Credit Risk Analyst

3 days ago

Rochester, Michigan, United States Delta Staffing Full time

Job Summary:

As a Credit Risk Analyst, you will be responsible for assessing the creditworthiness of individuals and businesses, analyzing financial data, and providing recommendations to minimize risk and optimize credit decisions. You will play a critical role in maintaining the financial health and integrity of our credit portfolio.

Key Responsibilities:

  • Analyze credit data and financial statements to assess risk and make informed credit decisions
  • Develop and maintain credit risk models and scorecards
  • Monitor and evaluate existing credit portfolios for trends, performance, and potential risks
  • Prepare detailed reports and risk assessments for senior management and credit committees
  • Collaborate with underwriters, loan officers, and other internal teams to ensure accurate risk assessments
  • Stay current with market trends, economic news, and regulatory developments affecting credit risk
  • Recommend risk mitigation strategies and support policy development
  • Ensure compliance with internal credit policies and external regulatory requirements

Qualifications:

  • Bachelor's degree in Finance or Business Administration preferred
  • 2+ years of experience in credit risk analysis, financial analysis, or a similar role
  • Strong analytical and quantitative skills
  • Proficiency in Microsoft Excel and risk modeling tools
  • Experience with credit scoring models and financial data interpretation
Proficiency in Oracle, D&B, or Experian preferred

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