Fraud SAR Analyst

Fraud SAR Analyst - HYBRID - Dallas, TXCountry: United States of America

Your Journey Starts Here:

Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.

An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You

The Fraud SAR Analyst, within the Financial Intelligence Unit (FIU) is responsible for reviewing/investigating activity related to potential Fraud, and money laundering and ensuring Suspicious Activity Reports (SARs) are filed as appropriate in a timely manner

Where the Ideal Candidate Will Have:

• Foundational knowledge of AML (Anti Money Laundering), where there is a strong emphasis on Fraud (SAR regulations and other AML systems and processes, etc.)

• Strong analytical skills

• Good written and verbal communication skills

• Highly organized

• Strong Microsoft Office – specifically Excel and PowerPoint

• Deadline driven to ensure compliance with applicable SLAs related to productivity, quality and timeliness

• Has banking or financial services experience

• Criminal justice degree or Law Enforcement experience

• Able to work 3 days a week in office - Dallas, TX

The Difference You Make:

• Review and/or investigate referrals from Fraud for potential fraud and unusual activity to determine whether the activity may qualify for SAR filing, documenting the outcomes and conclusions in a clear and concise manner.

• Formulates SARs that meet internal and all regulatory standards.

• Monitors, tracks, and identifies suspicious activities and potential fraud trends through various systems/applications.

• Make de-market recommendations of clients that may present heightened risk.

• Monitor for and escalate issues to management.

• Keeps abreast of Fraud trends and AML/BSA/OFAC legal and regulatory matters.

• Works on projects and ancillary duties as assigned or requested.

What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Bachelor's Degree or equivalent work experience: Economic Crimes, Criminal Justice or equivalent degree. - Required.
Master's Degree: Economic Crimes, Criminal Justice or equivalent degree. - Preferred.
Other Equivalent combination of education and experience may be substituted in lieu of degree. - Required.

0+ Years Financial Services Industry experience. - Required.
0+ Years Law enforcement experience. - Preferred.

• Robust knowledge and understanding of AML/BSA/OFAC legal and regulatory matters affecting the compliance program.

• Ability to gather and process statistical data in order to forecast team workflow requirements.

• Ability to maintain attention to detail and accuracy under pressure.

• Strong PC skills including Excel, PowerPoint and Process Flow Creation.

• Strong verbal and written communication skills.

• Strong organizational and time management skills.

• Strong analytical and problem solving skills.

• Motivated, team-oriented, with the ability to work independently.

Certifications: No Certifications listed for this job.

It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range

Minimum:

$40,500.00 USD

Maximum:

$68,000.00 USD

Link to Santander Benefits:

Santander Benefits Santander OnGoing/NH eGuide )

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement:

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions:

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights:

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

What To Do Next:

If this sounds like a role you are interested in, then please apply.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.

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