Loan Processor

Starting Pay Rate is Based on Experience - Minimum Hourly Rate:

Recognizing and valuing diversity strengthens our ability to attract, retain and engage associates and reinforces our relationship within our communities. Our associates are the most valuable asset we have. The collective sum of the individual differences, life experiences, knowledge and talent that our associates invest in their work represents a significant part of not only our culture, but our reputation and company's achievement as well.

A Centier Associate is someone who embodies a servant heart, is unaccepting of anything less than remarkable service, and is self-motivated and driven to deliver exceptional results.

What are our values?  Our Corporate values are Caring, Loyalty, Integrity, Friendship, wouldn't want to work for an AWARD-WINNING company that's built on these pillars?

What about the perks?  Access to our Marathon Health Clinics which provide FREE visits & prescriptions, Generous Paid Time Off benefit, Tuition Reimbursement, 401K match, Associate Stock Ownership Plan, Daycare Reimbursement, FREE Onsite Fitness Center/Fitness Reimbursements, Health and Wellness Programs, the ability to have a voice with our Diversity/Equity/Inclusion Council, Career Growth, Work/Life Balance, AND MORE.

This department typically works between the hours of 7am-5pm Monday-Friday.

Once training is completed this position will be able to work hybrid/remote.

Supervisory Duties:  None

Summary:  Prepares and processes residential mortgage loan applications through the loan approval and clearing of conditions for closing.   

Essential Duties: 

• Obtain all required exhibits, documents, and verifications upon receipt of complete loan application and resolve any discrepancies between applications and official verifications. 
• Analyze all documentation to ensure adequacy and compliance with government agency, investor requirements and all Federal and State Regulations.
• Ability to read and analyze financial information, including but not limited to tax returns.
• Accountable for the understanding of all mortgage products offered including the calculation of payments, APRs and costs involved. 
• Prepare loan file for underwriting insuring compliance with established underwriting guidelines and policies. 
• Prepare weekly pipeline reports.
• Prepare Pre-Closing Checklist
• Insure that all procedures are handled as promptly and efficiently as possible and inform supervisor of any current or potential problems with any aspect of duties.
• Maintain confidentiality of all client relationships with the Bank or its personnel. 
• Maintain open, honest, and timely communications and cooperation with his/her immediate supervisor, management, and coworkers on a daily basis to promote teamwork, client goodwill, and achieve the bank's goals and objectives. 
• Promote positive client relations by being friendly, courteous, and efficient and responding and following-up with clients in a timely manner. 
• Participate in all scheduled meetings and training sessions when deemed necessary by management.

Other Duties:

• Engage in personal development activities such as BAI courses and internal/external training to assist in growing in career.  

Knowledge, Skills, and Abilities:

• Ability to review and comprehend a variety of resources and information including financial related information.
• Proofread and verify written materials.
• Ability to work alone, but also with others in a team environment. 
• Possess strong oral and written communication skills.
• Proficient in Loan Prospector Advisor, Desktop Underwriter, Word, Excel, Outlook and general computer skills
• Encompass experience preferred.

Minimum Qualifications:

• High School Diploma or equivalent. College Degree Preferred. 
• Minimum of 2 years mortgage experience or related field.
• FHA and VA experience a plus

Skills: Agility, Assertiveness, Compliance, Detail-Oriented, Time Management, Technology

Internal Pay Level 6

What do I do now?

• Apply with us
• Refer this opening to others

Disability Accommodation Statement
Centier Bank is an Equal Employment Opportunity/Affirmative Action employer and is committed to providing reasonable accommodations to individuals with disabilities in the employment application process. If you need an accommodation due to a disability to use our online system to apply for a position at Centier Bank, please call us at or send us an email at  

Equal Opportunity Employer: Disability/Veteran
Centier Bank is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.