Mortgage Loan Officer II

5 days ago

Sioux Falls, South Dakota, United States First Bank & Trust Full time

Job Description:

This person originates and manages the larger and, in some cases, more complex mortgage loans that meet established lending requirements and criteria, which provide maximum profitability to the bank with a minimum of risk.

Qualifications: This person should have a bachelor's degree plus a minimum of four years of progressively advanced experience in bank lending or the equivalent. Emphasis is placed on suitable communication skills as well as aptitude for detail.

Principal Responsibilities:

  • Seek, identify, and solicit potential mortgage loan customers, to enhance a sales culture within the Mortgage Lending Department, while maximizing profitability and minimizing risk to the bank.
  • Interview mortgage loan applicants in order to assemble the information needed to make a credit decision as required by Loan Policies and Guidelines, industry standards, and consumer compliance regulations.
  • Determine creditworthiness of applicants by analyzing credit information and appraisals, referring to lending authority as required by Loan Policies and Guidelines and industry standards.
  • Ensure the complete collection of all mortgage loans extended by monitoring past-due reports, assisting the Mortgage Loan Servicing Department on collection efforts, using all legal means as required by Loan Policies and Guidelines.
  • Remain current on industry products and developments, ensuring the bank's ongoing competitive advantage.
  • Provide ongoing customer service to ensure customer retention and continued cross-selling of other bank products and services.
  • Assist correspondent banks, affiliates, and other FBT banks with originating and closing mortgage loans.
  • Attend all loan meetings as deemed appropriate or directed by the Mortgage Lending Department Manager to participate in decisions that affect ongoing and future operations of the loan function.
  • Provide guidance and assistance to the other Mortgage Department Staff.
  • Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  • Adhere to compliance procedures and participate in required compliance training.

Compensation Grade

Hourly Grade 6

First Bank & Trust is an Equal Opportunity, Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, disability, or status as a protected veteran. Read our complete Equal Employment Opportunity Policy Statement. Applicants who would like to request reasonable accommodation to the application or interview process should call Human Resources at or email 

  • Mortgage Loan Administrator

    6 days ago

    Sioux Falls, South Dakota, United States SNB Career Full time

    Are you a mortgage professional, looking to join a growing team that values attention to detail and efficiency? At Security National Bank, if there is one belief we hold together as a team, it's that everything matters.  From the words we say, to the way we dress, to the decisions we make and the actions we take – every single thing we do matters. ...

  • Loan Officer Assistant

    1 week ago

    Sioux Falls, South Dakota, United States Primary Residential Careers Full time $40,000 - $60,000 per year

    Position purpose - Responsibilities/Duties/Functions/TasksThe purpose of this position is to assist the loan officer and processor with the work flow on each transaction, including chasing docs, following up with title and insurance companies, and providing status updates to realtors, builders, sellers, and borrowers. · Assists the processor with Loan...

  • Mortgage Closing Specialist

    2 weeks ago

    Sioux Falls, South Dakota, United States 1st Financial Bank USA Full time $60,000 - $90,000 per year

    Title: Mortgage Closing SpecialistLocation: Sioux Falls, SD (This is an on-site position)Job Overview: Builder Finance Inc. ("BFI") provides mortgage loans to home building companies and rental home investment companies across the country. Clients chose BFI for great pricing, great terms, and an industry-leading customer experience. Details are available...

  • Mortgage Specialist Clerk

    2 weeks ago

    Sioux Falls, South Dakota, United States DACOTAH BANK Full time $50,000 - $80,000 per year

    Job SummaryReview secondary market files and order the required documentation to process and underwrite the loan file. Ensure the loan application is complete. Assign the Regional Mortgage Specialist (RMS) to the loan file.Essential FunctionsOrder documents and verifications to process the secondary market loan file.Review the application to ensure the data...

  • Loan Reviewer and Quality Control Officer

    1 week ago

    Sioux Falls, South Dakota, United States First PREMIER Bank and PREMIER Bankcard Full time $60,000 - $90,000 per year

    Location: Sioux Falls, SDShift: M-F 8am-5pmJob Schedule: Full-TimeCompany: First PREMIER BankAbout the RolePosition will perform loan reviews for Retail and Indirect loans and may assist with portions of Agricultural and/or Business Loans. Assist with quality control (QC) Reviews for Mortgage Loans. Ensures safety and soundness of the lending portfolios as...

  • Loan Servicing Specialist

    2 weeks ago

    Sioux Falls, South Dakota, United States 1st Financial Bank USA Full time $50,000 - $70,000 per year

    Title: Loan Servicing Specialist Location: Sioux Falls, SD (This is an on-site position)Builder Finance Inc. (BFI) is the growing lender to homebuilders and housing investors. Launched in 2014, BFI now has several coast-to-coast lending programs with additional programs planned. Clients chose BFI for great pricing, great terms, and an industry-leading...

  • Loan Administrator

    2 weeks ago

    Sioux Falls, South Dakota, United States Performance Bankers Full time $40,000 - $80,000 per year

    Who we areWe are a family-owned bank committed to providing exceptional service and innovative banking solutions while making a difference in the communities we serve.  We take great pride in the relationships we build and the lives we impact.   We offer the strength of a big bank combined with local decision-making and hometown involvement, setting our...

  • Loan Operations Manager

    2 weeks ago

    Sioux Falls, South Dakota, United States FIRST INTERNATIONAL BANK & TRUST Full time $60,000 - $120,000 per year

    First International Bank and Trust is a family-owned community bank and one of Prairie Business Magazine's 50 best places to work.We are seeking a dynamic and experienced Loan Operations Manager to lead our Loan Operations department. This role is ideal for a strategic thinker with strong leadership skills and a passion for operational excellence in the...

  • Credit Analyst II

    1 week ago

    Sioux Falls, South Dakota, United States Central Bank Full time $65,000 - $85,000 per year

    DescriptionPOSITION SUMMARYResponsible for collecting data from new and existing loan customers in order to perform analysis of financial information and creditworthiness and to assist in the administration of commercial loan accounts.Essential Duties And ResponsibilitiesThe essential functions include, but are not limited to the following:Analyze credit...

  • Animal Control Officer

    1 week ago

    Sioux Falls, South Dakota, United States City of Sioux Falls Full time

    Are you seeking a career that will leverage your communication skills, quick thinking, and dedication to upholding public and pet safety in our community?Do you enjoy a dynamic, team-driven, and fulfilling, work environment? If so, the role of a SFPD Animal Control Officer may be the perfect fit for youSTARTING WAGE: $23.95 hourlyEffective 01/05/2026 – the...