Wealth Lending – Head of Lending Products

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Citi Wealth is a leading provider of financial solutions for affluent, high net worth and ultra-high net worth clients around the world. Our Private Bankers, Financial Advisors and Lending Advisors act as trusted advisors to many of the world's most successful and influential individuals and families.

We provide global insights informed by deep local knowledge and help deliver the complete financial management strategies that today's wealth requires. Our comprehensive services are tailored to individuals and families, including entrepreneurs and business owners, single-and multi-family offices, senior corporate executives, next generation/inherited wealth, law firms and attorneys. From investment strategy, to banking, to lending and cash management we are here to support our clients comprehensively

Lending is a key offering within Citi Wealth. Lending provides competitive borrowing solutions that are strategically integrated into our client's broader Wealth Management goals. Our team provides lending solutions across all three client segments including Citi Private Bank, Wealth at Work, Citi Private Client and Citigold as part of their wider Citi relationship. The Global Head of Lending Products a team of professionals that oversee and manage the lending product frameworks across both the Wholesale and Retail Credit regime. Together the teams are a global center of excellence for Lending Products.

The role is a member of the Citi Wealth Lending Leadership team and a key role in oversight of creating, updating and maintaining our lending frameworks and guidelines within a growing organization.

Responsibilities include:

• Oversee Product Management teams to help integrate the teams and create a Center of Excellence for the global business.
• Curate a high performing team culture through coaching, hiring and retaining high performing team members for Product Management, Collateral and Subject Matter Experts.
• Oversight and management of the product frameworks and guidelines across all Citi Wealth Lending products to ensure appropriate risk appetite while balance market competitiveness
• Understand and articulate the market specific products, competitive environment, platform gaps, challenges, and opportunities.
• Key partnership with 2LOD in uplift and ongoing management of the product frameworks and guidelines.
• Collaborating with large groups of cross functional resources to advance business objectives to ensure the business growth is achieved with the appropriate levels of governance in place (in partnership with Wealth Lending Governance team)
• Cross jurisdictional collaboration with Lending Advisory and 1st line Underwriting colleagues globally to ensure a seamless global delivery of lending solutions.
• Establish a reputation of execution and excellence internally with partners.
• Supporting the Lending Leadership team with large scale projects and business priorities.

Qualifications:

• 15+ years of experience in High Net Worth and Ultra High Net Worth Lending
• Solid knowledge of financial markets, investments, banking and loan products
• Experience across Wealth lending products, including but not limited to, Alternatives Lending, Aircraft, CRE and Art Financing and Unsecured would be ideal but not required
• Strong knowledge of both Wholesale and Retail credit frameworks
• Excellent communication (written and verbal) and interpersonal skills
• Strong financial and cash flow modelling
• Ability to work under pressure and deliver within tight deadlines to drive execution for the business
• Strong negotiation skills
• Strong initiative and interactive approach to problem solving
• Displays flexibility and independence in a demanding environment
• Completion of formal credit training program preferred

Education:

• Bachelor's/University degree, Master's degree preferred

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Job Family Group:

Private Client Product Services

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Job Family:

IF Regional Management

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Time Type:

Full time

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Primary Location:

New York New York United States

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Primary Location Full Time Salary Range:

$250 000,00 - $500 000,00

In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit Available offerings may vary by jurisdiction, job level, and date of hire.

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Most Relevant Skills

Please see the requirements listed above.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Anticipated Posting Close Date:

dic 25, 2025

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