Risk Management- Credit Risk Real Estate- Vice President

Description
Bring your expertise to JPMorganChase. As part of Risk Management and Compliance, you are at the center of keeping JPMorganChase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Credit Risk Vice President on the Commercial and Investment Banking (CIB) North America Real Estate Credit Risk Team, you will be responsible for a portfolio of clients and will have primary day-to-day responsibility for managing and monitoring credit exposure to them. You will work across base of leading real estate, lodging, gaming, homebuilding and real estate service companies. The portfolio of credit products we manage and monitor includes corporate recourse traditional credit products (reviewing credit facilities and term loans), real estate asset level financings, REIT/REOC entity level financing, whole loan repos, risk retention, derivatives and treasury lines.

Job Responsibilities

• Lead credit due diligence and providing credit expertise in structuring new debt facilities for leveraged buyouts, recapitalizations, acquisitions, construction/development and general corporate purposes
• Lead the client credit relationship in partnership with CIB sales teams from IB Coverage, Corporate Banking, Investment Grade & Leveraged Finance, Securitized Products, Sales & Trading, Treasury & Security Services, Legal, etc.
• Remain current on all aspects of the credit relationship, including exposure, collateral, threshold management, compliance, potential problems and opportunities
• Supervise, review and provide input on analysis prepared by junior team members and their workflow
• Utilize assigned lending authority to approve lending and trading exposures within designated limits or obtaining higher level approval when needed
• Lead or assist on negotiation and completion of documentation for loan and derivative transactions
• Provide a cohesive and comprehensive approach to review ratings, risk assessment, portfolios, clients and sub-sectors
• Lead senior management presentations, including annual industry reviews and quarterly portfolio tiering meetings to assess client, industry, and sector developments, and to evaluate risk ratings
• Lead the discussion and responding to questions regarding clients during Internal and regulatory audits of the portfolio
• Ensure compliance with all audit and administrative requirements including adherence to internal policies and procedures, as well as regulatory guidance and requirements

Required Qualifications, Capabilities and Skills

• Minimum 7 years of experience in commercial/corporate credit, investment banking lending or relevant experience within financial services
• Advanced knowledge of financial statements and accounting
• Strong understanding of financial products, corporate finance and market dynamics
• Experience with documentation related to credit agreements; negotiation loan and trading documents
• Exceptional verbal and written communication skills
• Strong relationship management skills and success partnering with internal groups and interfacing with external clients
• Ability to synthesize relevant analysis and interact with key stakeholders
• Capability to perform due diligence and negotiation with clients
• Highly proficient in Excel, PowerPoint and Word

Preferred Qualifications, Capabilities and Skills

• Experience including credit and structuring
• Commercial Real Estate industry expertise; knowledge of the REIT/REOC industry is a plus