Director of Commercial Portfolio Management

Research shows that individuals from historically underrepresented groups may hesitate to apply for roles unless they meet every listed requirement. If you believe your skills, knowledge, and experience align with the role, even if they don't exactly match the listed qualifications, we encourage you to apply. Your unique talents may be exactly what we're looking for.

Open to anyone residing in Texas.

The Portfolio Manager as part of a Portfolio Management Team oversees the entire life cycle of commercial credit, from monitoring and servicing existing relationships to identifying new opportunities from existing clients and adapting to evolving client needs. They balance risk and opportunity, ensuring loans are structured soundly, monitored diligently, and modified responsibly to support regulatory compliance, minimize credit losses, and maintain portfolio integrity.

The Director of Commercial Loan Origination & Portfolio Management provides strategic leadership across the lending lifecycle. This executive role oversees Team Leads and Senior Portfolio Managers, aligning credit operations with enterprise goals. The Director is responsible for business line reporting, system administration, and regulatory engagement. They shape credit strategy, drive innovation, and lead cross-functional initiatives that enhance scalability and performance.

ESSENTIAL DUTIES AND RESPONSIBILITIES

1. Provide strategic direction for commercial loan origination and portfolio management.

2. Oversee leadership teams and ensure alignment with enterprise objectives.

3. Lead business line reporting, regulatory engagement, and audit readiness.

4. Drive innovation in systems, processes, and credit strategy.

5. Serve as a key stakeholder in enterprise projects and transformation initiatives.

6. Manage vendor relationships and system administration activities.

7. Shape and enforce risk governance frameworks.

8. Mentor senior leaders and build organizational capability.

9. Represent the function in executive forums and strategic planning.

10. Ensure scalable, compliant, and client-focused lending operations.

11. Compliance with any and all BSA/AML/CFT and Sanctions requirements set forth by Bank Policy and Procedure, including but not limited to timely completion of assigned training.

SECONDARY DUTIES

The position performs duties specific to the position and other functions as assigned by management.

SUPERVISORY RESPONSIBILITY

The position is responsible for the supervision of all office employees and is expected to provide leadership, training and support to staff members.

ENVIRONMENT AND PHYSICAL ACTIVITY

The incumbent is in a non-confined office setting in which they are free to move about at will. In the course of performing the duties and responsibilities of this position spends time writing, speaking, listening, lifting (up to 25 pounds), sitting, typing on a computer keyboard, and standing, kneeling and reaching.

The incumbent for this position may operate any or all of the following: telephone, copy and fax machine, adding machine, computer and related printers.

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential function of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The incumbent in this position must be able to read documents or instruments, detailed work, problem solving, customer contact, reasoning, math, verbal and written communication, analytical reasoning, multiple tasks with constant interruptions.

MINIMUM REQUIREMENTS

These specifications are guidelines based on the minimum experience required to perform the essential functions of the job. Individual abilities may result in some deviation from these guidelines:

• Bachelor's degree required; MBA or equivalent preferred.
• 10+ years of progressive leadership in commercial lending or credit operations.
• Proven success in enterprise strategy and transformation.
• Expertise in credit risk, regulatory frameworks, and system governance.
• Experience managing cross-functional teams and large-scale initiatives.
• Track record of innovation and operational excellence.
• Deep understanding of commercial lending systems and reporting.
• Commitment to talent development and organizational growth.

Stellar Benefits:

We believe that empowering people goes far beyond the workplace. That's why we've designed our benefits to help foster your health and prosperity, so you can best support yourself, your loved ones and your communities

• Health Care Coverage, no waiting period
• Dental/Vision
• STD/LTD
• Annual Performance Bonus Eligible
• 401K with company match
• Paid Vacation
• Volunteer days
• Travel Stipend
• Tuition Assistance
• And More

What it Means to Be Stellar:

Stellar Bank came to be in 2023, when Allegiance Bank and CommunityBank of Texas joined forces. What emerged was a financial institution like no other. Stellar bankers set the standard for responsive, relationship-based community banking. We have the resources, dedication and personal focus to out-bank the big banks and out-service the small banks. Our customers see us as a vital part of the team. We are their financial experts who go above and beyond to help them form a plan and get it done

Join Stellar Bank and, yes, you'll be providing outstanding banking. But you'll be achieving something much greater. At Stellar, we empower people to thrive. This is our purpose. This would be your purpose. Here you'd be part of a supportive culture where relationships bond, individuals grow, communities prosper and careers flourish. You can make a difference at Stellar – for yourself and for everyone around you.

Stellar Bank does not discriminate on the basis of race, color, religion, national origin, sex, disability, familial status or any other characteristic protected by applicable federal, state, or local laws, regulations and ordinances.