Executive Underwriter, Liberty Mutual Mobility Solutions

Liberty Mutual Mobility Solutions (LMMS) is a highly collaborative team that draws on the firm's vast commercial and personal lines capabilities to bring a full range of tailored solutions and nuanced approaches to the rapidly evolving mobility landscape.  This dedicated practice combines creative commercial underwriting with product, actuarial, legal, and claims teams insights to stay ahead of market needs, anticipate emerging risks, and deliver tailored coverage and programs. You will help shape Liberty's role in the future of the Mobility platform ecosystem by applying your exceptional underwriting skills and deep curiosity to evaluate and serve key clients in the Ridehail, Gig Delivery, and Autonomous Vehicle sectors, to name a few. 

Mobility Solutions was named Insurance Underwriting Team of the Year in 2020 by Business Insurance in recognition of its innovation and creativity and has become a market leader with an impressive growth trajectory over the past five years.  

As an Executive Underwriter, your sophisticated underwriting acumen will help this team successfully navigate a unique blend of developing products and exposures, with a heightened focus on primary commercial casualty lines (auto and GL), as well as Workers Compensation, and an opportunity to collaborate across

the firm. Underwriting mobility-as-a-service platforms requires curiosity and innovation to understand how businesses look today and anticipate what they will become tomorrow. If you have strong analytical, communication, and negotiation skills and are seeking to explore an emerging underwriting space, this dynamic and collaborative environment is the place for you.

Work Arrangements: Hybrid in-office 2 days per week if you are within 50 miles of a hub office.

Responsibilities: 

Risk Selection and Deal Execution: Reviews, underwrites, and assesses mobility-as-a-service platform clients and prospective opportunities (ridesharing, gig delivery, autonomous vehicles,vehicle sharing, etc.) in accordance with guidelines and authority parameters.

Collaborates with cross functional peers and expert resources, as appropriate, to make informed analytical and data-driven decisions, price and structure proposals, tailor and articulate coverage positions, enable comprehensive account reviews, and negotiate solutions, while maintaining strong documentation and communication. 

Broker and Client Relationships: Demonstrates a high

level of responsiveness and focus on supporting broker and client objectives. Establishes, develops, and maintains successful relationships to facilitate successful outcomes through clear and collaborative partner communications. Develops strong personal brand while articulating our strong value proposition to build

and maintain a long-term quality pipeline.

Portfolio Management: Manages and develops a portfolio of

mobility risks, identifying areas of opportunity for improved growth, profit, and diversification through continuous monitoring and an active pulse on the developing marketplace. Works with team to prioritize strategic growth opportunities that will increase market share. Stays abreast of developing guidelines, state regulations, legislation, key legal cases, and claims trends to inform decision making. 

Leadership & Innovation: Creates innovative insurance solutions and helps develop underwriting protocols, products, and coverages to address emerging risks; monitors and analyzes market trends and

competitive landscape.  Provides input to the development of marketing plans, product analysis, competitive intelligence,

and portfolio optimization across sectors, geographies, coverages, and program structures. Shares knowledge based on technical expertise, including providing external thought leadership. Mentors, coaches, and trains other underwriters

and internal partners.

Continuous Improvement: Actively participates in continuous improvement by fully engaging in daily huddles, generating suggestions, and participating in problem solving activities.  Participates in projects across departments designed to drive underwriting and process excellence.

Teamwork: Collaborates with cross-functional team members and other departments including product, claims, actuarial, client,

service, risk control, legal, underwriting support, and other line underwriting teams.

Additional Qualifications:

• Rating Plan experience across primary casualty lines (e.g. large deductibles, retrospective rating, excess over self-insurance; experience with Captives preferred)
• Experience with drafting manuscripts and custom policy language preferred
• Strong curiosity in the new mobility space and desire to learn more about how to underwrite and evaluate them

Qualifications:

• Degree in Business or equivalent typically required
• A minimum of 7 years expected, typically 10 years or more, of progressive underwriting experience and/or other related business experience
• CPCU or professional insurance designation preferred
• Proven analytical ability to evaluate and judge underwriting risks within scope of responsibility
• Demonstrated ability to communicate complex analyses and information in understandable written and/or oral directives to other persons in the organization for underwriting or training purposes
• Demonstrated effective communication and interpersonal skills in dealing with internal and external stakeholders
• Must demonstrate comprehension of most complex technical underwriting issues and be capable of defining and implementing necessary underwriting and administrative processes/workflows to properly manage or administer those issues
• Proven track record of developing and underwriting profitable business

Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.

As a purpose-driven organization, Liberty Mutual is committed to fostering an environment where employees from all backgrounds can build long and meaningful careers. Through strong relationships, comprehensive benefits and continuous learning opportunities, we seek to create an environment where employees can succeed, both professionally and personally.

At Liberty Mutual, we believe progress happens when people feel secure. By providing protection for the unexpected and delivering it with care, we help people embrace today and confidently pursue tomorrow.

We are dedicated to fostering an inclusive environment where employees from all backgrounds can build long and meaningful careers. By actively seeking employee feedback and amplifying the voices of our seven Employee Resource Groups (ERGs), which are open to all, we create an environment where every individual can make a meaningful impact so we continue to meet the evolving needs of our customers.

We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit:

Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.

Fair Chance Notices

• California
• Los Angeles Incorporated
• Los Angeles Unincorporated
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• San Francisco