovation and operational efficiency.  The foundation of our Company is built on helping our customers by providing Non-QM mortgage solutions for today's borrower in residential and commercial properties across America. 

Our Leadership team will encourage you to grow, make time to have fun, and work together to make great things happen. We embrace the strengths and values of each team member. We believe in having diverse perspectives where everyone is included, to serve customers from all walks of life.  We reward our employees with a competitive salary and a variety of benefits to help our team members reach their health, retirement, and professional goals along with an exceptional 401k match program.  We look forward to meeting you