Retail Loan Officer

J.G. Wentworth Home Lending (JGWHL) is a residential mortgage lender that has built its success over the past 15 years in originating Conventional, VA, and FHA loans. Using our award winning customer centric process lead by our Loan Originators and supported by our operations team, we received a 95% consumer satisfaction rating from We are also ranked among the "Top 50 Mortgage Services Providers" nationwide and ensure that not only are our customers happy but that we provide an environment for our Loan Originators to be successful.

Loan Originator – Distributed Retail

JG Wentworth Home Lending is licensed to operate in 40 states and would like to expand our operations in our Virginia Beach, VA location. We are currently looking for licensed and experienced Loan Originators (LO) to source and originate residential loans in a customer facing environment. The LO is expected to establish, develop, and maintain a quality network of Realtors, Builders, Developers, CPAs, and other Financial Partners through regular participation in business related development opportunities , community efforts, and association with professional organizations.

What We Offer:

• Paperless Environment
• Three track loan processing (Credit, Title, and Collateral) along with in house underwriting.
• Complete back end support from our Loan Production Assistants & Processors to ensure quick turnover and closing
• Marketing materials from our new Online Marketing Store for customized and compliant marketing material.
• Competitive compensation and benefits package to include:
  • 401K enrollment following 90 days of employment
  • Medical, Dental, and Vision Coverage following 30 days employment
  • Life Insurance, Short & Long Term Disability Insurance
  • HAS or Flexible Spending Account
  • Employee Assistance Plan

Principal Responsibilities:

• Conduct interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advise customers of product/pricing policies and guidelines, and gather any additional required information.
• Coordinate customer interaction and interface with all parties involved on each individual loan that is originated from application to closing.
• Establish, develop, and maintain client referral relationships with Realtors, Builders, Developers, CPAs, other financial partners and make sales calls on potential and existing customers to develop new or retain existing business.
• Stay up to date with changing rules, regulations, and guidelines from FNMA, FHLMC, FHA and VA as well as to other investors and agencies.
• Ensure that all marketing is compliant.
• Maintenance of license by following through on all professional conditions and education requirements.
• Achieves company quarterly sales/production goals and objectives.

•Current license and in good standing under NMLS and the states of CA, FL, VA and/or multiple other states (a plus)

•Excellent customer service skills with a positive attitude and lots of energy

•Knowledge of loan products, loan origination process, policies, procedure, underwriting guidelines and documentation requirements

•Excellent communication and organizational skills

•Experience using Encompass 360

For more than 20 years, The J.G. Wentworth Company, through its affiliates and subsidiaries, has provided individuals the flexible options they need to respond to life's changing needs. Today, The J.G. Wentworth Company is a diversified company focused on providing direct-to-consumer solutions to financial needs through a variety of offerings, including: home lending and refinancing, structured settlement, annuity and lottery payment purchasing, access to personal loans, and prepaid cards. Our seasoned management team has developed a category-leading marketing, operations, customer service and funding infrastructure that has allowed us to achieve efficiency and economies of scale necessary for future growth. 

We'd love to consider you for our growing team of talent and invite you to complete an application for our current open positions. EOE/V/D