BSA AML Specialist II

PB&T Bank has been fulfilling financial needs and exceeding our customers' expectations since 1889. We are a full-service bank, providing products and services for individuals and small businesses, specializing in commercial and construction lending. Over the years, PB&T Bank has remained independently owned and operated, allowing for a personal banking experience. Our customers know they can count on PB&T Bank for excellent products and exceptional customer service.

Our Signature Banking culture is the highest level of customer service each customer receives from us. Signature Banking means we take ownership to resolve the needs of internal and external customers and ensure follow-up, which in turn builds relationships. We put customers at ease knowing we have completed transactions by exceeding their expectations. PB&T Bank employees take pride and responsibility by placing their signature on all accomplished work.

We are seeking employees that care about customers and are interested in continuous improvement and have a growth mindset, and who enjoy the idea of being a representative of the bank in your community.

Position Overview:

This position is responsible for the investigation of fraudulent, illegal or improper activities by employees and/or customers of the organization, and the prevention and recovery of losses caused by such activities. Conducts or coordinates investigations of fraudulent, illegal, or improper activities that could cause losses to or claims against the organization. This position is responsible to support the administration required by the Bank Secrecy Act, including anti-money laundering regulations.

• Analyzes and identifies possible money laundering activity reported by bank personnel and indicated by cash transactions according to the provisions of the anti-money laundering legislation
• Investigates fraud incidents connected with customers and merchants or other issues where the company could be exposed to fraud, theft or loss
• Investigates suspicious transactions and files accurate government Suspicious Activity Reports (SARs) and Currency Transaction Reports (CTRs) as required by law
• Assist in making updates and revisions of policies for approval by the Board of Directors and internal procedures to ensure compliance
• Cooperate and respond timely to requests and for reporting to government agencies, regulators, courts and attorneys
• Reports and submits remittance to various agencies
• Provides all reports and information in a timely and accurate manner
• Assists with compliance with banking regulations to develop and modify procedures for carrying out the requirements of the Bank Secrecy Act
• Attends training sessions as required to keep current with regulation changes and bank policies
• Provide timely feedback regarding service and/or product failures or regulatory matters
• Review legal documents and associated items to ensure all compliance requirements are met
• Regular predictable absences
• Comply with requirements of Signature Banking

• Interact in a professional and courteous manner with internal and external customers
• Perform other duties and responsibilities as assigned

• Bank Secrecy Act, U.S. Patriot Act, and related regulatory requirements concerning anti-money laundering and Know Your Customer regulations.
• Prior experience with AML alert systems and SAR documentation preferred
• Strong Written and verbal skills
• Principles of banking
• Bank compliance
• Retail Service operations
• Proficient in the use of Microsoft Office software: MS Word, Excel, Outlook, etc.

Skills

• Ability to communicate effectively, both orally and in writing with customers, co-workers and vendors
• Effective organizational skills
• Ability to build strong working relationships, internal and external to the organization.
• Accuracy
• Provide a high level of interpersonal skills with employees, customers and vendors

Ability

• Time management and attention to detail
• Ability to multi-task
• Strong analytical and investigative skills
• Prioritizing and meeting critical deadlines
• Ability to read and interpret legal documents, write routine reports and correspondence.
• Put together pieces of information from a variety of sources to determine if a fraudulent act has been committed
• Reasoning and Problem solving
• Interact in a professional and courteous manner with internal and external customers.

Education/Experience

• Successful completion of High School Diploma or G.E.D. certificate
• Minimum of 2 years of experience in BSA/AML role

Job Type: Full-Time

Pay Range: $57-70,000 annually, depending on experience, knowledge, skills, abilities, education, and geographical location.

Job Posting Closing Date: December 15, 2025 at the earliest

To apply: For consideration, applicants must submit a completed application through the provided careers link:

Location: This position is available on-site at any PB&T Branch except Colorado Springs (this branch is full at this time). However, there is a strong preference for the candidate to be located at the Main Bank in Pueblo: 301 W. 5th St., Pueblo, CO Occasional travel to this location will be expected if situated at another branch. Regardless of location, this position is expected to work on-site daily.

Benefits

• Comprehensive health, dental, vision, and life insurance
• 401(k) retirement plan with bank contributions
• Paid vacation, sick time, and birthday off
• Employee assistance and referral incentive programs

PB&T Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to age (40+), ancestry, race, color, creed, religion, sex, pregnancy and related conditions, sexual orientation, marital status, gender identity, gender expression, national origin, disability, genetic information, or status as a protected veteran. In accordance with and under the circumstances described by Colorado law, PB&T Bank does not discriminate on the basis of marriage to a co-worker.

Please reach out to for assistance with accommodations needed during the application and interview process.

Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time.

Please note that unsolicited resumes from recruiting/talent agencies will not be accepted or considered.