REMOTE Underwriter

5 days ago

Providence, RI, United States Jobot Full time
A bit about us:

Our client is a national mortgage lender licensed in 40 states and they focus on most loan products including FHA, VA, Conventional, Construction, USDA and non-conforming loans. They also have over a dozen locations nationwide and over 100 current employees. This is a very efficient group with a fantastic internal support and operations staff so their loans close quickly and with little issues.

Additionally, they are very competitive on their rates, guidelines and also compensation packages which helps them to maintain above average tenure and a very happy group of successful employees.

Currently, they are looking for a 100% REMOTE fully designated (LAPP/SAR) Underwriter who can work home and handle their FHA and VA loans. They would prefer that the candidate be local enough to the Providence, RI area and able to attend meetings from time to time.

Job Details

Is your background a fit? Apply if you meet this criteria:
  • Underwrite residential mortgage loans in accordance with Jumbo, FNMA, FHLMC, FHA and VA internal guidelines ensuring compliance with company and investor standards
  • Manage individual pipeline on a daily basis by completing new underwriting reviews, condition reviews and other underwriting tasks within established turn times
  • Review and analyze borrower profiles, credit reports, title reports, income documentation and assets, including complex business returns and financials
  • Assess and respond to fraud indicators
  • Determine eligibility for private mortgage insurance
  • Demonstrate proficiency in automated underwriting applications and ability to assess results
  • Structure loans according to lender requirements and credit quality
  • Review appraisals for accurate property valuation
  • Discuss marginal loans with Underwriting Team lead and Sales Manager before suspending or declining file.
  • Minimum of 5 years in mortgage lending operations with at least 2 years in an underwriting role
  • DE Chums required, VA LAPP and SAR, preferred
  • Knowledge of Jumbo, FNMA, FHLMC, FHA and VA guidelines. USDA experience helpful
  • Loan quality and risk management
  • Proficiency with DU and LP, FHA Connection and VA Portal
  • Excellent interpersonal, written and verbal communication skills
  • Self-starter, self-reliant, dependable, ability to work within and meet specific time constraints
  • Flexibility in decision making with strong problem-solving skills
  • Customer service driven: responsiveness to client and team member issues and concerns

Qualifications needed:
  • Minimum of 5 years in mortgage lending operations with at least 2 years in an underwriting role
  • DE Chums required, VA LAPP and SAR, preferred
  • Knowledge of Jumbo, FNMA, FHLMC, FHA and VA guidelines. USDA experience helpful
  • Loan quality and risk management
  • Proficiency with DU and LP, FHA Connection and VA Portal
  • Excellent interpersonal, written and verbal communication skills
  • Self-starter, self-reliant, dependable, ability to work within and meet specific time constraints
  • Flexibility in decision making with strong problem-solving skills
  • Customer service driven: responsiveness to client and team member issues and concerns

Jobot is an Equal Opportunity Employer. We provide an inclusive work environment that celebrates diversity and all qualified candidates receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, age (40 and over), disability, military status, genetic information or any other basis protected by applicable federal, state, or local laws. Jobot also prohibits harassment of applicants or employees based on any of these protected categories. It is Jobot's policy to comply with all applicable federal, state and local laws respecting consideration of unemployment status in making hiring decisions.

Sometimes Jobot is required to perform background checks with your authorization. Jobot will consider qualified candidates with criminal histories in a manner consistent with any applicable federal, state, or local law regarding criminal backgrounds, including but not limited to the Los Angeles Fair Chance Initiative for Hiring and the San Francisco Fair Chance Ordinance.

Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal.

By applying for this job, you agree to receive calls, AI-generated calls, text messages, or emails from Jobot, and/or its agents and contracted partners. Frequency varies for text messages. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages. You can reply STOP to cancel and HELP for help. You can access our privacy policy here: jobot.com/privacy-policy

  • Underwriter, Wholesale, Specialty Products

    6 days ago

    Providence, RI, United States Carrington Full time

    Come join our amazing team and work Remote ! We are hiring Underwriters for our Non- Agency Products- NO DE REQUIRED! The Wholesale Underwriter will underwrite loans in accordance with Company and Investor guidelines following company's policies and procedures under general supervision. Our loan product offers extremely competitive rates and terms- the best...

  • Underwriter, Wholesale, Specialty Products

    4 days ago

    Providence, RI, United States Carrington Full time

    Come join our amazing team and work Remote ! We are hiring Underwriters for our Non- Agency Products- NO DE REQUIRED! The Wholesale Underwriter will underwrite loans in accordance with Company and Investor guidelines following company's policies and procedures under general supervision. Our loan product offers extremely competitive rates and terms- the best...

  • Sr. Benefits Analyst

    3 days ago

    Providence, RI, United States UNFI Full time

    JOB OVERVIEW Leads or assists with planning, budgeting, pricing, analysis, reporting and maintenance of the company's non-union and some union health and welfare benefit programs to ensure cost effective employee and retiree benefits and services which meet corporate objectives and employee/retiree needs. Benefit programs include, but are not limited to,...

  • Sr. Benefits Analyst

    5 days ago

    Providence, RI, United States UNFI Full time

    JOB OVERVIEW Leads or assists with planning, budgeting, pricing, analysis, reporting and maintenance of the company's non-union and some union health and welfare benefit programs to ensure cost effective employee and retiree benefits and services which meet corporate objectives and employee/retiree needs. Benefit programs include, but are not limited to,...

