BSA/AML High Risk Analyst

BSA/AML High Risk Analyst

Job Locations

US-IN-Evansville | US-IL-Joliet | US-MN-Woodbury

Category/Function

Risk/Security

Position Type

Regular Full-Time

Requisition ID

2025-18941

Workplace Type

On Site

Responsibilities

The BSA/AML High-Risk Analyst requires knowledge of all Bank Secrecy Act regulations including the USA Patriot Act and OFAC regulations with the ability to define problems and propose solutions. The analyst will comply with Old National's BSA/AML policy, program, and procedures for performing higher risk customer reviews, high risk alert dispositioning and customer risk rating responsibilities. The analyst will support Old National's lines of business and banking center locations by performing research, responding to questions, and verifying accuracy of information. This position will comply with all state and federal rules, regulations and laws while utilizing sound judgment and the highest degree of confidentiality. The BSA/AML Operations Analyst must keep abreast with current and emerging money laundering and financial crime trends. The position reports to the BSA High Risk Investigations Manager.

Salary Range

The annual salary range for this position is $51,700 - $101,500. The base salary indicated for this position reflects the compensation range applicable to all levels of the role across the United States. Actual salary offers within this range may vary based on a number of factors, including the specific responsibilities of the position, the candidate's relevant skills and professional experience, educational qualifications, and geographic location.

Key Accountabilities
Perform potential high-risk and risk qualification reviews

* Identify and mitigate risks associated with higher risk customers through scheduled reviews and escalating appropriate findings to the BSA High-Risk Investigations Manager and/or BSA/AML High Risk Manager for further review and action.
* Accountable for decisions on adding, retaining, or removing customers to the Bank's High-Risk Customer Program and collaborating with management on those decisions.

Completion of reporting and tracking for High-Risk
* Complete daily, monthly, and quarterly reports that assist in maintaining the customer risk rating model including monitoring daily risk rating changes and missing CDD
* Perform high risk customer alert dispositioning

Assist to sustain and further develop the BSA AML OFAC Program for the Bank
* Participates in compliance training and additional continuing education to maintain proficiency in the laws and regulations affecting financial institutions regarding BSA/AML and OFAC.
* Other responsibilities and projects assigned by management, make recommendations on enhancements to BSA/AML policies and procedures; provide technical compliance support when issues or questions arise with various operating units

Key Competencies for Position
Culture Leadership:

* Integrity: Demonstrates ethical and informed decision making when determining case actions. Communication: Effectively shares information and ideas with individuals and groups verbally and in written form; displays self-awareness and self-management. Tailors the delivery to the audience and selects suitable delivery method(s).
* Excellence: Displays a commitment to excellence in completion of duties, interaction with others, and helping meet team goals.
* Collaboration: Actively seeks, develops, and maintains trusted relationships with others to achieve business goals and objectives.

Execution Leadership:
* Drive and Execution: Committed to achieving established goals, overcoming obstacles, and continuously learning to improve performance
* Attention to Detail: Completes work thoroughly and accurately; pursues quality in accomplishing tasks.
* Technical Knowledge: Possesses the required technical knowledge to perform the role effectively; continuous learning to adopt new trends or expertise.
* Accountability: Accepts full responsibility for self and contribution as a team member; follows through on commitments; implements decisions that have been agreed upon; acknowledges and learns from mistakes without blaming others; recognizes the impact of his/her behavior on others.

Qualifications and Education Requirements
* Associate's degree in business, accounting, law, or related field or comparable expierence
* 3+ years relevant experience in banking combined with BSA AML, fraud, investigations, operations, compliance, or relevant business experience.
* Ability to work independently and as part of a team
* Fundamental knowledge of banking and financial service company principles, philosophies, and operational concepts
* Strong interpersonal skills along with excellent written and verbal communication skills.
* Sound knowledge of BSA regulations, OFAC regulations, USA PATRIOT Act, Fraud Scenarios, Criminal Situations, and Internal Crimes
* Problem solving skills with the ability to define problems and propose solutions
* Required competency with Microsoft Office Suite, especially Excel, to manipulate data for analysis.

Key Measures of Success/Key Deliverables (2 to 3):
* Timely completion of assignments (alerts, reviews, tracking reports, etc.)
* Participation in BSA AML OFAC specific trainings to aid growth and development
* Team Participation / Involvement - Contribute to the success of the High-Risk Team through sharing of knowledge and resources while helping the team achieve its goals

This position may be filled at a different level depending on the candidate's qualifications and relevant experience. Factors may include but are not limited to: previous experience, depth and breadth of previous or current institution size - the same role for many years or a variety of roles in the same space over a number of years, skills, knowledge, previous performance and success factors, proven ability to achieve sales targets year over year, education/certification, length of time in similar role.

Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles.

As such, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law.

We do not accept resumes from external staffing agencies or independent recruiters for any of our openings unless we have an agreement signed by the Director of Talent Acquisition, SVP, to fill a specific position.

Our culture is firmly rooted in our core values.

We are optimistic. We are collaborative. We are inclusive. We are agile. We are ethical.

We are Old National Bank. Join our team

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