Director of Loan Originations, Orange County – Bridge, DSCR

6 days ago


Orange, California, United States Spreo Capital Full time

Company Overview

Spreo Capital is a rapidly expanding private mortgage lender specializing in bridge, renovation, ground-up construction, and DSCR loans for residential and multifamily investors. We fund individual loans up to $5 million across single-family, 2–4-unit, condo, and multifamily properties. Our mission is to empower real estate investors through flexible, fast and relationship-driven private financing.

Learn more at

The Opportunity

We are seeking an experienced Loan Officer in Orange County, CA who can originate $4–5MM+ per month in investor-focused loans. As part of our high-performance nationwide origination team, you will collaborate directly with Spreo Capital's decision-makers to structure and close loans quickly in competitive markets.

Key Responsibilities

  • Source, develop, and manage a pipeline of real estate investor loans across Orange County, California and neighboring Southern California markets
  • Originate bridge, DSCR, renovation and ground up construction financing for single-family, multifamily, and mixed-use properties
  • Build and sustain relationships with brokers, developers, and borrowers
  • Analyze borrower projects and property financials to structure effective deals
  • Work closely with Spreo Capital's underwriting, processing, and funding to deliver a seamless lending experience to your clients
  • Represent Spreo Capital at investor events, local REI meetings, and industry trade shows/conferences

Qualifications

  • Proven loan origination experience in private lending in Orange County, CA (RTL / DSCR / Bridge)
  • Consistent production of $4MM–$10MM+ in monthly loan volume
  • Strong understanding of real estate investor valuation and deal structuring
  • Established database of brokers, developers, and RE investors preferred
  • Bachelor's degree in Finance, Business or related field a plus

Compensation & Benefits

  • Base + Draw + Industry-Leading Commission Plan (Top performers exceed $500K+)
  • Flexible, remote work environment with direct access to underwriting and the executive team
  • Marketing, CRM, and lead support from Spreo Capital's digital and outbound infrastructure
  • Agile team culture with growth visibility into senior production or management roles
  • Ongoing training and sales support

Why Join Spreo Capital?

  • We move fast: Direct access to in-house decision makers means faster approvals
  • We support your book: Internal marketing and lending tools help you source and convert
  • We reward performance: Competitive pay, autonomy and meaningful upside

Apply Now

If you are a proven private lending Loan Officer in Orange County, CA & ready to expand your business in fast-moving markets, apply today

Include a short note describing:

  • Your average monthly loan volume (past 12 months)
  • Describe your Product Mix - Types of loans originated (Bridge, DSCR, Construction)
  • What markets do you typically lend in?
  • How do you get business?
  • What % of your business/lead gen is Self-Sourced vs. Company Provided
PrivateLending #LoanOfficer #BridgeLoans #DSCR #RealEstateFinance #RemoteJobs #SpreoCapital #OrangeCounty #SouthernCalifornia

Pay: $7, $100,000.00 per month

Benefits:

  • Flexible schedule
  • Opportunities for advancement
  • Professional development assistance

Work Location: Remote


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