Financial Planning Principal

1 week ago

Charlotte, NC, United States Equitable Advisors LLC Full time

At Equitable, our power is in our people.

We're individuals from different cultures and backgrounds. Those differences make us stronger as a team and a force for good in our communities. Here, you'll work with dynamic individuals, build your skills, and unleash new ways of working and thinking. Are you ready to join an organization that will help unlock your potential?

The Financial Planning Principal serves as a key supervisory leader within the Wealth Management department, responsible for overseeing the financial planning process and ensuring the delivery of high-quality, compliant advice across both fee-based and non-fee-based plans. This role provides strategic guidance to Advisors, enforces regulatory standards, and drives continuous improvement in planning operations, technology, and training.

This position is based in our Charlotte, NC office and is a flexible/hybrid work environment.

Principal Duties & Supervisory Responsibilities:

  • Supervise the end-to-end financial planning process, ensuring consistency, accuracy, and adherence to best practices.
  • Provide oversight and final approval of financial planning and investment advisory activities.
  • Monitor and enforce compliance with Written Supervisory Procedures (WSPs), maintaining thorough documentation and audit readiness.
  • Serve as a supervisory point of contact for escalations, complex case reviews, and regulatory inquiries.
  • Lead and mentor Advisors through the financial planning lifecycle, offering expert guidance and support.
  • Provide support and serve as a resource for planning-related inquiries.
  • Coordinate training programs for Advisors and internal teams on financial planning processes, software tools, and regulatory standards.
  • Act as a subject matter expert for onboarding, continuing education, and professional development initiatives.
  • Oversee updates to asset allocation models and risk tolerance questionnaires.
  • Lead or contribute to cross-functional projects focused on process improvement, automation, and technology integration.
  • Identify and mitigate risks within the planning process through proactive supervision and issue resolution.
  • Escalate high-risk or complex matters to senior leadership with appropriate documentation and recommendations.
  • Apply critical thinking and analytical skills to resolve issues and improve operational efficiency.
The base salary range for this position is $70,000 - $83,000. Actual base salaries vary based on skills, experience, and geographical location. In addition to base pay, Equitable provides compensation to reward performance with base salary increases, spot bonuses, and short-term incentive compensation opportunities. Eligibility for these programs depends on level and functional area of responsibility.

For eligible employees, Equitable provides a full range of benefits. This includes medical, dental, vision, a 401(k) plan, and paid time off. For detailed descriptions of these benefits, please reference the link below.

Equitable Pay and Benefits: Equitable Total Rewards Program

Qualifications

Required Qualifications:
  • Bachelor's degree required or equivalent work experience
  • 3+ years of relevant experience in a financial services environment, including financial planning, divorce planning, retirement planning, and wealth management
  • Active FINRA Series 7 and 24 licenses
Preferred Qualifications:
  • Degree in Accounting or Finance
  • Certified Financial Planner or Divorce Financial Planner
  • 2+ years of supervisory or testing experience
  • Strong working knowledge of the retail financial services industry, financial planning, divorce planning, retirement planning and/or advanced markets
  • Experience managing relationships with financial planning software vendors
  • Proficiency in Microsoft Excel, Project, and eMoney
  • Highly detail-oriented with strong organizational skills
  • Demonstrated commitment to continuous learning and professional development

Skills:

Effective Communications: Understanding of effective communication concepts, tools and techniques; ability to effectively transmit, receive, and accurately interpret ideas, information, and needs through the application of appropriate communication behaviors.

Financial Planning Instruments: Knowledge of financial planning products (e.g., pensions, annuities) and the ability to apply them to meet client goals.

Financial Services Industry Expertise: Understanding of industry trends, regulatory considerations, and the ability to provide informed financial advice.

Internal Controls: Knowledge of concept, methods, and processes of internal control; ability to create, implement, evaluate and enhance processes in internal controls.

Managing Multiple Priorities: Knowledge of effective self-management practices; ability to manage multiple concurrent objectives, projects, groups, or activities, making effective judgments as to prioritizing and time allocation.

ABOUT EQUITABLE

At Equitable, we're a team committed to helping our clients secure their financial well-being so that they can pursue long and fulfilling lives.

We turn challenges into opportunities by thinking, working, and leading differently - where everyone is a leader. We encourage every employee to leverage their unique talents to become a force for good at Equitable and in their local communities.

We are continuously investing in our people by offering growth, internal mobility, comprehensive compensation and benefits to support overall well-being, flexibility, and a culture of collaboration and teamwork.

We are looking for talented, dedicated, purposeful people who want to make an impact. Join Equitable and pursue a career with purpose.

Equitable is committed to providing equal employment opportunities to our employees, applicants and candidates based on individual qualifications, without regard to race, color, religion, gender, gender identity and expression, age, national origin, mental or physical disabilities, sexual orientation, veteran status, genetic information or any other class protected by federal, state and local laws.

NOTE: Equitable participates in the E-Verify program.

If reasonable accommodation is needed to participate in the job application or interview process or to perform the essential job functions of this position, please contact Human Resources at (212) 314-2211 or email us at TalentAcquisition@equitable.com.

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