Mortgage Loan Officer II

7 days ago

Sioux Falls, SD, United States BankEasy Full time
Job Description:

This person originates and manages the larger and, in some cases, more complex mortgage loans that meet established lending requirements and criteria, which provide maximum profitability to the bank with a minimum of risk.

Qualifications: This person should have a bachelor's degree plus a minimum of four years of progressively advanced experience in bank lending or the equivalent. Emphasis is placed on suitable communication skills as well as aptitude for detail.

Principal Responsibilities:
  • Seek, identify, and solicit potential mortgage loan customers, to enhance a sales culture within the Mortgage Lending Department, while maximizing profitability and minimizing risk to the bank.
  • Interview mortgage loan applicants in order to assemble the information needed to make a credit decision as required by Loan Policies and Guidelines, industry standards, and consumer compliance regulations.
  • Determine creditworthiness of applicants by analyzing credit information and appraisals, referring to lending authority as required by Loan Policies and Guidelines and industry standards.
  • Ensure the complete collection of all mortgage loans extended by monitoring past-due reports, assisting the Mortgage Loan Servicing Department on collection efforts, using all legal means as required by Loan Policies and Guidelines.
  • Remain current on industry products and developments, ensuring the bank's ongoing competitive advantage.
  • Provide ongoing customer service to ensure customer retention and continued cross-selling of other bank products and services.
  • Assist correspondent banks, affiliates, and other FBT banks with originating and closing mortgage loans.
  • Attend all loan meetings as deemed appropriate or directed by the Mortgage Lending Department Manager to participate in decisions that affect ongoing and future operations of the loan function.
  • Provide guidance and assistance to the other Mortgage Department Staff.
  • Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  • Adhere to compliance procedures and participate in required compliance training.

Compensation Grade
Hourly Grade 6

First Bank & Trust is an Equal Opportunity, Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, disability, or status as a protected veteran. Read our complete Equal Employment Opportunity Policy Statement. Applicants who would like to request reasonable accommodation to the application or interview process should call Human Resources at 800.843.1552 or email hr@bankeasy.com.

  • Mortgage Loan Officer

    2 days ago

    Sioux Falls, SD, United States Service First Federal Credit Union Full time

    Position Summary Service First is looking for a full-time Mortgage Loan Originator. Responsible for assisting members in their home financing needs and guiding them through the mortgage application process from qualification to closing. You will collaborate closely with borrowers, real estate agents, and other stakeholders to ensure a seamless mortgage...

  • Mortgage Loan Officer

    2 weeks ago

    Sioux Falls, SD, United States Service First Federal Credit Union Full time

    Position Summary Service First is looking for a full-time Mortgage Loan Originator. Responsible for assisting members in their home financing needs and guiding them through the mortgage application process from qualification to closing. You will collaborate closely with borrowers, real estate agents, and other stakeholders to ensure a seamless mortgage...

  • Mortgage Loan Officer

    2 weeks ago

    Sioux Falls, SD, United States Black Hills Federal Credit Union Full time

    Job DetailsJob Location SF - W 10th St. Branch - Sioux Falls, SD Secondary Job Location(s) Pettigrew - Sioux Falls, SD Job Category Banking DescriptionWho We Are We have the fundamental belief that we, as an organization, can and will improve lives. Rooted in the centuries-old credit union philosophy of people helping people, we maintain a simple premise....

  • Mortgage Loan Administrator

    1 week ago

    Sioux Falls, SD, United States SNB Full time

    Are you a mortgage professional, looking to join a growing team that values attention to detail and efficiency? At Security National Bank, if there is one belief we hold together as a team, it's that everything matters. From the words we say, to the way we dress, to the decisions we make and the actions we take - every single thing we do matters. Why?...

  • Mortgage Loan Administrator

    7 days ago

    Sioux Falls, SD, United States SNB Full time

    Are you a mortgage professional, looking to join a growing team that values attention to detail and efficiency? At Security National Bank, if there is one belief we hold together as a team, it's that everything matters. From the words we say, to the way we dress, to the decisions we make and the actions we take - every single thing we do matters. Why?...

  • Mortgage Loan Partner I

    1 week ago

    Sioux Falls, SD, United States Plains Commerce Bank Full time

    Mortgage Loan Partner I Position Purpose: To manage the calendar, lead tracker, and keep the Mortgage Banker organized. Qualities of the successful candidate include: Must have knowledge of credit analysis, credit policy/procedures, real estate lending, problem loan administration, financial budgeting and planning, banking rules and regulations and bank...

  • Mortgage Loan Partner I

    3 days ago

    Sioux Falls, SD, United States Plains Commerce Bank Full time

    Mortgage Loan Partner I Position Purpose: To manage the calendar, lead tracker, and keep the Mortgage Banker organized. Qualities of the successful candidate include: Must have knowledge of credit analysis, credit policy/procedures, real estate lending, problem loan administration, financial budgeting and planning, banking rules and regulations and bank...

  • Mortgage Loan Partner I

    1 week ago

    Sioux Falls, SD, United States Plains Commerce Bank Full time

    Mortgage Loan Partner I Position Purpose: To manage the calendar, lead tracker, and keep the Mortgage Banker organized. Qualities of the successful candidate include: Must have knowledge of credit analysis, credit policy/procedures, real estate lending, problem loan administration, financial budgeting and planning, banking rules and regulations and bank...

  • Mortgage Loan Partner I

    6 days ago

    Sioux Falls, SD, United States Plains Commerce Bank Full time

    Mortgage Loan Partner I Position Purpose: To manage the calendar, lead tracker, and keep the Mortgage Banker organized. Qualities of the successful candidate include: Must have knowledge of credit analysis, credit policy/procedures, real estate lending, problem loan administration, financial budgeting and planning, banking rules and regulations and bank...

  • Intermediate Mortgage Processor

    3 days ago

    Sioux Falls, SD, United States Minnwest Bank Full time

    About Minnwest: Minnwest is a family owned, community bank based in Minnesota and South Dakota. We believe our success is measured by the extent in which we have a positive impact on the communities we serve. We are committed to building strong, vibrant communities through our core values: The customer is the first priority. We will keep all of the...