  • Sr. Benefits Analyst

    4 days ago

    Providence, RI, United States UNFI Full time

    JOB OVERVIEW Leads or assists with planning, budgeting, pricing, analysis, reporting and maintenance of the company's non-union and some union health and welfare benefit programs to ensure cost effective employee and retiree benefits and services which meet corporate objectives and employee/retiree needs. Benefit programs include, but are not limited to,...

  • Experienced Licensed Auto Insurance Agent- REMOTE/TELECOMMUTER

    1 week ago

    Providence, RI, United States Sedgwick Full time

    By joining Sedgwick, you'll be part of something truly meaningful. It's what our 33,000 colleagues do every day for people around the world who are facing the unexpected. We invite you to grow your career with us, experience our caring culture, and enjoy work-life balance. Here, there's no limit to what you can achieve. Newsweek Recognizes Sedgwick as...

  • Loan Officer

    4 days ago

    Providence, RI, United States Jobot Full time

    A bit about us: A well-established, independent residential mortgage brokerage with over three decades of experience serving homebuyers and homeowners across the Northeast. Licensed in MA, NH, ME, and RI, they offer a wide range of purchase and refinance products, consistently competitive rates, and personalized service that turns the often-stressful...

  • Loan Officer

    7 days ago

    Providence, RI, United States Jobot Full time

    A bit about us: A well-established, independent residential mortgage brokerage with over three decades of experience serving homebuyers and homeowners across the Northeast. Licensed in MA, NH, ME, and RI, they offer a wide range of purchase and refinance products, consistently competitive rates, and personalized service that turns the often-stressful...

  • Remote Wholesale Underwriter

    3 weeks ago

    Providence, United States Carrington Full time

    A reputable mortgage services company is seeking a Wholesale Underwriter to work remotely. The successful candidate will underwrite loans according to investor guidelines and maintain a thorough understanding of mortgage loan underwriting. Candidates must have over five years of FHA mortgage underwriting experience and excellent communication skills. This...

  • Underwriter, Wholesale, Specialty Products

    6 days ago

    Providence, United States Rhode Island Staffing Full time

    Join Our Team As A Remote UnderwriterCome join our amazing team and work remote! We are hiring Underwriters for our Non-Agency Products-NO DE REQUIRED! The Wholesale Underwriter will underwrite loans in accordance with company and investor guidelines following company's policies and procedures under general supervision. Our loan product offers extremely...

  • Student Lending Underwriter

    2 days ago

    Providence, Rhode Island, United States Citizens Financial Group Full time

    DescriptionAs a successful member of our team, it will be critical to underwrite private student loans, education refinance loans (student loan consolidation loans) and unsecured loans including automated and manual portfolio, with strict attention to Reg B, ECOA, and FCRA.Ensure material information captured in the automated underwriting system is accurate...

  • Commercial Underwriting Auditor

    3 weeks ago

    Providence, United States RI Temps, Inc. Full time

    Job Description Job Description ** Commercial Underwriting Auditor – Flexible Contract Role ($40/hr)** ** Location:** Rhode Island (Hybrid or Remote) ** Type:** Temporary / Contract | Flexible Schedule ** Pay:** $40/hour + travel reimbursement (as applicable) Ready to Audit... with a Twist? If you’re the type who actually enjoys digging through...

  • Underwriter, Wholesale, Senior

    2 weeks ago

    Providence, United States Rhode Island Staffing Full time

    Wholesale UnderwriterCome join our amazing team and work remote! The Wholesale Underwriter will underwrite loans in accordance with company and investor guidelines following company's policies and procedures under general supervision. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in...

  • Senior Commercial Underwriter

    3 weeks ago

    Providence, United States EMC Insurance Companies Full time

    Emc Underwriting PositionAt EMC, we're all about working together to make an impact. As part of our team, you'll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive expertsalways supporting each other to do our best work. Join us, and let's improve lives together.This...

  • Remote Senior Analyst

    2 days ago

    Providence, United States Uptalent.io Full time

    Senior AnalystWe're seeking a detail-oriented Senior Analyst to lead underwriting, financial modeling, and investment analysis for acquisition and development projects. You'll work closely with the Founder to source deals, build multi-scenario models, and support capital-raising initiatives.Key Responsibilities:Acquisition Underwriting: Develop and maintain...

  • Senior Underwriter, Individual Disability

    4 weeks ago

    Providence, United States Rhode Island Staffing Full time

    Senior Disability UnderwriterThe Senior Disability Underwriter is responsible for exercising their discretion & using professional judgment in decision making of individual disability cases up to $15,000/monthly indemnity. They will use their training and experience to determine the insurability as well as premium classification of applications. The Senior...

  • Premier Loan Officer

    5 days ago

    Providence, United States Zillow Full time

    Premier Loan OfficerAt Zillow Home Loans, we're at the forefront of revolutionizing the home financing experience. As part of our dynamic and fast-growing FinTech company, you'll help reshape how consumers buy, sell, and finance homes, all while working in a collaborative and high-energy environment! We're a team of innovators, problem solvers, and creative...

  • Licensed Auto Insurance Agent- REMOTE

    2 days ago

    Providence, United States Rhode Island Staffing Full time

    Licensed Auto Insurance Agent- RemoteBy joining Sedgwick, you'll be part of something truly meaningful. It's what our 33,000 colleagues do every day for people around the world who are facing the unexpected. We invite you to grow your career with us, experience our caring culture, and enjoy work-life balance. Here, there's no limit to what you can achieve....