Commercial Loan Officer
3 days ago
Responsible for developing and maintaining strong and profitable relationships with commercial clients and providing quality client service. Actively call on businesses in Ascend Bank's strategic lending area and eastern CT; effectively negotiate, structure and underwrite proposed loans in a timely manner and in alignment with the Bank's loan policy; obtain necessary approvals, close the loan and administer the client relationship.
GENERAL DESCRIPTION OF DUTIES:
- Develop relationships with business owners, developers, lawyers, accountants, and real estate investors to develop new relationships as well as maintain satisfactory relationships with existing clients. Network to achieve continuous referral sources for the Bank. Work with the Business Banking Relationship Officers and with Branch Managers on joint calling efforts to cross sell various Bank products and services.
- Interview potential commercial loan clients, quote rates and terms, obtain the necessary information to underwrite the loan request, properly assesses the request and structure the loan in conformance with Loan Policy.
- Actively involved in the loan review of the existing portfolio to ensure credit quality and recommends any upgrades or downgrades to loans.
- Works one on one with credit analysts on completing loan offering memorandums or providing information as needed for accurate underwriting. May at times need to underwrite commercial loan requests.
- Presents loan to appropriate loan authority level.
- Originate new loans, fee income and deposit relationships.
- Recognize and support cross selling opportunities for additional services including cash and wealth management.
- Works with the Commercial Loan Servicing Representative to ensure all loan documentation is accurate, attends loan closing and ensures all follow up documentation is received.
- Evaluate potential client loan requests and make loan recommendations to management.
- Participate with Senior Credit Risk Manager on underwriting matters.
- Perform other duties as required.
- Completes all required compliance training as assigned in a timely manner.
- Empower & Support: Prioritize employees' growth by providing resources, mentorship, and opportunities for success.
- Lead with Integrity: Foster a culture of trust, transparency, and ethical decision-making.
- Encourage Collaboration: Fostering an environment that leverages collaboration, innovation, and accountability to achieve strategic goals
The ability to use data, information, and communication technologies to find, evaluate, create, and communicate information, requiring both cognitive and technical skills.
- Information, data, and content
- Teaching learning and self-development
- Communication, collaboration, and participation
- Digital identity, safety, and security
- Technical proficiency with all bank products
- Awareness and interest in new technology
- Creation, innovation, and research
EXPERIENCE REQUIRED: Five to eight years of relevant commercial lending and/or commercial real estate lending experience in a bank setting. SBA Lending experience would also be a plus.
EDUCATION REQUIRED:A college degree or equivalent work experience.
MANAGERIAL RESPONSIBILITY:Has no supervisory/managerial responsibilities.
*Compensation: Compensation is based on our market pay structures. However, individual salaries are determined by a variety of factors including, but not limited to business considerations, local market conditions, and internal equity, as well as candidate qualifications, such as skills, education, and experience.
Ascend Bank is an equal opportunity employer and offers equal opportunity to all applicants for all positions without regard to race, color, religion, national origin, age, disability, and veteran status.
Applicants requiring reasonable accommodation in the application process should notify Human Resources.
Ascend Bank participates in E-Verify.
EOE/AA/M/F/D/V
-
Customer Solutions Center Agent
1 week ago
Norwich, CT, United States Dime Bank Full timePosition Summary: Join a collaborative, customer-first team that helps our community members with everyday banking. This role offers consistent work, paid training, and opportunities to grow your skills in customer service, problem solving, and digital banking support-all within a supportive environment where accuracy and professionalism are valued. ...
-
Customer Solutions Center Agent
1 day ago
Norwich, CT, United States Dime Bank Full timePosition Summary: Join a collaborative, customer-first team that helps our community members with everyday banking. This role offers consistent work, paid training, and opportunities to grow your skills in customer service, problem solving, and digital banking support-all within a supportive environment where accuracy and professionalism are valued. ...
-
Customer Solutions Center Agent
3 days ago
Norwich, CT, United States Dime Bank Full timePosition Summary: Join a collaborative, customer-first team that helps our community members with everyday banking. This role offers consistent work, paid training, and opportunities to grow your skills in customer service, problem solving, and digital banking support-all within a supportive environment where accuracy and professionalism are valued. ...
-
Teller I
1 week ago
Norwich, CT, United States Dime Bank Full timePosition Summary: The primary purpose of this position is to provide consistent, high quality customer service, including needs identification and cross-selling/referrals, while accurately and effectually processing financial transactions in strict accordance with bank's policies. Knowledge, Skills, Requirements: Requires a high school diploma or its...
-
Mechanical Engineer II
4 days ago
Norwich, CT, United States American Systems Full timeMechanical Engineer IILocation US-CT-NorwichID 2025-3598Category EngineeringPosition Type Full-TimeRemote NoClearance Required SecretOverviewAMERICAN SYSTEMS is an employee-owned federal government contractor supporting national priority programs through our strategic solutions in the areas of Information Technology, Test & Evaluation, Program Mission...
-
Mechanical Engineer II
4 days ago
Norwich, CT, United States American Systems Full timeMechanical Engineer IILocation US-CT-NorwichID 2025-3598Category EngineeringPosition Type Full-TimeRemote NoClearance Required SecretOverviewAMERICAN SYSTEMS is an employee-owned federal government contractor supporting national priority programs through our strategic solutions in the areas of Information Technology, Test & Evaluation, Program Mission...
-
Internal Medicine Physician
1 week ago
Norwich, CT, United States Hartford Healthcare Full timePrimary Care Physician Position Details: Hartford HealthCare is seeking a full-time Physician for a hybrid Primary Care role, with a combination of both home-based virtual days and in-person clinic days. Role: Primary Care Physician (Internal or Family Medicine trained) Location: In-person clinic based in Norwich, CT - virtual days from home Setting: Primary...
-
Internal Medicine Physician
1 week ago
Norwich, CT, United States Hartford Healthcare Full timePrimary Care Physician Position Details: Hartford HealthCare is seeking a full-time Physician for a hybrid Primary Care role, with a combination of both home-based virtual days and in-person clinic days. Role: Primary Care Physician (Internal or Family Medicine trained) Location: In-person clinic based in Norwich, CT - virtual days from home Setting: Primary...
-
Internal Medicine Physician
1 week ago
Norwich, CT, United States Hartford Healthcare Full timePrimary Care Physician Position Details: Hartford HealthCare is seeking a full-time Physician for a hybrid Primary Care role, with a combination of both home-based virtual days and in-person clinic days. Role: Primary Care Physician (Internal or Family Medicine trained) Location: In-person clinic based in Norwich, CT - virtual days from home Setting: Primary...
-
Internal Medicine Physician
1 week ago
Norwich, CT, United States Hartford Healthcare Full timePrimary Care Physician Position Details: Hartford HealthCare is seeking a full-time Physician for a hybrid Primary Care role, with a combination of both home-based virtual days and in-person clinic days. Role: Primary Care Physician (Internal or Family Medicine trained) Location: In-person clinic based in Norwich, CT - virtual days from home Setting: Primary...
