Product Development Analyst

Life is too short to work with jerks.

Join our team at NCD, one of the nation’s leading developers, administrators, and distributors of association-based accident & health products, consisting of a unique and eclectic group of winners, nerds, and gamers who balance a fun, kind, and thoughtful approach to life with an unwavering commitment to unparalleled member satisfaction. Our ecosystem is rooted in our five core values: Relentless Positivity, Growth Obsessed, Get it Done, Helpful Spirit, and Solution Driven.

We are not just coworkers, but a family, working tirelessly towards 'Spreading the Smile' to our members, agents, and each other. NCD is at the forefront of accident & health supplemental insurance, in partnership with intentional A rated carrier partners. Our continuous growth is a testament to our commitment to delivering outstanding agent and customer satisfaction.

If you are ready to win each day, are eager to grow, and aspire to contribute to an organization that is setting the pace in the industry, then we are looking for you. Together, let's drive change and take NCD to new heights. Join us and become a vital part of our success story as we continue to transform lives and 'Spread the Smile'.

About the Role

NCD is seeking a detail-oriented and intellectually curious Product Development Analyst with experience in competitive intelligence within the insurance industry, preferably from the carrier side. This role will be instrumental in supporting the ideation and early-stage development of innovative insurance products across both under-65 and over-65 markets. The Analyst will be responsible for gathering, synthesizing, and delivering actionable insights derived from competitor filings, market activity, and product trends to inform plan design, pricing strategy, and ongoing product refreshes.

Responsibilities

• Conduct in-depth reviews of competitor products through SERFF filings, state DOI databases, carrier websites, and internal tools like Competiscan.
• Track industry trends, regulatory changes, and product innovations to identify whitespace opportunities and potential areas for plan refresh.
• Build and maintain a repository of competitive product intelligence by product type (e.g., Dental, Vision, Critical Illness, Medicare Supplemental, etc.).
• Support the creation of benefit comparison matrices, rate benchmarking, and visual summaries to inform product strategy sessions.
• Deliver timely research briefs and competitive analysis that feed directly into ideation and plan design processes.
• Assist in monitoring the regulatory environment to flag potential product impacts, especially for newly proposed benefits or emerging coverages.
• Work closely with Product Owners, Pricing/Modeling Analysts, and Implementation teams to ensure alignment between market insights and product execution.

Qualifications

• 2–5 years of experience in a product, competitive intelligence, or actuarial analyst role—preferably within a health or supplemental insurance carrier.
• Familiarity with SERFF filings and the competitive product review process.
• Experience analyzing individual or group insurance products, particularly ancillary benefits (Hospital Indemnity, Short Term Care, STM, Cancer, Dental, Critical Illness, etc.)
• Proficiency in Microsoft Excel and PowerPoint; ability to turn complex data into clear, executive-level insights.
• Strong organizational and analytical skills with high attention to detail.
• Excellent written and verbal communication.

Bonus

• Direct experience working for or with a carrier, MGU, or TPA in product research or analysis.
• Familiarity with over-65 products (e.g., Medicare Advantage, MedSupp) and supplemental plans.
• Exposure to product lifecycle planning, especially the ideation or design phase.
• Experience with tools like Competiscan, Judy Diamond, or industry benchmarks.
• Familiarity with plan filing processes or regulatory review cycles.
• Background in analyzing persistency or claims data sets.

NCD Benefits:

• Company-paid health, dental, life, and disability insurance
• 401(k) with employer match
• Opportunity for professional development
• Work from home allowance and support
• Positive work environment

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Elevate your career by joining the NCD family, where we're all about "Spreading the Smile"

Apply now and let's transform the world of dental and vision insurance together