Outside Loan Originator

1 week ago


Louisville, Kentucky, United States Interlinc Mortgage Services Full time
Job Details Louisville KY Squires - Louisville, KY Description

Summary/Objective

The Outside Loan Originator provides residential mortgage loans to borrowers looking to purchase real estate or refinance an existing mortgage and generates leads to increase production. An Outside Loan Originator works greater than 50% of the time away from the office.



Essential Duties

Reasonable accommodations may be made to enable individuals with disabilities to carry out essential functions.

  1. Responsible for engaging in the sale of mortgage loan products and services to residential mortgage customers.
  2. Establishes and maintains relationships with realtors, builders, title companies and other related companies to generate and expand business through the execution of marketing campaigns and promotional events. Hosts community education seminars for real estate professionals.
  3. Identifies the creditworthiness of borrowers by examining credit reports, tax returns and assets.
  4. Counsels borrowers on the appropriate loan programs and educates them on the mortgage loan process. Responds to customer questions and concerns.
  5. Originates mortgage loans, including pricing and locking pre-approved loan transactions. Discloses Loan Estimates and other necessary documents within the required timeframes.
  6. Maintains current knowledge of agency and investor guidelines as well as state and federal regulations.
  7. Follows up on leads, loan applications, missing items, and conditions. Ensures items are submitted prior to the service-level agreement deadlines.
  8. Updates borrowers and their agents on the status of loan applications.
  9. Oversees the production pipeline and resolves escalated issues to ensure loan transactions close correctly and in a timely manner.
  10. Provides superior customer service to achieve customer satisfaction.
  11. Diligently adheres to all provisions as detailed in Exhibit B of Employment Agreement.
Qualifications

Required Education/Experience

Requires a high school diploma. Must possess working knowledge of Fannie Mae, Freddie Mac, FHA, VA, USDA, and investor guidelines and state and federal banking laws and regulations, such as TRID, TILA, RESPA, HMDA, FCRA, ECOA, SAFE Act, QM, UDAAP and Flood Disaster Protection.

Preferred Education/Experience

Preferable to have a bachelor's degree and many years of experience in originating loans. Must possess working knowledge of Fannie Mae, Freddie Mac, FHA, VA, USDA, and investor guidelines and state and federal banking laws and regulations, such as TRID, TILA, RESPA, HMDA, FCRA, ECOA, SAFE Act, QM, UDAAP and Flood Disaster Protection.

Additional Qualifications for Eligibility

Additional qualifications for eligibility include an NMLS license.

InterLinc Mortgage is an EEO company. 



  • Louisville, Kentucky, United States Liberty Federal Credit Union Full time $60,000 - $120,000 per year

    Liberty FCU, a full-service credit union, is expanding and growing our Mortgage presence in Eastern Kentucky, including but not limited to Elizabethtown, Covington, Campbellsville and Lexington.  We are looking for experienced Mortgage Loan Originators and Mortgage Teams/Groups to join our team. Experience in the mortgage industry is a plus. If you are...


  • Louisville, Kentucky, United States Northpointe Bank Full time $60,000 - $80,000 per year

    The POWER of a CAREERAt Northpointe Bank, we believe a career should empower you to grow, contribute, and find purpose. We're hiring aLoan Officer Assistantto support Loan Officers and ensure an excellent borrower experience from origination through closing.The pay for this role is hourly + incentive.What You'll Do:Support Loan Officers with pipeline...


  • Louisville, Kentucky, United States Travelers Full time $70,000 - $110,600 per year

    Who Are We?Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 170 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you...


  • Louisville, Kentucky, United States Snap-on Inc Full time

    OverviewSince 1920, people know Snap-on for the quality of our products, but we know that it is the passion and character of our people that make our company a global leader. With our diverse talents and deep pride in the Snap-on family of brands, we drive innovation, we create value, and we maximize shop's productivity and revenue.  We work hard together....


  • Louisville, Kentucky, United States State Industrial Products Full time

    Since 1911, State Industrial Products has helped customers "Care for Work Environments". Throughout the years, our main focus has been to help customers enhance building environments and improve equipment productivity. No matter where you go in the United States, Canada or Puerto Rico, you will find State products hard at work in every industry imaginable....

  • Personal Banker II

    2 weeks ago


    Louisville, Kentucky, United States Fifth Third Bank Full time $60,000 - $80,000 per year

    Make banking a Fifth Third betterWe connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.GENERAL FUNCTION:Selected candidates are intended to become a Retail Personal Banker II after completing a 4-8 week on-boarding and education program that includes rotations in Operations and...


  • Louisville, Kentucky, United States Fifth Third Bank Full time $60,000 - $80,000 per year

    Make banking a Fifth Third betterWe connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.GENERAL FUNCTION:Selected candidates are intended to become a Retail Personal Banker II after completing a 4-8 week on-boarding and education program that includes rotations in Operations and...


  • Louisville, Kentucky, United States Trilogy Health Services Full time $120,000 - $150,000 per year

    JOIN TEAM TRILOGY:Weekly pay, health, dental, and vision benefits after your first month, student loan repayment, a competitive 401(k) match, and more If you're looking for a place that embraces you for who you are, helps you achieve your full potential, and makes working hard feel less like hard work, then look no further than Synchrony.WHAT WE'RE LOOKING...


  • Louisville, Kentucky, United States Fifth Third Bank Full time $40,000 - $80,000 per year

    Make banking a Fifth Third betterWe connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.General FunctionSelected candidates are intended to become a Retail Personal Banker I after completing a 4-8 week on-boarding and education program that includes rotations in operations and...


  • Louisville, Kentucky, United States Fifth Third Bank Full time $45,000 - $80,000 per year

    Make banking a Fifth Third betterWe connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.GENERAL FUNCTION:Selected candidates are intended to become a Retail Personal Banker I after completing a 4-8 week on-boarding and education program that includes rotations in operations and...