Treasury Management Commercial Card Portfolio Manager

Ameris Bank is a purpose-driven company, dedicated to bringing financial peace of mind to communities, one person at a time. Whether a customer wants to grow their business, buy a home, or feel confident in their retirement plan, they have a partner in Ameris Bank. We serve customers in our locations across the Southeast, Mid-Atlantic and nationwide through our extensive digital offerings and mobile app.

Delivering financial peace of mind starts with a team that values integrity and rewards ingenuity. At Ameris, you'll find teammates who are inclusive, collaborative problem-solvers who go the extra mile to support one another and to meet every customer's needs. When teammates are empowered and bring their diverse perspectives to the table, we create the best possible outcomes for our customers. At Ameris, we know that a growth mindset is key for high performance and fosters an environment that prioritizes continuous improvement. Teammates have access to Employee Resource Groups that serve as advocates and allies as well as professional development opportunities to drive ongoing education. Learn more about our purpose and how you can bring it to life as an Ameris Bank teammate.

The Commercial Card Portfolio Manager is responsible for managing and growing additional spend in the commercial card portfolio, ensuring profitability, compliance, and customer satisfaction. This role involves strategic oversight of card spend performance, client engagement, risk management, and collaboration with internal teams to deliver innovative payment solutions that meet client needs. Performs other projects and duties as assigned.

Essential Functions, Duties and Responsibilities

• Monitor and analyze portfolio performance, including spend trends, profitability, and risk metrics.
• Develop strategies to optimize portfolio growth and retention.
• Serve as a subject matter expert for commercial card products, supporting client onboarding as needed and ongoing engagement.
• Partner with Commercial Card Product Manager, Treasury Management Officers and Relationship Managers to identify opportunities for expansion and cross-sell.
• Conduct regular business reviews with customers' point of contact to assess program performance and ensure adherence to key performance measures.
• Support internal audits, evaluate partner audits and vendor governance reports per program agreements.
• Act as the primary liaison with Visa Supplier Enablement Program.
• Collaborate with product management and marketing to enhance product offerings and drive adoption.
• Identify market trends and competitive insights to inform product enhancements.
• Ensure adherence to regulatory requirements and internal risk policies.
• Monitor credit exposure and implement mitigation strategies as needed.
• Prepare regular portfolio performance reports for senior leadership.
• Use data-driven insights to recommend improvements and forecast growth.
• Practices ethical sales behaviors in accordance with the Bank's Core Values of Integrity and Honesty.
  

Required Knowledge, Skills and Competencies

• Proven experience as a commercial card portfolio manager that delivers the results and improves quality of the client experience.
• Demonstrated ability to support clients across corporate, commercial or specialty businesses.
• Excellent verbal and written communication skills.
• Excellent interpersonal and presentation skills.
• Must be highly motivated and be able to motivate peers and influence partners in other areas to achieve goals.
• Strong understanding of card products, payment systems, and corporate banking.
  

Industry and Work Experience

• A minimum of 6 years of experience in credit card product, sales, or portfolio management is required.
  

Academic

• Bachelor's degree in business, finance, economics, accounting or related field or minimum of 10 years related Treasury Management experience required.
• MBA preferred.
• Certified Treasury Professional certification preferred.
  

Benefits Available to Employees:

Ameris Bank provides a comprehensive employee benefit package to all eligible employees.

• Medical, Dental and Vision Insurance
• Ameris Bank absorbs a major portion of the cost of healthcare. You become eligible for coverage on the first of the month following 30 days of employment
• Life Insurance provided at no additional cost to employees
• Accidental Death & Dismemberment Coverage
• Long-Term Disability Coverage
• Paid Sick and Vacation Leave
• 11 Holidays
• Volunteer/Service Day
• Employee Stock Purchase Plan
• 401(k) Retirement Plan
• Ameris Bank matches 50% of your first 8% of contributions to the plan
• Flexible Spending Accounts
• Health Savings Account
• Health Reimbursement Arrangement
• Supplemental Life & Other Insurance Plans
• Identity Theft Protection
• Pet Insurance
• Legal Insurance
• Employee Assistance Program
• Employee Advocacy Program
• Tickets at Work (Entertainment discounts for Ameris Bank Employees)
• AT&T Employee Discount
• Wellness Discounts for Medical Premiums and Other Rewards
• Employee Referral Incentive
• Education Assistance
• Employee Resource Groups
  

Banking Advantages for Employees:

In addition to a wide array of benefits, Ameris Bank employees are also eligible for special bank services.

• Free Interest Checking
• Free Safe Deposit Box
• Free Money Orders, Travelers' Checks and Cashier Checks
• Discount on Mortgage Origination Fee
• Free Online Banking and Free Unlimited Online Bill Payment
• Employee Banking Perks
  

Disclaimer:

The above job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required for the position.

All job requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a direct threat or significant risk to the health and safety of themselves or other employees.