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Senior Credit Analyst

3 weeks ago

Palm Beach, FL, United States FinTrust Connect LLC Full time

About the job Senior Credit Analyst -Palm Beach, FL

Senior Credit Analyst -Palm Beach, FL
FinTrust Connect has partnered with a community-focused banking institution to identify a skilled Senior Credit Analyst. This is an opportunity to join a seasoned credit team, working closely with Relationship and Portfolio Managers to evaluate and support complex commercial lending activities. The ideal candidate brings a strong foundation in credit underwriting with a focus on C&I loans.

Why this opportunity?

  • Culture: Team-oriented, analytical, and collaborative environment with strong mentoring culture
  • Workplace: On-site in Palm Beach, FL
  • Function: Supports credit underwriting, portfolio management, and financial analysis for commercial clients, especially in medical and service sectors
Requirements:
  • 5+ years in credit analysis, loan review, or commercial banking
  • Bachelor's degree in Accounting, Finance, or Business preferred
  • Proficiency in Excel; familiarity with Salesforce or nCino is a plus
  • Experience underwriting complex C&I loans, including for medical practices or service companies
  • Strong understanding of bank operations and commercial loan structuring
Description:
  • Underwrite and analyze credit for commercial lending relationships with a focus on medical practices, service firms, and private client ventures
  • Spread and interpret financial statements, perform covenant monitoring, and prepare detailed credit approval documentation
  • Participate in structuring discussions and strategy meetings with Relationship Managers and Credit partners
  • Track portfolio performance, manage credit risk, and ensure compliance with lending policies
  • Collaborate with internal stakeholders and participate in client meetings
  • Mentor junior analysts and contribute to special projects as needed