Post Closer, Commercial Real Estate

About Ascent
Ascent Developer Solutions is a leading private lending platform, serving real estate developers nationwide in the acquisition, renovation, and construction of residential real estate. Founded by a leadership team with a deep understanding and personal experience in virtually every facet of real estate development, Ascent is uniquely positioned to create custom, innovative lending solutions for a variety of real estate development business strategies.

The Role
This is a full-time, on-site position based in our Encino or Irvine office. The Post Closer plays a vital role in ensuring the seamless completion of the loan process, serving as the final checkpoint for accuracy, compliance, and quality. By meticulously reviewing and preparing loan files for submission and resolving any post-closing issues, the Post Closer safeguards the integrity of our mortgage operations. Their attention to detail and proactive communication strengthens our team's efficiency and support our commitment to delivering exceptional service to borrowers and partners alike.

The Work

• Thoroughly review closed loan files for completeness, accuracy, and adherence to company, investor, and regulatory guidelines.
• Verify executed documents, including promissory notes, deeds of trust, and closing disclosures, to ensure compliance with underwriting and closing conditions.
• Prepare and submit loan files to investors or government agencies for final approval and funding.
• Maintain accurate records of loan files sent for post-closing review and follow up to address any deficiencies or missing documents.
• Identify and resolve post-closing errors or discrepancies, working with internal and external parties such as title companies, attorneys, and funding teams.
• Respond promptly to investor or agency requests for additional information or documentation.
• Organize and upload loan documents into the company's system for tracking and compliance purposes.
• Ensure original documents are stored securely and delivered to the appropriate parties within required timelines.
• Serve as the liaison between closing, underwriting, funding, and compliance teams to ensure smooth transitions in the loan lifecycle.
• Build and maintain professional relationships with external partners, including title companies, attorneys, and investors.
• Stay informed of current mortgage industry regulations.
• Participate in quality assurance reviews and audits to uphold high service standards.

Your Skills and Experience

• High school diploma; bachelor's degree is a plus.
• 3+ years of experience in post-closing; experience in commercial loans is highly preferred.
• Proficiency in loan origination systems (LOS), document management systems, and standard office software (e.g., Microsoft Office Suite).
• Strong understanding of mortgage loan documents, investor requirements, and regulatory compliance standards.
• Exceptional attention to detail and accuracy.
• Strong organizational and time management skills to handle multiple tasks and deadlines.
• Excellent verbal and written communication skills for working effectively with team members and external stakeholders.
• Problem-solving abilities and a proactive approach to identifying and resolving issues.

The Pay
The hourly rate will be $ $39.00 per hour plus overtime with a discretionary bonus of 15% per year.

The Work Environment

• This role works on-site from Ascent's Encino or Irvine office, Monday - Thursday (Fridays are work-from-home).
• Full-time, 40 hours per week; must be available for occasional overtime.
• Some nights and weekends required.

Our Benefits
We offer a comprehensive benefits package designed to support your health, well-being, and work-life balance. Our benefits include five health plans, two dental plans, health savings and flexible spending accounts, vision coverage, a 401(k) plan, and other optional benefits from which to choose.

Our Pledge
We pledge to be fair and considerate in hiring and promoting individuals, ensuring everyone can contribute their fullest potential regardless of background, identity, or personal circumstances. By promoting equal opportunity, we not only enhance our workplace but also contribute to a more just and equitable society. At Ascent, we stand united in building a community where everyone is empowered to succeed. Thank you for joining us on our journey towards a more inclusive future.